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Friday, December 31, 2010

Anarchy, Part II


This month's post continues where last month's left off, exposing the unethical and illegal acts committed by Priority One Credit Union's President, Charles R. Wiggington, Sr. His acts and personal and embarrassing indiscretions all began after he was appointed President on January 1, 2007. 

In recent months, the President hasn't entered into personal campaign publicly denying that he has ever been accused of sexual harassment or that Priority One has ever been sued by any former employee. The documents we published last month should serve to bring an end to his denials and lies. 

We understand that he has described the writers of this blog as "dangerous", "trouble", and "trouble-makers." The only response we have is that if we are indeed trouble, then it's only to him and those on his staff who chose to violate policies and laws. 


In 2009, Priority One Credit Union President, Charles R. Wiggington, Sr. had the brilliant idea of reinstating a business relationship with automobile broker, Henry Justice, the former owner of Justice Auto Sales. 

Mr. Justice was and remains a close friend of the President. In the 1990’s, then Vice President of Operations, Charles R. Wiggington, Sr., introduced Mr. Justice to the credit union suggesting that the dealership owner become one of the credit union’s recommended automobile broker. An agreement was signed by Mr. Justice and soon, the credit union began referring members to the dealer.

In 2000, the credit union sent Mr. Justice money to pay for automobiles purchased from the dealer by four (4) members of the credit union. Once Mr. Justice received payment, he should have released the pink slips for each vehicle to the credit union so that Priority One could add it’s name as lienholder until each automobile loan had been paid in full. Mr. Justice did not release the titles.

The credit union began writing to Mr. Justice requesting that he release the pink slips, but he refused. Soon, the credit union’s attorneys began writing to Mr. Justice but to no avail.

A lawsuit was filed by the credit union against Mr. Justice. Mr. Justice responded by filing for bankruptcy and informed the court that he never received the money paid by the credit union. He alleged that the money was received by his daughter who absconded with the funds.

Mr. Justice’s request for bankruptcy was approved and he did not have to release the titles.
Because of Mr. Justice’s actions, the members who had purchased vehicles from his dealership were unable to obtain Registration Cards. This forced the credit union’s DMV Specialists to visit the office of the Department of Motor Vehicles in Lincoln Park each month to obtain temporary registration cards.

It was not until 2006, that one DMV Specialist drove to Carson where Mr. Justice was now working for a brokerage owned by his son. The DMV Specialist convinced Mr. Justice to sign the Power of Attorney forms for each vehicle bringing an end to the case involving Mr. Justice.

Despite the losses of over $80,000 to the credit union and the public relations nightmare caused by the President’s friend, in 2009, Mr. Justice and his son visited the South Pasadena branch and conferred with Charles R. Wiggington, Sr. who agreed to reinstate a working relationship with the automobile broker. 


Shown below, on page 2, article 6, of the "COMPLAINT FOR DETERMINATION OF NONDISCHARGEABILITY OF DEBT" filed with the United States Bankruptcy Court by Priority One Credit Union in 2003, states that among the debts owed by the Defendant, Henry Justice, are obligations owed to Plaintiff [Priority One Credit Union] in the sum total of $85,863.63, plus interest. 



Under article 9 of the complaint, the credit union states that the “Defendant, Henry J. Justice, dba Justice Auto Sales, having obtained Plaintiff’s (Priority One Credit Union) funds through FRAUD with no intent on remitting payments to the automobile auction to clear Title to the vehicles, and in addition, while acting in his fiduciary capacity as agent of Plaintiff (Priority One Credit Union), and as a result of the willful and malicious injury by Defendant (Henry J. Justice), and as a result of the CONVERSION, LARCENY and/or EMBEZZLEMENT of said funds by Defendant, Defendant is not entitled to have these obligations discharged in Bankruptcy pursuant to 11 USC §§523 (a) (2), (4) and/or (6).” Based on an investigation, the credit union gathered sufficient evidence suggesting Mr. Justice embezzled the money paid to him in good faith by the credit union. Despite the credit union's beliefs, in 2009, Charles R. Wiggington, Sr. chose to resurrect a relationship with Mr. Justice. 

 image   image

The credit union accused Mr. Justice committed of "conversion, larceny and/or embezzlement" and owing Priority One “in excess of $85,863.63. '' What's more, in a letter dated July 1, 2004, sent by the Department of Motor Vehicles to the credit union, the department states that “the dealer [Justice Auto Sales] went out of business on April 7, 2003 and did not transfer the vehicle registration” to the credit union, adding that “Investigations was unable to retrieve any documentation from the dealer, in order to assist you in registering the vehicle[s].” 

Even if the Mr. Justice's statements that it was his daughter who absconded with the money paid to his dealership by the credit union were true, why didn't he attempt to rectify this incident with his friend, Charles R. Wiggington, Sr.? 


On the day, Mr. Justice visited the main branch in South Pasadena, he wa me at the reception desk by his good and long-time friend, Charles R. Wiggington, Sr. The President led Mr. Justice and his son to the credit union's Board Room where they remained behind closed doors for approximately one hour. Leaving the Board Room, the three men proceeded into Mr Wiggington's office where they remained for another 45 minutes. The President told his administrative assistant that he would be leaving the office to have lunch with Mr. Justice and his son.  The three men drove to The Barkley where they remained for another hour and a half before returning to the branch. 

Four days later, the President informed Senior Vice President, Rodger Smock; the AVP of Lending, Patti Loiacano; the Accounting Department Supervisor, Jennifer Kelly; and CFO, Manny Gaitmaitan, that he had decided to reinstate a business relationship with the dealership managed by Mr. Justice’s and owned by his son. All were surprised, remember the losses incurred when Mr. Justice embezzled the monies paid to him by the credit union, just a few years earlier. He told Mrs. Loiacano that was to order her staff in the Loan Department that they were to start promoting the reinstated broker and said the credit union would be paying to print fliers that would be distributed to all loan processors and officers and members who expressed interest in purchasing an automobile. He also disclosed that in a few days, he would hand every loan department representative Mr. Justice's business cards which would be handed out to members whose automobile loan applications were approved for funding. 

Surprisingly and out of character, Mrs. Loiacano contested his decision to reinstate Mr. Justice as "the" preferred automobile broker and informed the President that should be asked to repay a portion of the $85,000 he embezzled from the credit union. Mr. Wiggington contacted Mr. Justice who submitted a check in the amount of $1300 which the President said was sufficient to reinstate a working relationship with the automobile broker. And so the President passed out business cards for Long's Auto Sales, the new dealership owned by Mr. Justice's son. 

Mr. Wiggington's plan would have succeeded had we not exposed what he had done on this blog. After exposing his plan on this blog, the President was called at his cellular by Board Chair, Diedra Harris-Brooks, who asked if what we reported was true. He denied our report, describing it as a lie but immediately after concluding his conversation with Mrs. Harris-Brooks, he made his way to the Loan Department and retrieved what he thought were all of the business cards he distributed several days earlier. Returning to his office, he called Mr. Justice and told him that if contacted by any of the Directors, that he was to deny all knowledge of a plan to re-enter into a working relationship with the credit union. Here is a copy of the business card distributed by the President: 


When planning to reinstate Mr. Justice's new business, President Wiggington ignored the fact his friend, Henry Justice, absconded with money paid to him by the credit union a few years earlier. 

The President also ignored the tremendous inconvenience caused to the four members who unfortunately bought cars from Mr. Justice. 

The President had absolutely no consideration over the fact that Mr. Justice caused the credit union's DMV Specialists a huge inconvenience which forced them to visit the office of the Department Motor Vehicles to obtain temporary Registration Cards for the four members who purchased cars from Justice Auto Sales.  

A few months ago, we received the following email from a reader and former employee of the Credit Resolutions Department describing the incident involving Justice Auto Sales:

I worked at Bank of America but went to work at Credit Resolutions with Mike Lee. I decided I wanted to finance my car with Priority One. I traded my car with Henry Justice. Henry told me that how much I was going to be paid for my vehicle. The car was under my name and my girlfriend. Priority One paid Justice but Justice never paid off the amount due on my Camero. I ended up delinquent and it affected my co-signers credit. One of the loan offices told Charles Wiggington but he told her some “dealers do that but it’ll be okay.” Problem is Henry Justice never paid off my car and I became delinquent and ruined my friend’s credit. Charles didn’t ever car or show that he cared and he didn’t do anything probably because Henry Justice and Charles Wiggington were friends.

We were also contacted by a former Loan Officer who was friends with one of Mr. Justice's former employees. She informed us that Mr. Justice's assistant told her that while Vice President of Operations, Charles R. Wiggington, Sr. was paid kick-backs by the dealer. The President's corrupt tendencies are certainly not new.  


In 2007, President Charles R. Wiggington, Sr. refused to comply with security procedures designed and implemented by his predecessor, William E. Harris. At the time, the President's reasons for refusing was that he as President didn't have to carryout security protocols. His refusal resulted in what would become a public relations nightmare. Envelopes containing ballots for that year's election were mailed on whose exterior were printed member credit union account and social security numbers. His refusal to abide to security protocols also cost the credit union $100,000 to pay for remedial measures. The President found a victim in the then IT Manager who he told the board had committed the violation of security when in fact, it was Charles R. Wiggington, Sr. 

The following are copies of just some of a large number of letters sent to President Wiggington by members who were angered and concerned about the breach in security. The President refused to respond to any of the letters stating that replying to member concerns was not the job of the President and instead, delegated the task to a member in the Business Development Department. 

The President committed yet another breach of security when instead of filing or shredding the letters, simply discarded them in his trash can. Fortunately, we were able to dredge these up from the credit union's trash bin. So does President Wiggington suffer from a disdain for rules and policies or is he just stupid? You be the judge. 
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Some members wrote to the President while others called, leaving messages on his voicemail, with his administrative assistant, and with personnel in the Member Services Department. But one member, Steve Bass, chose to express his displeasure by both writing to the President's office (erroneously sent to retired President, William E. Harris) and by posting an article on the Internet. Here is the copy of Mr. Bass' letter sent to the office of the President along with a republished copy of Mr. Bass' original letter published on the Internet. 



Priority One Credit Union touts itself as possessing the ability to help members and employees "win with money." The freeze on non-exempt staff wages implemented by the President in 2009 serves as evidence that the credit union is incapable of helping employees win with money. But what about members? 

The following letter was mailed to the credit union by Ruben A. Spivey, an attorney representing a member who had been subject to extreme duress by the credit union's refusal to release the elderly member's funds after she requested closure of her account because she was moving out of state. 

The elderly member's credit union account was pillaged by her former housekeeper who used both a check card issued in the member's name and forged the member's signature on a number of checks drawn from the member's checking account. 

In fact, Priority One never realized that fraud had been perpetrated. It was only6 after the member called the credit union and spoke to a highly competent Bank Secrecy Act ("BSA") named T. Castrol.  The specialist reviewed the member's computer records and verified which transactions had not been performed by the member. With the assistance of the BSA Specialist, the member filed the necessary paperwork needed to conduct an investigation of the thefts and whose findings would be used to reimburse all stolen monies to the member's account. What the member didn't realize is that the President and some of his executive staff would subject the member to further duress. 

  • An investigation revealed that the member's signature had been forced by her housekeeper on several of the member;'s checks yet not one person at the credit union ever noticed the disparity between the forged signature and the member's actual signature on file. 

  • A check card application had been completed and submitted to the Redlands branch. However, the signature of the application was forged by the housekeeper and again, no one at the credit union noticed that the signature was fraudulent. 

  • The President refused to reimburse the stolen monies, declaring that the robberies had not been perpetrated by the credit union, thus the credit union was in no way responsible for the illegal withdrawals perpetrated using the member's stolen checks and the check card issued by the credit union in her name. 
  • COO, Beatrice Walker, joined the President, agreeing that the credit union was in no way responsible for the thefts and thus not required to reimburse any of the stolen funds. 

Here is the attorney's letter:



A few months ago,an audit was conducted by a CUNA investigator following the filing of a claim filed in which Priority One Credit Union reported that $100,000 had been withdrawn from a HELOC checking account by two members after the date the terms of the HELOC expired. If the terms of the HELOC had expired, then how could the members have withdrawn any money? The credit union forgot to close the account on the day the loan expired. 

Realizing the credit union failed to close the account, the members, a married couple, withdrew approximately $100,000 from the account. They must have thought the money was being given to them without have to repay the funds. 

CUNA's investigator interviewed present and former employees of the credit union, discovering that often time, Priority One's representatives forget to close our accounts whose terms have expired. We're surprised that the credit union's Compliance Officer, Patricia Loiacano, the President and the staff in the Loan Department all failed to notice that the HELOC had not been closed. 



In early 2008, months before leading Priority One into the RED, President Wiggington told employees during a quarterly all staff meeting that while relaxing at home, he experienced a sudden, inexplicable spark of inspiration. The fabulous moment was creating a large, bulky unattractive badge on which were printed the words, JUST ASK

The President declared that he knew for a fact that the badge would help generate lots of new business. This is the first time we publish a photograph of the President’s inspired and inane badge. 

We can't at all comprehend the significance of the message or who it was guaranteed to produce new business. Certainly, the credit union's financial performance through the remainder of 2008, all of 2009 and all of 2010 prove the badge had absolutely no mystical properties needed to produce new business. In his zeal to appear clever and imaginative, the President proved that he is ignorant about marketing and advertising and that maybe his decision in 2007, to eliminate the marketing department, proved adversarial and counter-productive. 

Also, employees were ordered by AVP of Operations, Rodger Smock, to wear the badges while at work, including during lunch periods, so that strangers could inquire with employees what "Just Ask" meant? Within a month, most of the badges had been discarded and lost making this another bad and costly idea implemented by the simplistic President.


The inability of Priority One Credit Union to acquire the level of new business enjoyed in the many years before Charles R. Wiggington, Sr. was appointed President is but one of the many issues plaguing the credit union.

The President has refused to adhere to security protocols and justifying his refusal by declaring that as President, he doesn't have to do so. As a result of his intentional violation of the rules governing security he single-handedly caused the 2007 mailing fiasco. Apparently, it was a breach of security which also allowed a former receptionist of the Los Angeles branch to embezzle funds from member accounts over a period of many months. The thefts she perpetrated were not discovered until earlier this year. 

Priority One has proven it is no member's financial fitness center and that it doesn't possess the knowledge or ability to help any member of employee "win with money." It can't even help itself escape the financial quagmire it was pushed into by the President's chronic business blunders and abuses of his appropriated authority. 

It was also the corrupt and immoral President who tried to restructure a new and revitalized business relationship with Henry Justice, the owner of the now defunct Justice Auto Sales and manager of his son's dealership, Long's Auto Sales, even after Mr. Justice embezzled more than $85,000 of credit union monies. 

Charles R. Wiggington, Sr. has proven he hold a disdain for rules, laws and structures and his actions suggest that he may believe he is exempt from abiding to laws and credit union policies. Certainly the 2008 investigation which gathered evidence proving he sexually harassed a former employee validates his immense contempt for laws. 

In 2008, the corrupt Board Chair, Diedra Harris-Brooks, pretended that she and the Board were genuinely concerned about employee safety and ensuring staff were protected against sexual harassment. In an act of pure superficiality, the Board hired EXTTI, Inc., the same company that conducted the investigation of the President, tom come and speak to ALL employees about the subject of sexual harassment. In the more than 80-years since the credit union opened it's doors, at no time has any employee- management or non-management ever been accused of sexual harassment except for Charles R. Wiggington, Sr. 

Not only did Mrs. Harris-Brooks subject all employees into participating in the sexual harassment seminar, but she, the Directors, the Supervisors and the sexual harasser, Charles R. Wiggington, Sr., all sat at the back of the room, apparently hiding in the shadows where they seem to be most comfortable. The only person who should have been forced to participate in the seminar was the President. 

We find it interesting that the Director of Human Resources, Rodger Smock, has never once ever spoken to employees about sexual harassment. Is it because he's unqualified to do so or is it because he once had a very public relationship with a young Hispanic male employee of the Member Services Department?

On another subject, just a few months ago, COO, Beatrice Walker, ordered the mailing of letters to every member who had been automatically enrolled in Courtesy Pay, the credit union's new overdraft protection program. The letter included a form that the credit union asked members to sign and return to the main branch. Ms. Walker dishonestly enrolled every member in good standing in the program but soon discovered that under the law, members must first agree to enroll in overdraft protection. Ms. Walker, like the President, does not feel an obligation to abide to credit union policies or state and federal laws. We anxiously await to see what new scandals the President and his executive staff immerse the credit union. 

Sunday, December 26, 2010

Anarchy, Part 1


Priority One Credit Union’s Monthly Income Statements and quarterly Financial Performance Reports (“FPR”) prove the credit union will end the year in the negative. This doesn't come as a surprise when one considers that in a desperate effort to remain solvent, President Charles R. Wiggington, Sr. at the request of state auditors, ordered closure of the Redlands and Valencia branches less than 60-days ago.

It is also become obvious that COO, Beatrice Walker, who was hired on June 1, 2009, is proving incapable of resolving the problems created by the President which have thrust the credit union into a continual cycle of financial losses. At a salary in excess of $100,000 per year, one can only wonder if she’s worth the money she’s being paid.

This is a President who has managed over a three-year period, to unravel the accomplishments made by the credit union’s many Presidents and staffs since opening it’s doors for business in 1926.

His AVP sector, his $600,000 telephone system, his elimination of the marketing department, his installation of a marketing committee, his hiring of a COO and many other blunders have all ebbed away at the credit union’s once strong financial foundation and have injured Priority One’s public reputation. 

If Charles R. Wiggington, Sr. was intent on placing Priority One into a state of regression, then he’s succeeded.

Accusations filed against the President in 2008, that he sexually harassed a former employee, were proven to be true and thanks to Board Chair, Diedra Harris-Brooks, the violations of state and federal law were invalidated and reduced by the corrupt Mrs.  Harris-Brooks to a mere conflict of personalities.

It was also Mrs. Harris-Brooks who led the Directors into authorizing obtainment of a $20 million loan from the credit union’s line-of-credit which was used to increase the amount of the credit union’s asset size on paper. It was a decision fueled by pride and ego and purely superficial and it forced the credit union to pay between $30,000 and more than $50,000 per month in interest, alone.

The President also orchestrated the hiring of his long-time friend and associate, Beatrice Walker. According to the President, he hired her to serve as the credit union’s first COO so that she could takeover projects he was too busy to contend to, to help create new streams of business and to help drive out employees he had labeled his enemies.

However, the President’s plans seem to have been derailed by Ms. Walker, herself. Following her arrival at the credit union, she realized that Charles R. Wiggington, Sr. is not, in her words, “President material.” She quickly created alliances with then Director of Credit Resolutions, Yvonne Boutte, and Joseph Garcia. Mrs. Boutte and Mr. Garcia would later reveal that Ms. Walker had plans to displace the President and that they would each serve as vice presidents under her new regime.


So what has Ms. Walker actually achieved? She’s terminated lots of employees, many who she branded “the blogger”, “bloggers” and “friends of the blogger.”
  • She also installed a call center that she described as a one-stop center but which has not only failed to live up to her hype but has aggravated complaints citing poor member service. 
  • She also succeeded in hiring her business associates, Saeid Raad, and IT Manager, Randy McBride. 
  • She’s reduced working hours, eliminated overtime and converted many full-time staff to part-time status and with the conversion, eliminated their medical and retirement benefits. 
  • She’s introduced Courtesy Pay, an overdraft protection program and without first obtaining authorization from members, automatically added it to all accounts. Courtesy Pay has forced many members into collection proceedings. Is this how Priority One helps members win with money? 
  • Ms. Walker charged a $5000 laptop to the credit union credit card. 
  • Her version of a payday loan, titled Skip-a-Pay, crashed and burned but remains listed in the credit union’s portfolio of products. 
  • She and the President have manipulated financial reporting. 
  • She has been accused of creating a hostile working environment, of retaliation and harassment, of same-sex harassment, and of stalking a former branch manager. 
  • She has reduced budgets critical to marketing and business development. 
  • In recent months Ms. Walker determined with the assistance of Director of Project Management, Yvonne Boutte, that the credit union would begin selling VISA Gift Cards. Ms. Walker ordered the printing of promotional materials, research, and the creation of t-shirts to be worn by employees, on which were printed the word "VISA." Unfortunately, after spending had been conducted, her plan fizzled resulting in yet another waste of money. 
Unbeknownst to many employees, Ms. Walker has numerous secondary part-time jobs with other companies including Williams-Sonoma located at 142 S. Lake Street, Pasadena, California.  Ms. Walker is an avid fan and frustrated, interior designer who studied interior design at the College of the Canyons in Santa Clarita, California.

Because of her part-time positions at other companies, she often arrives late to work and leaves early. She being paid more than $100,000 per year to work part-time. She also signed an agreement when she was hired by the credit union in which she promised not to work for any other company where the work could prove to be a conflict of interest. Isn't it a conflict of interest that due to her extracurricular jobs that she only works part-time at Priority One? 


Contrary to President Wiggington's periodic declarations to success, Priority One Credit Union is a credit union that is clearly, not "winning with money." Excerpts from it's September/October Income Statement record immense losses which serve to dispel any insistence by the credit union that things are progressively well. Clearly, they're not. 



The following record provides the amount of Total Net Income attained by the credit union at the end of each quarter in 2006. This was the last year in which William E. Harris served as President and CEO.

Quarter Ending March 2006: $163,502,140.00
Quarter Ending June 2006: $164,358,374.00
Quarter Ending September 2006: $173,252,329.00
Quarter Ending December 2006: $172,250,649.00

The above-shown amounts were achieved without prior to Priority One’s participation in Shared Branching or obtainment of a $20 million loan from the credit union’s line-of-credit. Furthermore, at the time of his retirement, Mr. Harris had just completed a merger with former Inland Counties Postal Credit Union of Riverside County. The merger was but one of several successfully completed by Mr. Harris during his tenure and which increased both the credit union’s member base and the amount of its Asset size.


Late last year, President Wiggington began telling some employees of the South Pasadena branch that at no time was he ever accused of sexual harassment. Some employees actually believed him. 

The accusations were submitted to then credit union attorney, William Adler. Mr. Adler contacted the Board who contracted the services of EXTTI, Inc. The President was suspended with pay by the Board and after about six weeks, a meeting was conducted in South Pasadena in which the investigator provided evidence proving the President sexually harassed a former employees. The detective also recommended the President's termination. Board Chair, Diedra Harris-Brooks, would have none of it and with the help of Directors, O. Glen Saffold and Thomas Gathers, and Supervisory Committee Chair, Cornelia Simmons, voted for the reinstatement of the law-breaking President.

If it wasn't for former Director, Janice Irving, we may never have learned that the President was found guilty of sexual harassment, that the detective recommended his termination or that she and Director, Joe Marchica, voted for his termination. 

This is the first time that we publish documentation proving President Wiggington was accused of sexual harassment and an investigation conducted. It should dispel his "stories" concocted to vindicate himself. 

A letter written by Mrs. Harris-Brooks, describing the her determination that she and the Board determined sexual harassment had not occurred as defined under federal law, served to further victimize the President's accuser. 

Below is a memorandum issued by Senior Vice President, Rodger Smock, informing all employees that the President would be away from the company temporarily on personal time off ("PTO"). 


The following form was issued by investigator, Scott Barer, to each employee he interviewed during his investigation of the President. Please not the inclusion of language which states that the employment of employees will not be affected. At no fault of EXTTI, Inc., the protection offered under the statement was insufficient for the President to carryout campaigns which resulted in the terminations of many employees. Also, following conclusion of the investigation, Vice President, Rodger Smock, at the request of Chairperson, Diedra Harris-Brooks, reported the former employee to CUNA following writing of a bad check.  


Here is the copy of Board Chair, Diedra Harris-Brooks's letter which responds to allegations lodged against the President. The document constitutes an intentional circumvention of ethics by the unscrupulous Board Chair, and ignorant Board of Directors to cover-up an egregious violation of federal law committed by the President. 


In the first page of her letter, Diedra Harris-Brooks states that :"given our understanding of the circumstances, we do not believe the nature of the exchanges rises to the level of [having created] an unlawful, hostile working environment." 

Apparently, Mrs. Harris-Brooks is not very astute. If she were, she might be able to comprehend that creation of a hostile working environment is but one factor used in determining whether sexual harassment has occurred. In the case of this employee, she was terminated after being sexually harassed for a number of years.

Mrs. Harris-Brooks' ability to delve decisions that are compliant to policies and laws is impeded by her dishonest proclivities. She is a horrendous Board Chair who has proven incapable of comprehending the credit union's financial reports, how then is she qualified to comprehend the nuances found in federal law? 

In 2007, Mrs. Harris-Brooks revealed just how corrupt she is when she persecuted a Diector who obtained evidence that then AVP, Liz Campos had sustained more than 40 separate 40 NSF incidents to her Priority One checking account during the months of October 2006 through the first week of January 2007. At the time most of the incidents occurred, Mrs. Campos was a Branch Manager and despite her abuses, Charles R. Wiggington, Sr. deemed it prudent to promote her to AVP and reverse every NSF fee incurred as a result of her abuses. An investigation proved Mrs. Campos had been kiting which is a federal offense and the President was ordered to terminate her employment. 

Despite the fact federal law had been violated, an incensed Mrs. Harris-Brooks threatened the Director who exposed the illegal acts perpetrated by the AVP and warned that in the future, she was to be given any evidence that exposed management personnel of violating federal law. Why would anyone do that? Mrs. Harris-Brooks is not an attorney.She is not a legal expert. She is not a licensed investigator. She's not even a competent Board Chair. 

In her letter to the President, Ms. Harris-Brooks continues by stating, “Nevertheless, the Board of Directors is very concerned that the conduct alleges is not consistent with the Credit Union’s standards of conduct.”  Is this woman a dolt? If the Board determined that they did not "believe the nature of the exchanges (between the President and his victim) attained a level deemed unlawful or which contributed to the creation of a hostile work environment" then why would the Board be "very concerned" about the President's behavior? Mrs. Harris-Brooks isn't even competent at being dishonest. 

Continuing, Mrs. Harris-Brooks states the President must conduct himself in a manner consistent to credit union standards and policies. We invite Mrs. Harris-Brooks to provide us with a documented record approved by the Board which describes the alleged standard of conduct the President is required to abide to. Mrs. Harris-Brooks is dishonest so can we assume the standard she alludes to involves some level of dishonesty? 

And when one considers the abhorrent behaviors demonstrated by President Wiggington, Senior Vice President, Rodger Smock; Human Resources "clerk", Esmeralda Sandoval; and former COO, Beatrice Walker, it is nothing less than incredible that Priority One has a documented standard of conduct that executives are expected to abide to. 

Mrs. Harris-Brooks' message is witless and a lame attempt up covering up a violation of federal law. She makes one reference to an "office holiday party" during which the President stood up, removed his belt and loudly informed the female employee that "I'm gonna whip that ass", "you know you want me to whip that ass", and "come here so I can whip that ass." That was only one of dozens similar incidents that occurred over a period of years. 

Mrs. Harris-Brooks also instructs the President to be aware of the credit union's "Unlawful Harassment policies." Why, wasn't he aware that the credit union has a policy in place forbidding sexual harassment or that sexual harassment is against the law?  Mrs. Harris-Brooks felt impelled to include this statement in her letter because she was present when the detective declared that Mr. Wiggington had indeed sexually harassed a former employee.


Mrs. Harris-Brooks informs President Wiggington that she and the Board will be “monitoring this situation.” What situation? Didn’t she state sexual harassment never occurred? And what actual documented proof exists that either she or the Board ever monitored the “situation.” Were follow-up inquiries ever conducted? If so, on what dates and what findings were obtained from their inquiries? Despite her initial conclusion that no wrong doing occurred, after mailing of a letter to Mr. Wiggington and another to the grievant, the former employee filed a complaint with the Department of Fair Employment and Housing. In response, the Board presented two offers over a seven (7) month period, one in the amount of $20,000 and the second in the amount of $40,000, both of which were declined by the former employee. Why offer to pay the employee money to settle her claim if no wrong doing was committed by President Wiggington? In fact, when Mrs. Harris-Brooks called the President to advise him that the former employee would be offered money to settle her claim, President Wiggington loudly exclaimed, “Just offer her the money. I want her off my back!” Odd response from an allegedly innocent man. Mrs. Harris-Brooks letter is filled with inconsistencies and she admits he committed wrong doing but possibly due to her lack of ethics, decided he was worth retaining and in the end, she was a participant in committing a travesty of justice and contributed to the decline and deterioration of a once proud and promising credit union. 

Mrs. Harris-Brooks informs President Wiggington that she and the Board will be “monitoring this situation.” What situation? Didn't she state sexual harassment never occurred? And what actual documented proof exists that either she or the Board ever monitored the “situation.” Despite her conclusion that no violation of federal law ever occurred, after mailing of a letter to Mr. Wiggington, the President's victim filed a complaint with the Department of Fair Employment and Housing. 

When the Board received the complaint and a 10-page complaint from the Department of Fair Employment and Housing the Board moved quickly and offered $20,000 to the victim to settle her case. Why would the Board offer $20,000 if the President were truly innocent of sexual harassment? Because he was guilty and they knew that if the case proceeded to court, the evidence gathered by the investigator would be used to prove that Charles R. Wiggington, Sr. was guilty of all the charges. 

The Board's initial offer was declined and Mrs. Harris-Brooks called the President on his cellular to inform that the offer had been declined. Exasperated, the President yelled, "Just offer her the money. I want her ["the victim"] off my back." Mrs. Harris-Brooks once again contacted the Department of Fair Employment and Housing, this time offering $40,000 to settle the complaint. Interesting that neither the President or Board Chair have any problem using the credit union's financial resources to resolve problems caused the President's insidious tendencies.  

THEFT OF $60,000

Priority One has decided to seek the prosecution of a former receptionist once assigned to the Los Angeles branch ["LAPDC"]. In late 2009, an audit performed by external auditor, Turner, Warren, Hwang and Conrad discovered the former employee absconded with approximately approximately $60,000 pillaged from member accounts. 

The President and then COO, Beatrice Walker, were told by Board Chair, Diedra Harris-Brooks, that the credit union could not afford the incident to become public. Our publication of the incident forced the Board Chair to change her mind and now, the credit union has decided to proceed with prosecution. How any credit union could even consider to try dismiss the incident is almost unimaginable but this is a company populated by corrupt officers. 


The following letter was signed by Board of Directors, Chairperson, Diedra Harris-Brooks, and mailed to member, Jeffrey Chen, requesting that he respond to the board’s “acknowledgment correspondence” and “application” so that he run as a candidate for a seat on the Board of Directors during last year’s election. Mr. Chen was initially approached by Board member, Bobby Thomas, who is also an officer of the National Letter Carriers Association, Branch 24, and asked to run a seat on the Board. The actual intent of Mr. Thomas, who is the only carbon copied in Mrs. Harris-Brooks letter, was  to impede the chances of candidate, David L. Davidson, from winning a seat on the Board. For those who may have forgotten, Mr. Davidson had once served as a Board member and is the Director who received an anonymous letter exposing an AVP personally appointed by President Wiggington, and who had committed kiting, a federal offense.

Mr. Davidson responsibly submitted the letter to credit union attorney, William Adler who contacted the Board and President Wiggington and ordered an audit of the AVP’s checking account. Incensed that Mr. Davidson submitted the letter to attorney, Adler, Mrs. Harris-Brooks chastised Mr. Davidson during a Board meeting, admonishing him for not having first presented the letter to the Board and allowed them to resolve the problem. Mrs. Harris-Brooks may have forgotten that neither she or any member of the Board is qualified to dispense a decision regarding a punishable offense under state law and that none of them are licensed attorneys.

In the case of the 2009 election, Mrs. Harris-Brooks violated state law when she accepted Mr. Chen’s letter after the date had expired when all applications could be submitted. Here is her letter to Mr. Chen:



The rampant business and legal problems festering at the credit union may have been caused by the President but were enabled by the credit union's corrupt and ignorant Board and it's heinous Chair, Diedra Harris-Brooks. The amoral Chair has spent years hiding evidence of unethical and criminal behavior but fortunately, it was Director, Janice Irving, the only honest Director on the Board at the time the President was investigated, who disclosed that a detective had gathered evidence proving the President sexually harassed a former employee. It was the Chair and four of her lackeys who decided ignoring federal laws and hiding evidence was both prudent and good for the credit union, for members, and for employees.

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