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SHOWN TO THE RIGHT, ARE THE CONTENTS OF THE 11/27/12 LETTER SIGNED BY PRIORITY ONE CREDIT UNION PRESIDENT, CHARLES R. WIGGINGTON, SR. IN COMPLIANCE TO THE TERMS OF SETTLEMENT AGREED TO BY THE CREDIT UNION AND A MEMBER WHO SUED THE CREDIT UNION, ALLEGING THEIR WILLFUL VIOLATION OF THE PRIVACY ACT.

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Friday, October 16, 2009

Running Out of Track



Over the weekend, we reviewed Priority One Credit Union's misnamed "Career Opportunities" page which contains the following statement:

"Priority One Credit Union, A progressive $175 M credit union, is an equal opportunity employer. We offer competitive salary and benefits packages within a friendly team-oriented environment. We provide career growth opportunities for those that demonstrate the potential and have accepted the challenge of responsibility."

$175 million credit union? Not since Mr. Harris was President, has Priority One's Net Income approximated $175 million. As we reported previously, this past August the President wrote to the Board of Directors, stating that $10 million of the $20 million borrowed in mid-2008 from the credit union's line-of-credit would be paid by September 2009. In his statement, he also wrote that the payment would reduce Priority One's Net Income by $10 million

Reviewing the credit union's financial statements for the month ending September 30, 2009, confirms that in September, the credit union paid $10 million of the $20 million. This reduced their Net Income total to $168,211,115.34 which is approximately $7 million less than the $175 million references on their Career Opportunities page. 

What's more, there remains an unpaid balance of $10 million which means that their actual Net Income size is $158,211,115.34.  This means that they're actually worth $17 million less than what is stated on their Career Opportunities page. 

There are so many discrepancies between the statements contained on their website, the President's verbalizations which continually allude to growth and increasing success and what is stated in the credit union's Monthly Income Statements and their quarterly Financial Performance Reports filed with the NCUA. Clearly, the credit union is lying and exacting efforts to present a non-existent image of the credit union's actual standing. 

MORE OF THE SAME 'OL

Over the past two weeks, business and morale remained in decline, with President Wiggington once again, altering his behavior and donning an attitude of unconcern, even disinterest to  the credit union adverse financial climate 

The credit union also published the results of its recent election in the October 2009, newsletter. As we reported in previously posts, this was the second election to be conducted by the credit union in less than 10 months. The first electoral process was declared invalid when it was discovered the President and Board Chair derailed the election when they tried to minimize the number of members who would receive invitations to nominate themselves if they'd like to vie for a seat on the Board of Directors. or Supervisory Committee. 

Of course, after we exposed what the President and Board Chair had done, it was decided to hold a second election and avoid the filing of possible complaints against the credit union which could have resulted in state-ordered sanctions.

The election results were published on the front page of the newsletter, though inconspicuously tucked away at the bottom of the page. The font used to disclose the results is the same size as the font used in the disclaimer for the "Back-to-School" loan which appears at the top of the front page of the newsletter. Shown below, is a copy of the announcement published by the credit union:" 

Supervisory Committee Election Results for two (2) positions:

We want to express our thanks to the candidates who ran for a position on our Supervisory Committee. Cooperatives are built on the spirit of volunteerism and we certainly appreciate their interest in serving.

The results have been calculated and validated by an independent audit firm with the following results:

Ballots received 2,160; 67 of them were considered invalid. The final tabulation:
  • Anna Smith - 1537 votes; 
  • Lorenzo Ford - 1261 votes; 
  • David Davidson - 722 votes; 
  • Jeffrey Moses Chen - 565 votes

Congratulations to the top two (2) winners!

The top two winners are actually incumbents who have been re-elected to the Supervisory Committee. What the results confirm is that President Wiggington's and Board Chair, Diedra Harris-Brooks' tampering did affect the outcome. By accepting the nomination application for Jeffrey Moses Chen days after the deadline for submitting nominations, the two corrupt officers comprised the integrity of what should have been a free and unbiased election. Mr. Chen's nomination also diverted votes that would have gone to the other candidates who submitted their applications by the date when they were due. The President and Board Chair have acted reprehensibly and in a manner that reduced the probity of the electoral process. We believe the effects of what they've done will be reflected in how members respond to invitations that they nominate themselves to vie for a seat on the Board or Supervisory Committee. If Mr. Chen's application had not been accepted due to its late submission, Mr. Davidson probably would have won a seat on the Supervisory Committee. 

CONFIDENTIALITY

Over the past month, the President's persecution complex escalated to new heights. He recently disclosed that he knows, electronic surveillance equipment has been planted by unnamed employees throughout the credit union and so, will launch a new, more stringent campaign to flush out the "rebels" so that they may be terminated. He also revealed that he recently scheduled a meeting to discuss how to stop breaches of confidential information. The meeting was held at the home of AVP, Rodger Smock. Why wasn't the meeting held at Mr. Wiggington's alleged $1 million mansion? If the President wishes to find the source of leaks of confidential information, he need only look in the mirror. 


SEPTEMBER'S FINANCIALS

September's Monthly Income Statement is too long, so we've decided to only publish those actuarials we deem most important and telling about Priority One's actual financial standing. The report also contains a reference to monies spent on Lillestrand and Associates who were hired to assess employee personalities, strengths, interests, and also, help identify who the blogger, bloggers and who their accomplices are. 

The amount of $600.00 is referenced under Educational Expenses for Senior Management but the senior management sector has not participated in educational development, so what exactly was $600.00 spent on? 

The report also references that amount of $12,400.74 spent on the Annual Meeting but the annual meeting took place in May and we know $12,000,74 was not spent for the 30-minute meeting. So what exactly was purchased for $12,400.74?

We've indicated interesting and questionable references in RED font. We know that his current conflict with CFO, Manny Gaitmaitan, involves orders by the President that alter reporting to show high profits while decreasing the actual amount of losses. We find some of the references in the report suspicious and again, suggest an in depth audit to verify the accuracy of the financials being reported by the credit union. 

LOANS
$107,527,589.62
  
LESS: ALLOWANCE FOR LOAN LOSSES
$2,600,000.00

NET LOANS
$104,927,589.62

ACCOUNTS PAYABLE
$3,421,017,56

CASH
$3,987,568.48

INVESTMENTS
$49,980,089.36

INVESTMENTS IN COOP
$40,000.00

INVESTMENT IN FSCC
$24,000.00

NCUA DEPOSIT
$1,284.522.90

ACCRUED INCOME
$719.544.35

PREPAID EXPENSES
$436,707.40

ASSETS IN LIQUIDATION
$100,105.93

OTHER ASSETS
$0.00

SUB-TOTAL
$164,921,145.60

FIXED ASSETS
$9,272,516.22

LESS ACCUMULATED DEPRECIATION
$5,982,546.48

NET FIXED ASSETS
$3,289,969.74

TOTAL ASSETS
$168,211.115.34

LIABILITIES AND EQUITY

Accounts Payable
-$185,427.60

Notes Payable
$10,000,000.00

"Notes Payable" refers to the remaining unpaid balance due on the $20 million loan borrowed by President Wiggington in mid-2008 from the credit union's line-of-credit.

Accrued Expenses
$453,026.33
Other Liabilities
$10,272.05

Shares
$145,648,795.53

Total Liabilities
$155,926,666.31

EQUITY

Regular Reserve
$5,128,606.33

Undivided Income
$7,155,842.70

Total Equity
$12,284,449.03

Total Liabilities and Equity
$168,211,115.34

OPERATING INCOME

Interest on Loans
Month-to-Date
$521,655.40

Year-to-Date
$4,918.471.83

Income from Investments
Month-to-Date
$141,438.69

Year-to-Date
$1,312,562.71

Fees and Charges
Month-to-Date
$209,760.02

Year-to-Date
$1,883,712.63

Month-to-Date
$13,767.61

Year-to-Date
$198,499.39

Total Operating Income
Month-to-Date
$886,621.72

Year-to-Date
$8,313,246.56

OPERATING EXPENSES

Employee Salaries/Bonus
Month-to-Date
$329,521.29

Year-to-Date
$2,807.325.30

Branch Lease
Month-to-Date
$15,461.98

Year-to-Date
$139,419.11

Telephone Expenses
Month-to-Date
$28,383.12

Year-to-Date
$251,145.20

Equipment Maintenance

Month-to-Date
$35,189.37

Year-to-Date
$305,211.89   

Education Expense: Staff
Month-to-Date
$0.00

Year-to-Date
$11,307.88

Education Expense: Senior Mgmt
Month-to-Date
$607.93

Year-to-Date
$4611.08

Education: Supervisory Committee
Month-to-Date
$0.00

Year-to-Date
$9227.26

Education: Board of Directors
Month-to-Date
$0.00

Year-to-Date
$960.00

Training Expense
Month-to-Date
$847.16

Year-to-Date
$12,787.77

Advertising Expenses
Month-to-Date
$2878.20

Year-to-Date
$7329.70

Loan Promotions
Month-to-Date
$5513.15

Year-to-Date
$59,659.73

Promotional Items
Month-to-Date
$3013.08

Year-to-Date
$4977.64

Member Research
Month-to-Date
$0.00

Year-to-Date
$0.00 

Business Development Expense
Month-to-Date
$190.00

Year-to-Date
$3686.33     

Legal Expenses
Month-to-Date
$2980.38

Year-to-Date
$92,171.97

Audit Expenses
Month-to-Date
$3500.00

Year-to-Date
$45,820.80

Consultancy Fees
Month-to-Date
$20,791.24

Year-to-Date
$70,552.63
  
Provision for Loan Losses
Month-to-Date
$191,569.96

Year-to-Date
$2,382,121.29

NCUSIF Stabilization Expense
Month-to-Date
$0.00

Year-to-Date
$1,111,125.73

Interest on Borrowed Money
Month-to-Date
$53,375.85

Year-to-Date
$527,775.00

Annual Meeting Expenses
Month-to-Date
$12,400.74

Year-to-Date
$66,123.14

Board of Directors/Supervisors
Month-to-Date
$1003.20

Year-to-Date
$10,314.76
Branch Expenses
Year-to-Date
$0.00
Total Operating Expenses
Month-to-Date
$1,010,958.86

Year-to-Date
$10,803.511.43

Income (Loss) from Operations
Month-to-Date
-$124,337.14

Year-to-Date
-$2,490.264.87

Loss (Gain) on Disp of Investment
Month-to-Date
-$135.86

Year-to-Date
$711,862.09

NET (LOSS) INCOME
Month-to-Date
-$235,353.10

Year-to-Date
-$4,423.557.81


THE REAL STORY

The real story of Priority One Credit Union is not its decline, but the abherrent behaviors of both it's President and irresponsible Board who year after year, fail enact anything that produces upward mobility. Instead, this rabble of incompetents has chosen to focus on gossip, slander, cheating, lying and subverting the credit union's once excellent reputation. 

We of course, invite the President or any member of the Board to provide evidence of what they've accomplished that has made Priority One a better, stronger, and more prosperous credit union. 

The President's so-called cost-saving agenda is designed to freeze employee wages, reduce benefits and abort the opportunity for promotions. And while his agenda negatively impacts non-exempt personnel, the President continues to waste money on his frivolous, poorly planned enterprises. 

Last year, he obtained approval form the Board to purchase a $600,000 telephone system which since its installation, has been plagued by technical issues.  In 2008, he declared that the new phone system would serve in lieu of creating a call center. A little more than one year later, the President and COO are planning on installing a call center because of the technical difficulties affecting the phone system. 

A few weeks ago, the Board authorized the hiring of Lillestrand and Associates who were to administer tests of all non-exempt employees to obtain a record of their interests, likes and dislikes and strengths. According to Loren Lillestrand, the information would be used to place employees in positions where there likes could be used to realize the credit union's business goals. Mr. Lillestrand has been paid more than $25,000 and the information he provided has not been utilized because what the President wanted was for Mr. Lillestrand to identify rebel employees who the President believes are trying to topple his authority. 

We located the following article by Chris Penttila, titled, "Rethinking CEO Salaries." So far, President Wiggington's solutions don't demand anything from the management sector. His purported solutions don't require that he or his executive staff sacrifice anything that could reduce their salaries and benefits. Charles R. Wiggington,. Sr. may not be bright or prudent but he is unscrupulous. Here is Chris Penttila's article:

RETHINKING CEO SALARIES
Pay-for-performance structures are enjoying a resurgence.

Last September, Mission Research formed a compensation committee to discuss capping executive pay and by how much.

Charlie Crystle, co-founder of the 35-employee Lancaster, Pennsylvania, software company, would like to see executive pay limited to seven times the company's median salary, which hovers around $60,000. Mission Research generated $3 million in revenue last year. "We're trying to figure out the right mix of goals and bonuses for our executive team," says Crystle, 41. "It's part of our growing up and becoming a real company." Mission Research plans to implement a new compensation structure early this year.

It's a timely move given recent public rage over executive pay. Anger has been simmering for years, but it boiled over last fall amid the taxpayer-funded bailout of the financial sector. Watching CEOs glide away from failed companies with multimillion-dollar severance packages has the public questioning with renewed vigor whether corporate executives are worth what they're paid....

Congress is considering a variety of measures, including pay caps on public companies and "say on pay" legislation that lets shareholders vote on executive pay packages.

The pressure on improving pay for performance will be immense over the next couple of years," says Paul Hodgson, a senior research associate at governance research firm The Corporate Library. Topping its most recent CEO pay survey is Oracle CEO Larry Ellison, who made almost $193 million last year and incited shareholder anger when he received a 38 percent pay increase.

Some CEOs are voluntarily limiting their pay. Since 2004, at least 62 CEOs have signed agreements accepting cuts in pay or forgoing severance packages when times get tough, according to The Corporate Library. The list includes H&R Block CEO Russ Smyth, who has agreed to a pay cut if the company hits tough times. JetBlue Airways CEO David Barger, meanwhile, accepted half pay last summer when the company instituted a hiring freeze."

Don't  expect President Wiggington or any of his overpaid executive sector to sacrifice a portion of their salaries or benefits. None are invested in the credit union's well-being and President Wiggington is an opportunist who will manipulate policies and laws to ensure that his salary, benefits and perks remain unaffected by declining business. 



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42 comments:

Anonymous said...

Let's play a game shall we... It's called "When will the NCUA take over P1 or at the very least put them under a NCUA Supervisory Agreement?"

My guess is after 1/1/10 and by or before 3/31/10. So I'll pick 2/22/10. Here's how I come to that conclusion:

On 12/31/08 Capital was 9.70% (very healthy and respectable, btw);

On 3/31/09 Capital was 7.34% BIG DROP... But keep in mind that a about 1/3 of that drop ($1.2m) came from the NCUSIF special premium. Had it not been for that (and Wiggy had nothing to with it) Capital would have been 8%+.

On 6/30/09 Capital was 7.15%. So it appears that the free fall is over but we do know that the 3rd quarter numbers are poo-poo stinky....I'm guessing that the NCUA Call report will show Capital somewhere between 6.8% to 7%. If losses keep up at the same pace in the fourth quarter as Q3, by February 2010 Capital could dip below 6% at which time the good fellas at the NCUA will be callin to say:

Mr. Wiggy, we need to have a few words with you. So what other guesses do we have???????

Anonymous said...

This is too funny not to share.....in the next couple of months any member should be able to go into P1 and ask to see the FORM 990 tax filing.

All state chartered CUs are now required to submit their own form and among the tidbits of info contained on said form will be the salaries of any employee earning $100,000k or more a year. And get this, if the CU refuses to provide a copy to the member on the spot they can be fined up to $10,000 per day. Wiggy's day of reckoning is coming sooner than he knows.

Anonymous said...

We're at the end of October and the credit union is still losing lots of money. As anonymous #1 wrote the 3rd quarter numbers are pooh stinky and there is no way Wigg can do anything to turn the loss of business around. And I think members should make a united effort and not only demand answers to what this clown is doing but ask to see the Form 990.

Btw, Priority is getting ready to lay-off more employees. Wigg couldn't help but talk about it again. They have a list they are reviewing and will be letting more people go. They have also asked employees to give up more days of work during the month. I guess things are getting worse, huh? Last week the COO and the senior VP didn't look too happy but I'll be darn Wigg looks great. The moron probably thinks that by cutting hours and laying people off that's somehow going to turn business around. It can't happen because the root of the business - Wiggington and the Board don't know what they're doing. Want to see improvment - fire him now before its too late!

Anonymous said...

Several months ago Wigg started tightening down on security at priority, telling people that he would be ready just in case someone wanted to get him. The man is so stupid to think that anyone would risk doing something illegal to get him. He's not worth it!. To the board, thanks a lot for putting everyone's jobs in danger. You've really done a great job particularly Diedra.

Anonymous said...

Prioriy 1 serves as a great case study of everything you shouldn't do in business. The Wigg has shown time and time again he isn't worth keeping but they keep him. So to offset costs, they introduce cutbacks. That doesn't work and they fire people. Even with 4 people fired and losing their only income Prioriy is getting ready to fire some more employees. You have a COO with experience. Why not show Wigg the door and lets see if she can save Priority. If you get rid of Wigg you can save the jobs of 3 to 4 employees who are going to be needed to help get business going again. Basically Prioriy is a body without a head already, so get rid of Mr. Useless and lets see if things improve.

Anonymous said...

On the report it shows $2980.38 spent for legal expenses for Sept and ytd, $92,171.97. Why?

Anonymous said...

Did anyone see where they put the 'Loren' money at? What a stupid waste of money to 'find' out personalities.

Anonymous said...

At South Pasadena the coo, senior vp, Wigg and others have been meeting to see what employees are going to lose their jobs. Wigg and the board think that if they fire people that will save the credit union but it can't because delinquencies are up and business is down plus you have a moron running the place to the ground. If Wigg was a man he'd quit and give the credit union a chance to save itself.

Anonymous said...

Wigg's not gonna quit he gets paid way toooooo much and he knows he'll never have it as good as he does right now. He'll continue to collect a paycheck until P1 is gone...but just wait until the 990 forms are available....it will make you lose you lunch when you see what his board buddies are paying him. In fact the 990 will show total compensation plus bonus and other perks/benefits. And here's the best part...since we know Wiggy can't help himself and reads this blog he now knows that we know about form 990 and he has got to be pooping in his panties. Even if he refuses to give the form upon request to members that's cool...not only can he be fined up to $10,000 per day but the info will be posted on a web site. I find out which URL and post that here real soon. Sleep well Wiggy, you lying, cheating thief!

Anonymous said...

Wiggington is disgusting!

Anonymous said...

P1'S MISSION:

To help our members-owners and employees achieve financial fitness. We are committed to providing quality products and services that help you win with money.

How is the cu going to help members in the state its in?

Anonymous said...

Wigg and the board think cutting back employees is somehow going to turn everything around but without leadership that can channel in new business and if they continue spending huge amounts of money on "things" that are supposed to somehow make things better, they're not going to change a thing. Its bad planning and ignorance about finances. Wiggington may try to hide, but he is the reason Priority is a mess. And that's a great point. How can Priority be a financial fitness center for members if it can't be a financial fitness for their employees or themselves. How can you trust them to take care of your money when they can't take care of their own?

Anonymous said...

They can't be a financial fitness center to anyone but they are also liars and cheaters! Wiggington lied to the DFI about the financials and then tried to cheat on the election. Why would anyone trust him with their money?

Diedra said...

Deduct the $10 million they still owe on the loan and the asset is closer to $158 million a far cry from $175 million. He needs to change the info he's trying to sell to people visiting the cu's website. $175 million is a thing of the past that Wiggington never could and never will achieve.

Anonymous said...

Diedra you and Wiggington are FIRED!

Anonymous said...

I hope that NCUA does come calling. I would like to be present when Wiggington actually has to give answers. Its one thing to dupe employees, members, and the stupid board but government is another story.

Anonymous said...

What is the Dfi waiting for?

Anonymous said...

Like most government agencies the DFI is slow. But we don't know how many Wiggingtons are running other financial institutions. That's scary to think there are more of his likes out there.

Anonymous said...

I agree there are probably a lot of Wiggington's out there but there aren't any blogs about them. I think if the DFI took action it might serve as a warning or example. Its nice to see that Wiggington is unaffected. A friend told me he walks around the cu like he's king obviously not caring about the future of the cu he screwed over or the employees he also screwed over.

Anonymous said...

You all suck ! ! ! Get a LIFE...

Anonymous said...

To you all suck, get a life,

Guess what stupid this is our life this job pays our bills puts food on the table and
With out a job we would lose our homes and be on the food line. And your right it does suck that we have a BASTER and a BITCH running the place.

Anonymous said...

When confronted with the truth, morons usually respond with comments like "You all suck ! ! ! Get a LIFE..." Obviously too stupid to understand that people are afraid to lose their jobs and know if they do its because some idiot thought nothing about the company or the employees because he was too busy piddling about, slamming people's reputations, lying to the DFI, stealing a car, sexually harassing an employee, and acting like a fool. Anonymous, why don't you get a life, a brain & an education!

Anonymous said...

Maybe anonymouse meaant to write Wiggington, you suck and get a life! Everyone is entitled to be stupid.

Anonymous said...

How stupid! The president lies to the dfi, is threatening the existence of the credit union, and employees might lose their job and somewhere from that dark hole you call your mind all you can write is "you suck" and "get a life." You must be one of the stupidist people on the planet.

Anonymous said...

Anonymous said...

You all suck ! ! ! Get a LIFE...


WHY DON'T YOU GO SUCK ON WIGGINGTON'S TAILPIPE!

Anonymous said...

Since everyone in the industry knows about this blog and PI is the biggest joke around credit union land. We were wondering if the famous Wigg and his side kicks Smock and Direda will be attending the annual meeting for credit unions.
Do they realize how far this blog has gone and much attention this blog has.

Anonymous said...

Where is the annual meeting taking place? Wiggington is dull. He probably would go to the meeting and be unaffected because it doesn't matter what financials say or what employees have seen, in his reality everything is okay. This blog has been talked about on Twitter, on other blogs, people talk about it in Chapter meetings, and the CCUL, NCUA and DFI and that is only a few of a lot of places where it is discussed. It should be included in an economics class of what you never do and who you never promote to president. I was at a meeting where Wiggington was the laughing stock of the industry. And up to now not one of his supporters has ever given one piece of info proving that anything on this blog is untrue or to show that Wiggington has made progress. I guess its easier to criticize the people who might lose their jobs than the person who might make them lose their jobs.

Anonymous said...

John you are a hero to many.

Anonymous said...

Wiggington's been out visiting branches. Funny but in 3 years he never did that until this blog started reporting aboud everythign he doesn't do and probably because his contact is up for renewal in December.

Anonymous said...

Okay, if you think you're going to be losing you jobs, LEAVE, why do you continue to be MISERABLE? All of you continue to talk about Wiggs, but NONE of you are willing to step up to the plate and do something different. Let's face it...everyone deserves to be happy. My suggestion to ALL of you Priority One (Wiggs)HATERS is to go to another Credit Union where you can take your talent and be useful. Or maybe go to a newspaper, where you can get paid to write crazy bullshit -- you people have too much DAMN Time. Here's a tip...I'm taking a risk being on this site, but I over heard a reliable source say they know exactly who the Main Blogger is and they also are ways to find out who is typing in the anonymous comments. So if you come up missing from your current position, it could be because you're stupid ass is on this BLOG!

Anonymous said...

What an idiot!

That means there's a way of finding out who you are and who those people are that defended Wiggington.

And you are so stupid you can't see beyond your probably fat nose. Its not only being afraid of losing a job its that one man has ruined a credit union that so many people over so many years worked so hard to build. So an idiot like you thinks its okay for one person to destroy a business and endanger people's jobs and your solution which is nothing more than idiocy is to suggest people leave. Your are a total ass and are probably an embarrassment and a danger wherever you work. Unless your retired which would mean you have saved some company from having to deal with your stupidity.

Wiggington is a putz but thankfully there are a lot of employees who are trying to help the credit union. The new COO seems to understand there is talent at Priority 1 that can be used to rebuild and hopefully save the credit union so why don't you go and ruin some other business with your dull opinions about what you, some moron, thinks employees should do. Idiot!

Anonymous said...
Okay, if you think you're going to be losing you jobs, LEAVE, why do you continue to be MISERABLE? All of you continue to talk about Wiggs, but NONE of you are willing to step up to the plate and do something different. Let's face it...everyone deserves to be happy. My suggestion to ALL of you Priority One (Wiggs)HATERS is to go to another Credit Union where you can take your talent and be useful. Or maybe go to a newspaper, where you can get paid to write crazy bullshit -- you people have too much DAMN Time. Here's a tip...I'm taking a risk being on this site, but I over heard a reliable source say they know exactly who the Main Blogger is and they also are ways to find out who is typing in the anonymous comments. So if you come up missing from your current position, it could be because you're stupid ass is on this BLOG!

Anonymous said...

Obviously, you have too much time because your posting on this blog too. What a moron! By the way, the truth must just be so uncomfortable that it has forced you to post a blog just like other readers. Freedom of speech and expression are only a threat to the dishonest- like you!

TG said...

Wow! You heard from a reliable source that "they" know who the "main" blogger is.

Before posting you might have wanted to do your homework but like all Wiggington supporters you didn't. There isn't a way of finding who the people are who post anonymously comments on any blog though there is a way of finding out who the bloggers who write the articles are. The also is a legal process needed to do that a fact you forgot to men.

The company has a right to do so but I suspect that the writers probably can prove Wiggington was investigated for sexual harassment and as they proved on one of the posts they have copies of the email sent by the DFI to member which proves Wiggington lied to the dfi and I bet they have the letter which the cu sent which contradicts what Wigg told the dfi. DMV can prove Wigg took the member's car and there's probably proof that Wigg approved P. Polly's loan for a car just because he was attracted to her. And don't forget that incident with Justice. I bet the records written by the investigator who interviewed Wigg when he was on suspension could be subpeoned and maybe once and for all prove that there was enough evidence to fire him. I would bet the employee who got sexually harassed might be willing to go public.

Using scare tactics/lies to keep people from posting comments
is just more proof that Wigg has something to hide. Instead of protecting the man who has damaged the credit union his protectors prove they are uneducated and irresponsible. And telling everybody who dislikes (not hates) Wigg to quit instead of firing the president shows how smart his supporters really are. On top of it, I wonder if employees could sue the cu and Wigg for retaliation or harrassment? Is a class action suit possible? And I wonder if members could sue him for what he has done?

Anonymous said...

DAMN! I think the COO is posting as a Wigg supporter.

Anonymous said...

The last couple of posts got me to thinking.... everyone knows Wigg and others know and read this site, and of course most, many, all? of the staff read the posts and like another post mentioned Wiggy and crew are the laughing stock of the industry BUT... people! we missed the most important people who must be told about this blog...the members! Share this blog with every member possible and tell them to share it with others...if more members find out what has happened to their credit union perhaps they will start asking for Wiggy's head.

Anonymous said...

I have to agree, the members can have Wiggington and Diedra removed. As for his one supporter, your statement that the company knows how to get the names of people who post anonymously. Sorry but that is an outright lie! I would have been impressed if you had provided proof needed to clean-up your buddy's reputation.

Anonymous said...

No one who supports Wigg can ever provide proof because they know he has done everything mentioned in this blog. All they can do is call people names and show that they're as low class and stupid as Wigg. And bet that was Cornelia or Gathers. Any bets?

Anonymous said...

Wiggington talks like he's still in the ghetto. Why should his friends be any different?

Anonymous said...

I bet Cornelia.

Anonymous said...

Cornelia and Diedra think everybody has to obey the rules except them. Both retired from the post office where they were not liked and both embarrass their race. I hope people don't think we are all like that.

Anonymous said...

The Anonymous Voyeur would like to point out a minor flaw with the first post in this thread.

I do agreed that P1 is destined for regulatory action, possibly within the 2/22/10 time frame. There is a minor problem since the NCUA doesn't really care much for liquidations. What credit union would want to merge with P1 and assume this sordid mess?

Anonymous said...

Since P1 is a state cu is it the NCUA or the DFI that would step in?
P1 needs to have something that makes it attractive to another cu and it has nothing except a history of bad decisions by a bad president and an even worse board.

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