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SHOWN TO THE RIGHT, ARE THE CONTENTS OF THE 11/27/12 LETTER SIGNED BY PRIORITY ONE CREDIT UNION PRESIDENT, CHARLES R. WIGGINGTON, SR. IN COMPLIANCE TO THE TERMS OF SETTLEMENT AGREED TO BY THE CREDIT UNION AND A MEMBER WHO SUED THE CREDIT UNION, ALLEGING THEIR WILLFUL VIOLATION OF THE PRIVACY ACT.

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Thursday, March 10, 2011

The Do's and Don'ts in Business

Is He Worth the Pay?

A reader of this blog recently provided information about how to view Priority One Credit Union's Form 990 IRS tax filings which are available for public viewing and include a record of salaries paid to it's officers. And so we've decided to publish excerpts from the credit union's 2008 and 2009 filings which show, in part, that President Charles R. Wiggington, Sr. was paid in excess of $150,000 per year. In view of his history of immense business failures and voluntary involvement in scandals, we find it incredulous that the Board of Directors concluded he is deserving of such a high salary. Clearly, the Board believes in rewarding failure. 

To put things into perspective, since January 1, 2007, the date Charles R. Wiggington, Sr. began his stint as President, the credit union has lost millions of dollars in assets, What's more, 2009 ended with the credit union immersed more than $5 million in the negative. In October 2006, Directors, O. Glen Saffold, Thomas Gathers, and Janice Irving all revealed they selected Charles R. Wiggington, Sr. because "the credit union needs a Black president." As his well-documented record of performance proves, Black trumped competency and the results are self-evident.  

President Wiggington is hardly the highest paid President/CEO in any industry but he is one of those rare cases where his performance has become public as have his personal indulgences in non-business related activities, prompting us to ask, is he worth the salary he receives? Actually, should he even continue to be employed by Priority One Credit Union?

Despite his abysmal performance and array of failed business decisions, Priority One's incompetent Board of Directors not only retain his employment but continue to grant him annual increases in salary. But the President and the Board have established a set of double-standards which have created a disparity in what are the performance expectations placed on managers including executives and those placed on non-exempt staff. 

In September 2008, during one of the credit union's quarterly all-staff meetings, President Wiggington declared, "No one in this credit union is going to get a raise unless they get a 5 on their [performance] evaluation and prove they are performing above average. You’re going to have work hard for a raise.” So how could the person who has caused the credit union to lose millions of dollars in assets, who has wasted hundreds of thousands of dollars on failed projects and who was found guilty of sexual harassment in 2008, not only retain his employment but continue to receive salary increases? 





TELLING WHOPPERS 

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The image shown above, was copied from the credit union's website and is of course, a huge exaggeration. Priority One hasn't been a $175 million credit union since 2008, when Charles R. Wiggington, Sr. borrowed $20 million from the credit union's line-of-credit all to create an increase on paper, of the credit union's asset size. His ploy was authorized by the Board and forced the credit union to pay monthly interest payments which approximated $30,000 to more than $50,000.'

On January 1, 2007, the credit union's asset size was $172 million. In mid-2008, the President borrowed $20 million which increased the asset size to $181 million though the actual asset size was $161 million. This was a loss of $11 million since January 1, 2007, the date Charles R. Wiggington, Sr. was appointed President. 

On December 31, 2010, the credit union's actual asset size was $144,486,639. This was almost a $30 million drop of the credit union's net income size since January 1, 2007.

Inarguably, Priority One is not a $175 million credit union. The highly erroneous reference on the credit union's webpage is just part of the same old sham constantly perpetrated by the President to create an appearance of success that is non-existent. Under President Wiggington and the Board of Directors, creating false impressions is the goals since apparently all of the officers are incapable of forging effective strategic planning. 


"A PROGRESSIVE 175 M CREDIT UNION"

The credit union's actual asset size is less than $150 million clearly revealing Priority One is not a $175 million credit union or progressive. The President and the Board should familiarize themselves with the definition of the word progressive. We suggest they amend their current statement to read:

“Priority One Credit Union, 
a regressive $144 M Credit Union”


We always appreciate reader comments whether for or against us. One astute reader recently provided us a summary of the credit union's for the quarters ending December 31, 2008 through the quarter ending December 31, 2010. The summary document a pattern of losses that neither the President or Board of Directors are equipped to stop. Here is the comment posted by the reader using the handle, "Look at Their Reports":

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It is clear that in spite of President Wiggington's insistence that business is thriving that the credit union's own documented financials prove Priority One has been traversing a losing streak. 

No matter how colorful the story, no matter how positive the message, the fact is President Charles R. Wiggington, Sr. is a chronic and compulsive liar. There is a lesson to be learned in all of this and it is that like his stories that he resides in a $1 million estate, that he is an avid collector of art, and like his fleet of fabulous vintage BMW's, his claims that Priority One is again thriving is nothing more than another colorful imaginary concoctions.  



CRYING WOLF


On February 22, 2011, AVP/Executive Vice President, Rodger Smock, post a notice via the Intranet, informing employees of the credit union that President Wiggington had been hospitalized during which he suffered a stroke causing paralysis to one of his legs. 

A few days later, Mr. Smock informed some staff members of the South Pasadena branch that the President had been taken to Kaiser Permanente - Sunset during which fluid had been discovered in his lungs. During his stay, he allegedly suffered the stroke. While hospitalized tests disclosed the President had cancer. Later, following his return to the credit union, the President would traverse the South Pasadena branch telling staff he had "ball cancer." Several employees said the President had become ill just a few days after the arrival of state auditors at the main branch in South Pasadena, California. 

On February 28th, the Senior Vice President informed some employees that the President had been released from the hospital and returned home and would have to undergo therapy to help regain use of his paralyzed leg.

Within a few days following his release and almost miraculously, the President called Rodger Smock; COO, Beatrice Walker; CFO, Saeid Raad; and sent text messages to AVP, Gema Pleitez, sharing details about his ordeal while at the hospital and describing his impending medical treatment to help regain use of his paralyzed let. He also found the time and courage to call AVP's, Lynnette Fortson and Sylvia Perez and numerous other employees of the credit union's other branches, to talk about his illness, the tests he had been subjected to the prescribed treatment that would be administered. 

A few days later, Mr. Smock informed some staff that the President who had allegedly had fluid in his lungs, suffered a stroke, and been found to have "ball cancer" was scheduled to return to work on March 17, 2011.

On March 3rd, Mr. Smock traipsed through the main branch informing employees that the President is "in good spirits", "feels like new", and "it's like nothing ever happened." Maybe nothing did. After all, Charles R. Wiggington, Sr. is a story-teller. Not an interesting story-teller nor an interesting story-teller, but a story teller. nonetheless. 

There is no evidence he ever  had fluid in his lungs. If he suffered a stroke it apparently had no effect on his addiction to blabbing. We've never heard of someone who suffers a stroke who returns home and indugles themselves in calling anybody and everybody they know. 

So was he really ill? A few days before auditors arrived, President Wiggington disclosed he wasn't looking forward to answering their questions. Coincidentally, his bout with illness impeded him from having to answer questions.

His alleged recuperation is nothing short of a miracle. The gravity of his illness should have precluded him from returning home so quickly much less spending hours on phone gabbing about his alleged illness. He was admitted to the hospital on February 22, 2011 and scheduled to return to work on March 17, 2011. 

It's also peculiar that during his absence, authority over the credit union was delegated to Rodger Smock and not COO, Beatrice Walker. What prompted the Board of Directors, actually it's Chair, Diedra Harris-Brooks, to bypass Ms. Walker and instead temporarily transfer all authority over the credit union to the historically incompetent, Rodger Smock? In 2010, wasn't Mr. Smock been marked for termination by Ms. Walker? Inarguably, Ms. Walker no longer holds sway over the Board Chair. 


THROWING AWAY MONEY

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We recently obtained copies of the credit union's Form 990 IRS filings which reveal amongst other things, the salaries of the credit union's executive sector. 

Despite the history of failures caused by Charles R. Wiggington, Sr. since he became President on January 1, 2007, the Board of Directors and in particular, it's Chair, Diedra Harris-Brooks have not only fought to retain him on payroll but granted him annual salary increases. Evidently, Priority One's Chair is a woman who believes the President's horrendous performance is worthy of being rewarded. 

2008 FORM 990 IRS FILING

The following excerpts were taken from the credit union's 2008 and 2009 Form 990 IRS filings.   
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As shown below, the credit union states that each Director contributes one ("1") hour each week serving on the Board. This is of course, untrue. The Board meets once per month and usually Joe Marchica, Thomas Gathers, and Janice Irving are not present. 

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Though not stated in the Form 990 IRS filing, not all of the executives work eight (8) hours per day, five (5) days a week. As we reported last years, since being hired, COO, Beatrice Walker, has said she sometimes leaves work early to go to her second employment and William Sonoma in the city of Pasadena, California. is this one reason why the $100,000 a year COO has yet to develop products or services that prove successful? 

President Wiggington, despite his immense ineptitude as President, is paid a salary of $153,295 per year. Clearly, he is not being paid this amount because of his competency. 

charles R. WIGGINGTON SR,  PresiDENT/CEO      1.0

                               153,295                                       22,756     

As shown above, he received "other compensation" totaling $22,756. The total paid to President Wiggington in 2008 was $176,051

Since 2009, the President has implement expense reductions including a freeze on all non-exempt staff salaries but note, that not only has the freeze not impacted his salary, he has actually been given raises and bonuses. His decision to borrow $20 million from the credit union's line-of-credit in mid-2008, forced the credit union to pay monthly interest payments which amounted from $30,000 to more than $50,000. In 2008, he was also found guilty of having sexually harassed a former employee. Evidently, in the midst of the credit union's woes, Charles R. Wiggington, Sr. has prospered. 

In 2008, AVP/Senior Vice President, Rodger Smock, was paid a salary of $101,053 plus an unspecified additional $15,236 for a total of $116,289. Evidently, Mr. Smock has also prospered in the midst of the credit union's troubles. 

Rodger Smock, Senior Vice President       1.00               x       101,053         15,236

The Unsecured notes and loans payable refer to the $20 million borrowed in mid-2008 by President Wiggington while the reference to $5 million indicates the remaining unpaid balance. 

Line 24  Unsecured and loans payable....  5,000,000     20,000,000

The President's 2008 Salary and unspecified payments

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According to the credit union's statement, shown below, members possess the right to approve who will be elected into either of the two governing bodies, i.e., Board of Directors, Supervisory Committee. 

Identifier
Form 990, Part VI,
Section A, Line 7b

Explanation
Members of the credit union have the right to approve the governing body's election and removal of members of the governing body as well as other matters that are subject to the approval of members of the credit union as they occur.

As shown below, the credit union also states it has a Compliance Officer who monitors and ensures all policies are enforced. The currently Compliance Officer, Patricia Loiacano, is also the former AVP of Lending. However, last year, COO, Beatrice Walker, alleged that Mrs. Loiacano could not as an AVP, simultaneously over the Loan Departments and Compliance. Though Mrs. Loiacano is a highly experienced in consumer and real estate loan processing and has little experience in compliance, Ms. Walker inexplicably decided that she should serve as the AVP of Compliance. Mrs. Loiacano may be adept in loan processing but she is unqualified to oversee compliance. 

What's more, in 2010, the termination happy COO, Beatrice Walker. terminated a qualified and experienced BSA Specialist after Ms. Walker, during an all-staff meeting, asked employees to provide suggestions how the credit union could reduce spending. The BSA Specialist suggested that management temporarily reduce their salaries, a suggestion which provoked the ire of President Wiggington, COO Walker, and AVP Smock. The BSA Specialist found herself ostracized, branded and soon afterwards, laid-off.  

Identifier
Form 990, Part VI, Section B, Line
12c

Explanation
At present we have a compliance officer who monitors and enforces all of our policies. 

The following section states that the credit union's “HR representative receive a comparable data which is based on surveys and makes recommendations to the CEO.” Neither, Rodger Smock, Robert West or Esmeralda Sandoval have an education in Human Resource studies. Though Mr. Smock allegedly studied business while attending the University of Cincinnati, that was more than 45 years ago. It would be interesting to know what "comparable data" derived from surveys is this referring to. Also, is the alleged data actually used by the CEO in making decisions and if so in what instances has he done so? 

Identifier
Form 990, Part VI, Section B
Line 15

Explanation
Our HR representative reeive a comparable data whichis based on surveys and makes recommendations to the CEO



2009 FORM 990 IRS FILING

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Note again, the complete omission of information under #1, below, which asks, "Briefly describe the organizations' mission or most signification activities."  The omission might be due to the fact the credit union no longer provides free financial education within any of the communities it serves.  

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Line #19, below, confirms that the year 2009 ended with losses amounting to -$5,458,432.

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  • Line 20, below, disclosed that  at the start of 2009, assets totaled $172,119,165 (minus the $10 million unpaid balance due on the $20 million loan borrowed by President Wiggington in mid-2008. 


  • At the end of the year, the credit union reported it's assets at $165,835,129 (minus $10 million). This is an approximate loss of $7 million over a 12-month period. 


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Under Part III, Statement of Program Service Accomplishments, shown below, the credit union briefly describes it's mission as "To Achieve financial independence for our members-owners ["member-owners"] and employees. We are committed to the delivery of a solid financial foundation that provides quality products and services." 

In 2009 implemented a wage freeze of non-executive personnel wages. This is hardly a way of helping employees achieve financial independence. In fact, in 2011, employees are paid at 2009 wage levels. Evidently, the President has no problem lying to the federal government. 

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Under item #13, the credit union is asked, "Does the organization have a written whistleblower policy"? The actually do, but it's inclusion in policy is only intended to placate state and federal law. Since Charles R. Wiggington, Sr. became President the credit union has persecuted and in time, terminated, whistleblowers. Whistleblowers are not only victimized, they are also branded troublemakers.  

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On page 6 of Form 990, the credit union discloses that a copy of the 990 and 990-T(501(c) (3) is available for public inspection upon request. We assume written request and don't expect the President to easily release the requested report. 

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The 2009 Form 990 filing differs from the 2008 filing in that it states President Wiggington contributes 40-hours per week to the credit union whereas the 2008 filing cited he only contributes 1-hour per week. 

In the 2009 filing, his salary decreased by $4000 but under "other compensation" he was paid $24,754 which brought his total earnings in 2009 to $175,708. So what does "other compensation" refer to? 

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Rodger Smock earned a total of $117,280 in 2009. His salary actually increased from 2008 even though the credit union ended 2009 deeply immersed in the negative. It should be clear that Priority One's highest officers are gouging the credit union of its monies, all at the cost to employees and services offered members. The only people who can call Priority One their financial fitness center are the President and his executive staff. 


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President Wiggington's total earning in what was probably the worst year in the credit union' history, is shown below:
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It is disturbing to discover that amidst employee terminations and lay-offs; the elimination of employee benefits; deterioration of member service; and the closure of two regional branches, that President Wiggington prospered despite his bungling decisions and inept leadership. 


THE JOJO EFFECT

Last year we reported that following filing of a complaint by the Valencia Branch Manager, accusing Beatrice Walker of harassment, same-sex harassment, stalking and creation of a hostile working environment, the President obtained authorization from Board Chair, Diedra Harris-Brooks, to remove Ms. Walker's authority over Human Resources and transfer it to then Training and Education Manager, Robert West. At the time, we viewed the reassignment as another Wiggington sham. Human Resources has been the subject of two lawsuits filed by former employees and the credit union's attorneys discovered that the department's Director, Rodger Smock, violated credit union policies and allowed the violation of state and federal laws which left the credit union vulnerable to lawsuits. Superficially, it was important to create the appearance that Mr. Smock had been stripped of his authority over Human Resources. What we always found suspicious is if he was no longer really in charge over Human Resources then why wasn't he terminated? 

On February 4th, authority over Human Resources was returned to Rodger Smock.  The credit union disclosed that both Robert West, the Training and Education Manager and former temporary Director of Human Resources; and Esmeralda Sandoval, the Human Resources clerk, would be reporting to Mr. Smock. If the latest reassignment doesn't seem to make sense be comforted in knowing that it is preposterous and part of a ploy by the Board of Directors and President to create the appearance that the credit union maintains a responsible and efficient Human Resources Department. It doesn't. 

Here is an overview of what has  become the transitory re-assignment of Senior Vice President, Rodger Smock: 

Pre-2007
Vice President and Director over Human Resources

January 1, 2007 - August 2009
AVP of Operations/Senior Vice President, and Director of Human Resources
No longer involved in the hiring process. No longer administrating employee benefits. Oversees employee terminations.

August 2010
HR taken over by COO, Beatrice Walker. Mr. Smock assigned to assist the President with "special projects"

September 2010
HR taken from COO, Beatrice Walker, and transferred to Training and Education Manager, Robert West. Mr. Smock continues to assist the President with "special projects."

February 4, 010
Human Resources returned to Mr. Smock who is not the Executive Vice President. Robert West and Human Resources "clerk", Esmeralda Sandoval placed under his authority.


A LESS THAN STELLAR PERFORMANCE

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In February 2011, COO, Beatrice Walker, concocted yet another of her illustrious plans to supposedly create yet another new stream of income which she insisted would generate lots of money for the declining credit union.

In her latest ploy, she has again inducted the assistance of automobile broker, Auto Alliance who she has periodically described as her "friends" and "business associates". She introducing them to the credit union in 2010, the automobile broker has not reaped the results she said would be attained.  

Last month, Ms. Walker met with representatives of Auto Alliance and suggested they begin visiting everyone of the credit union's remaining branches so that they could speak to employees and urge they help the credit union in launching membership drives including volunteering to participate at community sponsored events. 

Ms. Walker, like President Wiggington, has been pivotal in eliminating the credit union's participating in community and chamber events even though federal law requires that non-profits like Priority One provide free financial education to the communities they serve. Not so at Priority One where the President of the credit union that touts itself as a financial fitness center, says, the credit union cannot afford to provide free financial literacy. Does anyone else see the inconsistency between what Priority One claims to be to it's members and the President's statements? 

And so, Auto Alliance's representatives began visiting the credit union's remaining branches but unfortunately, in an effort to elevate their company, resorted to disparaging the services provided by the credit union's two other automobile brokers - Universal Auto Leasing and Sales and Wholesale Investments. In spite of their criticisms leveled against their competitors, the fact is, Auto Alliance charges $75 to search for a vehicle where as the other two brokers do lot levy a charge. The $75 is only credited towards the purchase of a vehicle if a person has the automobile loan financed by Priority One. Not exactly an example of showing members how to "win with money".

However, Ms. Walker's plan is also undermined by the fact that credit union employees continue to recommend Universal Auto Leasing and Sales and Wholesale Investors over Auto Alliance. 


WHERE'S THE RETURN?

If you're hoping to obtain a Special Term Share Certificate of Deposit, you might do well to avoid Priority One Credit Union. We fully understand that these are economically difficult times for banks and credit union and certainly returns have decreased dramatically over the past decade but Priority One's rates, as shown below, an as copied from it's website proves Priority One is no one's financial fitness center and if you obtain one of their Special Termin Share Certificates, don't expect to "win with money". .
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As shown below, the credit union does provide a choice and offers a $100,000 Term Share Certificate Account which like the $1000 account pays 0.00% in dividends. So why on earth would you ever obtain a Term Share Certificate Account from Priority One? 

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Their hedge language for the Term Share Certificate Accounts reads:

"About Term Share Certificate Accounts: For purposes of this disclosure, these Dividend Rates and APYs were offered within the most recent seven calendar days and were accurate as of the date set forth above. Please call 877.POCU.ONE to obtain current rate information. If a Term Share (Certificate) Account were opened, the applicable Dividend Rate and APY would be paid for the length of the term listed for such account, with the exception of the 18 month "bump" certificate…A substantial penalty may be imposed for early withdrawal.

"A substantial penalty may be imposed for early withdrawal"? So the credit union offers a product that pays nothing but you, the member, will be dinged if you withdraw your funds prior to the date of maturity. Is that correct? Doesn't Priority One have a Compliance Officer? What does the credit union mean by "substantial penalty"? How is the penalty assessed? Who is this non-paying product being marketed to? 


EDUCATION

The California/Nevada Credit Union League recently announced that Credit Union Boards
will be required to undergo testing needed to gauge their financial aptitude and knowledge to ensure they are qualified to fulfill their state-mandated responsibilities.


We agree with the intent but how exactly does the California/Nevada Credit Union League 
achieve their end and more importantly, will they ever launch their program? It's going to be an expensive endeavor and more so at a time when our state's economy is suffering. 

  • Will testing be mandatory? If not, then the league's efforts are in vain. 
  • If Directors are to be tested, what safeguards will be set to deter incidences of cheating? 


Priority One's Directors have performed abominably and have proven to be unethical and subservient to their Chair, Diedra Harris-Brooks. They've shown time and time again that their greatest efforts seem designed to hide wrong doing committed by President Wiggington and his pack. Shown below, is the information sent by the Credit Union League which informs recipients about planned webinars that will be offered via ETrain:


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Based on the league's verbiage that states, "who should" attend versus "who must attend", don't expect any of Priority One's Directors to voluntarily attend. None of the Directors is interested in education and as the past 4 years have shown, their voluntary participating on the Board is not driven by a need to direct the credit union's performance. 

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The league is being presumptuous if not foolish to think they can teach anyone how to position themselves to conduct themselves more ethically. Its impossible. So how can the league inspire Board Chair, Diedra Harris-Brooks and her crew, to conduct themselves ethically? This requires a change of character something no class on planet earth can teach much less instill in any person. Let's face it, Priority One's Directors are fully satisfied remaining an ignorant, ineffective and dishonest body of officers. 
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If the League follows through with their intent, don't expect anyone on Priority One's Board to participate in classes which are offered and not mandated. As the old adage says, "You can lead a horse to water but you can't make him drink it." 


OUT OF ORDER

The President has recently ordered that public restrooms located in the South Pasadena branch be closed off to all members which no longer makes them public. 

Recently, Beatrice Walker's former confidant, Joseph Garcia, informed the President that allowing members to use the restrooms located within the Member Services Department, poses a high security risk. According to Mr. Garcia, member's walking the aisle that leads to the restrooms can spy on or even taken, confidential information lying unattended atop employee desks. Why would employees leave confidential information unattended atop their assigned desks? Wouldn't it be a violation of credit union policy to leave confidential information lying haphazardly atop employee desks?  

Mr. Garcia whose history of failure in every position he's ever held while employed by the credit union is nothing short of astronomical, taped hand-written signs on the doors leading to the men's and women's bathrooms on which were written the words "out-of-order." What are the chances that two restrooms would simultaneously be out-of-order? This all of course bring new meaning to the adage, “Not even a pot to piss in.”

Former Training and Education Manager, Robert West, disclosed that he was perplexed by Mr. Garcia's concerns and in his typical inept manner said, "I don't know how to respond to the situation but I'm still trying to familiarize myself with the ladder of authority at this credit union." Mr. West has been an employee of the credit union and is only now, trying to familiarize himself with the credit union's "ladder of authority"? And what does the credit union's ladder of authority have to do with common sense? 

A few days ago, a member who asked to use the restroom was taken aback when he was informed that both the men's and women's restrooms were out of order. He asked Mr. Garcia how this was possible and the chronically dull manager only replied, "Yes they are." When asked when the restrooms would be repaired, Mr. Garcia replied, "I don't know." Logically, restrooms in disrepair could pose a health issue. Of course we don't believe this ever cross the mind of the dull, Mr. Garcia. The member responded, telling Mr. Garcia, "Then you better start providing members with pampers.”


ANOTHER COMMENT

We received the following comment from a reader, regarding some of the credit union's officers.

Anonymous said...  
 
So, Joseph [Garcia] doesn't know loans but he's the loan manager and Gema [Pleitez] knows member services but she's lazy and makes Virginia do all her work. Bea [Walker] doesn't know operations but she's COO and Rodger Smock got fired from HR at Superior Industries but he's over HR. Robert West has no training in HR but he's over HR. And [Charles Wiggington] Wiggington doesn't know how to act like a President but he's a President. See a pattern?
 
February 14, 2011 4:19 PM

The credit union's current downtrodden financial standing is directly tied to the competency of its executive sector, none of which have demonstrated any knowledge in how to generate new business, increase profits and resolve the multitude of problems created by Charles R. Wiggington, Sr. 

Despite his well-documented history of failures, he continues to be paid far in excess of what he's worth and its apparent that the Board and it's notorious Chair, Diedra Harris-Brooks, have no problem rewarding bad business decisions and horrendous personal behaviors. Evidently, all of their moral compasses are broken. 

President Wiggington's high and undeserved salary is an example of wasted spending. However, its not the only area where spending is wasted. In the vault located behind the teller area at the South Pasadena branch, lies a check card embosser, collecting dust and never utilized despite the fact that the President once said the credit union required the ability to create check cards whenever a new checking account was opened.

Lying inside a drawer in the IT Department are several programs whose purpose was to test and identify problems affecting many of Priority One’s programs, including synchronization of its expensive phone system and network. To date these remain unused. 

As early as 2008, President Wiggington suggested closure of the former Valencia branch, citing that decreasing profits and declining membership warranted its closure. A new Branch Manager subsequently succeeded in producing profit in that community and over the next 2 1/2 years, the location prospered. Unfortunately, its closure in November 2010, was prompted by the unstable emotions of COO, Beatrice Walker, whose unwanted attentions was promptly rejected causing the scorned COO to order closure of the Valencia branch. 

Ms. Walker is paid more than $100,000 per year, yet since arriving at the credit union on June 1, 2009, she has failed to fulfill her assurances that she could return the credit union to the state of profitability enjoyed in the years before Charles R. Wiggington, Sr. was appointed President. Last year Ms. Walker said, "This better work out because where else am I going to get a job that pays this much?" Ms. Walker will probably never find another position that is as lucrative or that provides her the opportunity to violate policies and laws as does Priority One Credit Union. 

CFO, Saeid Raad, must be paid extremely well because just a few months ago, the President exclaimed, "He makes more money than me."  

You will probably never find another situation willing to pay you an exorbitant and undeserved salary. Hopefully potential future employees will conduct extensive background checks to verify your performance while working with other companies.  

Aside from its financial problems, the President and COO are currently immersed in a power struggle though it seems that she may no longer possess the clout that once enabled her get her way with the Board. The President's alleged illnesses may have actually worked in his favor. We suspect that the three things working against Ms. Walker is her failure to introduce profitable streams of income; rumors about her sexuality; and the fact that she's White.  


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130 comments:

Anonymous said...

$176,051!!! This A-hole let people lose their benefits and work without raises for more than 2 years but he's cleaning up.

Anonymous said...

Wigg is the Charlie Sheen of credit union land. LOL.

Anonymous said...

Members might as well pee and poop on the floor cause the whole place is going to shit anyway.

Anonymous said...

Remember the days when Mr Harris was there. People earned what they worked for and members could use the bathroom.

Anonymous said...

Wow, he gets that much. I agree he's not sick. When we heard he was getting back on 3/17 we knew he didn't have a stroke. And Joseph is so stupid, no thought about members but as long as he's kissing Bea's butt he'll be just fine.

Anonymous said...

Wiggington is a money grubbing pig! He knew employees were being hurt when he cut their hours an he knew they needed medical. Some of them are single parents but that's not important as long as old man Wigg got his big fat pay check and his benefits. He got paid for walking around the office and telling people about his beat up BMWs, his selfish sister, his senile aunt and his stupid son. So when you become president of a credit union, its okay to f**k everybody over, ruin lives and screw the business? The BLACK board was right, what P1 needed was a ghetto, gum smacking, ebonics talkin', crotch scratching, lazy ass Black man. Good move, Diedra. What you going to do next, blow up the credit union you stupid old bitch?

Anonymous said...

Wigg lied when he said he didn't take the members car and he lied when he said he didn't sexually harass Kim. He lies every time he says business is good and when he says P1 is worth $175 million. They haven't been $175 million since 1963. Wigg, Bea and Missy Smock lied when they told us the cu couldn't afford to pay employee benefits and they said they were so sad when they made people go on part-time. So if Wigg made more than $175,000 in 2009 and Rodger made more than $115,000, then how much is Saeid and Bea making? I was in the meeting when Wigg said Saeid makes more than him. If thats true is Said making $200,000 a year? And why didn't they put Bea's salary in the 2009 filing? I don't think Wiggington had a stroke and I sure don't think he was sick at all. Wigg lies about his health, his family, his cars, his house. I understand why Charlie Sheen went nuts- he does drugs, but is Wigg's excuse?

Anonymous said...

Wigg always makes excuses but he hides behind the board's skirt like a coward. Thats just who he is. Employees know it and members should know whose "taking care" of their money.

Anonymous said...

Charlie Sheen went nuts- he does drugs, but is Wigg's

Your right Sheen dose durgs, Wigg is just a self made pig who thinks he is hot stuff, Hay wigg we all know what a thief, sexual harass,lier you are. You have your Boy Smock coviering for all the time but we all know what a pig you are.

Bernie Madoff said...

Charlie Sheen ain't got nothing on Wigg.

In 2010, Wigg probably made about $170,000 +.

Bea made about $120,000 +

Rodger's hours were cut for a couple of months in 2010 so he probably made about $110,000 +.

If Wigg Saeid made more than him then he might have made $180,000 to $200,000.

When Mr Harris was there he made under $100,000 and he got new business, new technology, had great relations with the staff and members and the cu name was great. No wonder they're doing so bad. They are paying more than $500,000 a year in executive salaries. Wigg, Rodger, Bea, Saeid and throw in that baffoon, Randy, and they are pirates. Business is down, people have lost their jobs, the credit union's service sucks just like Wigg but he and his posey getting big salaries for doing nothing. By the way, where is Bea? Shouldn't she have her flat ass glued to her seat trying to fix the problems she made. And all this goes back to Diedra who is a low class monkey and the worse thing to hit P1 since Wigg and Bea.

Anonymous said...

Charles make a lof of money. Why does he live in that dump in Echo Park. Did you ever see the neighborhood? And how about buying a NEW BMW instead all those used ones? Wanna be a pimp then look like one!

Anonymous said...

If I hear Smock say Wiggs in good spirits one more time I'm gonna slap the gay out of him.

Did Dominic leave P1?

Anonymous said...

When you read those figures you really see what a great board they have at p1. Diedra, Hale, Saffold, Gathers.... dumb as dirt. At least the all "black" board showed the whole industry that choosing some dumb ass because he's the right color don't mean crap.

Anonymous said...

Smock got $116,000 because he's got that boyfriend to support, but Wiggington doesn't have a boyfriend. Does anyone know why Diedra approved paying him $85,000 more a year then Mr Harris ever got paid. Bea Walked screwed herself when she told the board she would bring in new business, cut expenses and add lot of fees to bring money. And she also told them she would get rid of the blog. The only she ever did was stalk that nice branch manager, break up with her girl friend, Yvonne, make P1 a living hell, and remodel her office. Outside of that she failed. At least she and Wigg will have lots of money when they retire. If the board gets a white guy, they can maybe make a Tarzan movie. That might bring in money.

Anonymous said...

Elections afre comming and 3 person have put in to run vote them out tell all your members to vote them out. Of course the board might come up with something that will not let them run, like they did for James Smith. They were closing the credit union when Mr. Harris took over and he brought it up to $172 hay board members do you all need a cane? you can not be that blind and stupid.Bring back Mr. Harris

Anonymous said...

Members have a right and they have a responsibility to make sure the board of directors and the supervisory committee are doing the job they agreed to do. Reading the 990 report posted on this blog, its obvious P1 is a piggy bank to the President and the COO. Notice how he kept his salary and put employees on part-time, took away their benefits, and laid a lot of them off. He made sure he didn't lose a damn thing.

Why have the members have let Diedra and the Board damage the credit union? Don't they care about the credit union? The members have to VOTE! Enough with Diedra! Its time to bring an end to her abuses and send her packing. Its time to get people in who want to see P1 do better and who will put Wigg back on his leash. Maybe they can even get rid of Bea Walker and cut down Saeid's salary. I agree, Diedra will try to manipulate the by-laws and stop nominees like she when James Smith tried to run. When they were both employed by the postalal service, he was her boss and she didn't like him. When he tried to run, she decided he didn't qualify but if you audit the current board members you WILL find that more than a few are no longer in good standing.

Anonymous said...

Its nice to know you can make a credit union lose millions and still get a raise and benefits. Mr West should think of something to replace we are a financial fitness center.

Anonymous said...

I CAN'T BELIEVE THEY PAID THIS MONKEY'S ASS MORE THAN $175,000 IN 2009 THE SAME YEAR HE MADE P1 LOSE MORE THAN $5 MILLION! I REMEMBER HOW HE USED TO TALK ABOUT HOW SMART HE IS, HOW HE HAS A BA, THAT HE LIVES IN A MILLION $ HOME, AND THAT NO ONE ON HIS STAFF KNOWS AS MUCH AS HE DOES. I GUESS HE'S SO GOOD THEY CAN'T TURN A PROFIT. THEY DON'T EVEN HAVE A FINANCIAL PLANNER ANY MORE AND THEY CAN'T EVEN BY PROMOTIONAL SUPPLIES, BEAUSE HE'S SO GOOD. THE LAST 2 YEARS HIS NAME COMES UP AT SO MANY CU MEETINGS. HE'S A JOKE BUT HE'S TOO STUPID TO SEE IT AND I NOTICE NO ONE POSTS ANYTHING SAYING HE'S REALLY SICK OR DEFENDING HIM. IF EMPLOYEES THINK P1 IS HELL THATS PROBABLY BECAUSE THE PRESIDENT IS THE DEVIL AND THE COO IS PINHEAD.

Anonymous said...

Its said to see how things change after Mr Harris left.

Anonymous said...

Wigg and Bea were so concerned about employees who got paid too much but they ignore that they are both over paid. I can't wait to find out how much Saeid is getting paid.

Anonymous said...

I used to work at P1 and am so happy not to be part of that sick place. For 2 years I got to hear Wigg tell some of us in "business" meetings and employees durin those waste of time all staff meetings about how he was working hard to make things better. Things got worse when Bea arrived. That woman is the biggest bitch I ever met.
Some people say she's smart but she's failed at everything which means she's stupid. She's a gossiper and backstabber and wastes time and money but Diedra approved her salary. Bea first said she was going to cut back costs but didn't want any employee to lose their jobs but 2 months in, 5 employees got laid off. Then lies to the DFI about complaints they got. She became friends with Yvonne and started doing whatever Yvonne said. She thought Wigg's secretary was helping the blogger so she transferred to the reception desk to supposed cross train but she kept ther there until the day they let her go. She next thought it was an AVP and fired him. Then she thought it was the marketing specialist and she said she knew he was back stabbing her, so she fired him. Then she said it was the policy writer and she and Wigg made up a story to say he was downloading porn and they fired him. Then they thought it was one of the employees at LA branch and they fired her too. She was sure it was the bsa specialist because she had said management should take a cut in pay. In Bea's mind that meant she was a blogger. They fired her too. Then she got a crush on the Valencia branch manager and started stalking that woman. She wanted the manager to become her pet and when that didn't work out she told Yvonne and a lot of other people that the branch manager got her mad and that she was going to pay for what she did. She made a plan to demote her and cut her pay by 60% but the manager got another job. Since she got there all Bea has done is fuck around like a 6 year old, gossiping backstabbing, spending credit union money and getting over $100,000 to play around and waste time. If you want to save money and unload the creidt union of a lot of problems, fire Bea because she's the worst thing next to Wiggington and Smock, to ruin Priority 1.

Anonymous said...

p.s. I bet if you talk to any employee who got fired or laid-off, that not one of them misses P1or has anything to say about P1. She also fired the long time accounting clerk because the woman used to process Bea's expenses and she said Bea was spending so much money and was paid too much and was making P1 lose money. Bea got her out a few weeks after that though everything the acocunting rep said was true.

Anonymous said...

The managers are the ones that always break the rules and get away with it. If any employee had messed up the work like Wigg has, wouldn't they be fired? Wigg broke harassment policy and he lied and broke confiditilty. Bea used to tell managers who she thought was breaking confidentiality and she took part-time jobs, left work early and still got her full-time pay. Thats fraud and she should have seen fired. And what she did to the Valencia manager was illegal but Wigg covered it up. No one said it but Bea stalked that woman and evan bragged about how she used to go to her manager's house on weekends. Bea stalking an employee and Smock boozing it up with employees at that pool party at his house and his affair with Henry should have got Bea and him fired.

Anonymous said...

0% on a $100,000 cert?

Anonymous said...

No ones sayig they believe Wigg had a stroke or that he deserves $176,000. LOL.

Anonymous said...

Back in Sept Wigg asked Suzanne to write a complaint against Bea. He needed the letter to stop Bea because he was afraid Bea was going to get rid of Rodger and Sylvia. He took the letter to Diedra but Diedra wanted to keep things in the DL and didn't want it to become another scandal. So she let him take HR from Bea but told him to write a letter to Suzanne saying Bea didn't break policy and the problem with Bea was personal. He got what he wanted and Suzanne quit to go off to work for a better company. In the meantime the board can't get rid of Bea because Diedra says she doesn't want people to say they made a mistake by hiring her. So the next thing to do is get rid of Diedra. Its time to send the old woman to pasture anyway.

Anonymous said...

Wasting time on backstabbing is probably one big reason they are doing so bad.

Anonymous said...

I used to work at the credit union when Mr Harris was president, he was the best so nice and making you feel special. I left in 2008 after I was told that Aaron went to Wiggington and made up a story that I told my supervisor and the lead teller to go to hell. Mr. Wiggington never asked me if I said that he only said, "She has to go." When I heard what he said I resigned. He is a backstabbing liar and he made Priority the worse place to work. I and other employees told Rodger that Georgina was having people clock her in and even the policy says that is grounds for terminatio. Rodger protect her and covered the whole thing up. Its good to read that things are worse because Wigg don't know shit about being or acting like a president.

Anonymous said...

Anonymous you wrote "Aaron went to Wiggington and made up a story that I told my supervisor and the lead teller...." Aaron never supervised tellers. Did you mean lead loan officer?

Anonymous said...

So what's up with Wigg? Today they announced Saeid and Bea are going to be in charge of different departments. I thought he was coming back? So who does Bea supervise beside Sylvia Perez and Cecilia? This credit union is a mess.

Justice for all said...

Sounds like the secretary, the AVP, the marketing specialist, the policy writer,the bsa specialist, the Valencia branch manager and one of the employees at LA branch that was fired too all need to get together and bring one big mutha of a lawsuit against P1. Sounds like they were all done very, very WRONG.

Anonymous said...

They were done wrong. What the place needs is a big clean up. Maybe a new chairperson would fire useless Bea Walker and put a leash on Wigg. And there no reason to keep Smock. Like Bea said, he's a useless old man.

Anonymous said...

They have a lot less employees and and only recently hired some part-time tellers that are being trained at the branches. So why do they need Robert West the training manager? And why is he over HR if he doesn't have HR experience? Can't Smock (who stunk in HR) and useless Esmeralda Sandoval handle HR without West? When you look at their monthlies they sure don't need Bea Walker, Smock, West or Wiggington. They can hire a interim CEO until they find one that knows what he or she is doing but that would probably mean getting rid of Diedra because she'll never do anything that's good for P1.

Anonymous said...

So true. Wigg thought being prez meant sitting on his butt and playing on the internet looking at bmw's and pics of girls and talking smack about everyone. Guess he don't own a mirror. Smock thought he was so smart but he's the worst hr person you will ever meet. The man(?) doesn't know anything about hr. Did you see the great medical benefits he got? He never shopped around looking for benefits employees could afford. He relied on the same broker year after year which shows that he didn't care that employees had to pay a lot of money for their insurance when they only made between $12 and $15 an hour. He trained Esmeralda so you know she sucks at hr like she does at being honest. There is no one for West to train so what does he do all day long? Bea never worked since she got there. She told us how she used to call her friends at other credit unions to get ideas. Look at everything she brought in, it was all copied from other credit unions and none of it worked. She's useless and should have got fired but then so should Wigg when he took that members car and so should have Smock when he had that party at his house and gave the employees booze and even let that Anna swim around naked. They all broke policy and the law but they're still there and cu is nothing any more. Great job guys!!

Anonymous said...

Marc was the marketing specialist until Bea went "coo coo" and said he was leakng information. He was one of the only people who liked old puddin' face she she thought he hated her like everyone else does. Smock got upset with Marc because Bea told him to stop publishing the monthly newsletter so old Miss Smock started riding Marc. Then Bea told Smock to fire Marck after he went on his vacation. The Valencia manager was only one of Puddin face screwed over. And Dominic was let go because his drawer was short. Guess it never crossed Bea or useless Joseph Garcia that you can't have only one teller handling the whole teller area by themselves and then have them doing a lot of other work that goes outside their classification. Lucky for P1, Smock never updates job descriptions on purpose so the company can have a teller do FSR work and call center without paying them for it. Good guy Jason left because he got fed up (join the crowd). Makes you wonder what how Bea ever became a COO.

Anonymous said...

Makes you wonder how any of them became managers.

Anonymous said...

If am going to pay more than a $100,000 for anything it better work.

Anonymous said...

Anonymous wrote: "The Valencia manager was only one of Puddin face screwed over." Did you mean "not the only one"? Marc was good at what he did. Too bad Bea forgot to take her meds and started imagining he was out to get her. And Smock handling marketing, I mean advertising is a hoot. He doesn't have the education or imagination for marketing. Bea has said he's lazy but so has Wiggington, his bestest buddy at P1. Bea used to say that P1 is "ghetto" but trailer park comes to mind when you see Bea. She's from Pitman, New Jersy. I wonder if she knows Snookie or the Situation?

Anonymous said...

Bea violates her own rules because she thinks she doesn't have to obey them. When she was interviewed she told the board she would bring in money. She told them she would setup fees and charges and new products. She opened her mouth and said she needed the board to keep Wigg from interfering and Diedra went along with it. She told the board she would shut down the blog and said she was going to get the blogger and all the people leaking information. She, Diedra, and Wiggingotn hired this investigator who lied and help them create documents to make it look like evidence but it wasn't. If you go to the sign-in sheet at the reception desk for April-June 2010 you never see the investigator's name because BEa and Wigg told him not to sign in so no one would know who he was. The guy took Esmeralda and Joseph out for lunch to make up a story and they all decided to threaten the victim with a lawsuit saying he and his friends hurt management. Problem is Bea and Wigg have to lie about everything and she even opened her big mouth and said, "we're going to get them even if we have to make it up." Maybe it would have worked better if she didn't talk so much.

Anonymous said...

How could one credit union have so many incompetents? I think I'll go back to banks.

Anonymous said...

Progressive does not really mean good things (as you would think).

Maybe their "Progressive" term means progressively hiring bad people, firing good people, looting the cash box, and destroying anyone in the way.

Anonymous said...

Anonymous said...
Anonymous wrote: "The Valencia manager was only one of Puddin face screwed over." Did you mean "not the only one"? Marc was good at what he did. Too bad Bea forgot to take her meds and started imagining he was out to get her. And Smock handling marketing, I mean advertising is a hoot. He doesn't have the education or imagination for marketing. Bea has said he's lazy but so has Wiggington, his bestest buddy at P1. Bea used to say that P1 is "ghetto" but trailer park comes to mind when you see Bea. She's from Pitman, New Jersy. I wonder if she knows Snookie or the Situation?

You are right Bea, Wigg, Rodger and their helpers have screwed over quite a few employees. And Bea is related to the Situation, just look at their noses. Snookie is cute and Bea is not cute, not at all! She is a horrible UGLY lezbo bitch.

Anonymous said...

Jersey Shore has Snookie, Pauly D, Vinnie, the Situation, Mike and Jennie Jay-Wowww. I don't remember
a Bea "Wookie Karl Malden Nose Flat Ass" Walker on the show. I agree Bea looted the cash box on her ugly redecorating of the main office. Nice job Bea, the place still looks like the back of your beige colored pants, you know, the ones that show all the lumps on your ass and your panty line. And Wiggington turned Priority 1 into one of his "used" $1500 BMW's. And he spent all that money on the phone system. Great job Wigg, the phone system works just like you....it doesn't. And of course they have to destroy people that get in their way. That's what stupid, incsecure, uneducated, social rejects do. Right Bea, Wiggington, Smock, and Sylvia Perez? They should all have their own reality show, maybe they can name it "Barrio, Ghetto, Trailer Park Shore" or "The Good, The Bad, and the Really Ugly."

Anonymous said...

Wigg can't see what he is, that's why has to lie or else the truth would probably give him a real stroke. Smock used to like playing the nice guy but he back stabbed so many people. Smock remember how Whit applied for the business development job. You were supposed to be her friend sharing recipes with her but behind her back you told a lot of people business development couldn't have someone that look like her. So you saying P1 could have someone that looks like Bea Walker and Wiggington? How about you? Your fat, old, and not good looking. Esmeralda is not good looking either and she's way fat but you never said nothing about that chola's looks. And Sylvia Perez is a big liar and drives people crazy and Smock didn't like her because he siad she was a christian and she didn't like homosexuals. Now he says he likes her only because she's one of the few people who back up sexual harasser and car stealer Charlie Wiggington plus turns out she's not a christian just a wanna be and Smock is a homesexual. Ask Henry if you don't believe it?

Anonymous said...

Guess Smock never heard queens living in glasses houses shouldn't throw stones.

Anonymous said...

Thats a good point. If the state is going to give classes to make sure board members can do their job then how are they going to gest the board members and how are they going to make sure they don't cheat?

Anonymous said...

Anonymous
"They should all have their own reality show, maybe they can name it "Barrio, Ghetto, Trailer Park Shore" or "The Good, The Bad, and the Really Ugly."

Its a soap opera might as well be a reality show.

Anonymous said...

I got to know Wiggington, Smock and Bea. Wiggington and Smock are useless, they're cowards, and they're both liars. Their also not as smart as they believe they are. Now Miss Bea, that's a horse of a whole different color. First of all, she never has a fresh idea. All the products and services she supposed brought in were borrowed from other credit unions. In fact I was in her office in meetings when she would call her friends in the industry and ask for ideas on what she could do at the credit union to bring in money. Someone must have suggested "turn Priority One into a bank" because that's what she tried even though she missed the mark AGAIN.

Anonymous said...

Continued...
When she first arrived she had major attitude and didn't speak to a lot of employees. She was trying to create the impression they were beneath her but there's not one man or woman on this planet who could ever be beneath Bea Walker. We were told she was educated but there's no proof of that. We were told she was experienced and had a lot of skills but we never saw them. I remember her saying she would make things better but almost 2 years later things are worse plus she spent hundreds of thousands on everything from decorating to building a really worthless call center. She never responds to voice mails or emails. She likes to hand out assignments but when you send them back to her you never get a response not even a thank you. Makes you wonder if she was raised by rats. She's crass, dresses horribly, has the most annoying laugh, and does not carry herself like an officer. She doesn't know what she's doing and like Wiggington and Smock, guesses a lot. Everything she starts is like some experiment and her attitude is "let's see if this works?" A few weeks later when it fails, she, Wiggington, and Smock sweep everything under the rug like they did with Priority Pay and Skip-a-Pay. They probably believe no one noticed but Bea, Wiggington, and Smock, we noticed.

Anonymous said...

Anoymous wrote "Maybe their
"Progressive" term means progressively hiring bad people, firing good people, LOOTING THE CASH BOX, and destroying anyone in the way."

$43,000 for new carpets in south pasadena, $70,000 for Bea's f**Ked up Call Center; Yvonne's 3 promotions plus salary increases; new paint for the south pasadena branch; new venetians; new flooring for the lounge room (because that was important); umbrellas for the employee patio; new art work, paint, carpeting for Bea's office plus her $5000 laptop (and no Bea, the insurance didn't pay for your art work you troll); remodeling of Wiggington's office; and some work in the board room. Add Bea's salary over $100,000, Wiggington over $175,000, Rodger over $110,000, Saeid over $170,000, Randy over $100,000 plus their benefits, pto, and 401k contributions and consider ALL this money was spent in 2009-2010, the 2 years Priority One ended in the negative.

Anonymous said...

We all got stories about Bea Walker none of them nice. Same about Wigg and Smock.

Anonymous said...

The only reason they divided the cu between Bea and Saeid is because Smock took a couple of undeserved days off. Think about it, why did they have to divide the operation in 2? Their not making that much business, they have less branches and a lot less staff. Wigg is supposed to come back Tuesday because business is still in the toilet and delinquencys are up.

Anonymous said...

Good for nothing Miss Smock and Wigglenuts made a lot of promises to a lot of employees telling them how they were going to develop them. You have tellers who have been doing teller work for years. Some of them got to work with no raise as fsr's but they'll never go anywhere. Same thing with the people in loans and accounting. Its a nowhere company where you won't be developed.

Anonymous said...

What about Manny's Salary? I notice you did not post his. Why he was there and I'm sure was in the top salaries? I will look at the public records and see my self.

Anonymous said...

Manny did make a lot of money but so what? He is the only one who
had the balls to stand up to Wiggington and Bea and tell them he wasn't going to move money around, or manipulate their reports, or make investments that were bad for the credit union. They wanted him to violate accounting principles and break state law and he refused. That's why Bea Walker went around and told Diedra, Wiggington, Smock, Yvonne, Joseph and others that she couldn't stand Manny and wanted him out. She also said she had a replacement that would do what she wanted the CFO to do. Manny quit and she brought in Saeid. She said Saeid would work temporary but a few months later he's permanent and does almost everything she wants. Look at his investments aren't they great? Look at his monthly reports? See how he doesn't report a lot. See how he goes along with Wiggington and Bea and doesn't post the monthlies like what state law requires? Plus he get a lot more money than Manny and according to Wiggington, Saeid makes more money than him. In fact why hasn't the DFI contacted Manny? I bet he has enough information to sink Wiggington, Bea and even Rodger Smock. He could tell them how Bea and Wiggington wanted him to report income. Bea should have been fired in 2010 after failing to do any of the things she promised and after her statement about Mexcians. Wiggington should have been fired in 2008 after the Board got EVIDENCE he sexually harassed that former employee and after they got EVIDENCE he took a member's car. That would be a savings of about $300,000.

Anonymous said...

Anonymous you wrote "What about Manny's Salary? I notice you did not post his. Why he was there and I'm sure was in the top salaries? I will look at the public records and see my self."

Is Manny still employed by Priority One? Is he the one who thought looking for BMW's on his PC was more important than developing strategies that could help Priority One grow? Is he the one that spent all that money on decorating? Is he the one that forced the closing of Valencia and Redlands? Is he the one who stalked the Valencia Manager? In case you don't know, the answers are NO! BTW, is this Bea Walker posting AGAIN? You're always bad mouthing Manny. You did it in 2009 and you did it in 2010. I was in a meeting with you TRIED to blame him for the problems YOU and WIGGINGTON created!! You didn't like him because he didn't want to report income where it didn't belong or invest in things he knew were bad for the credit union.
Why so much bitterness Bea? Did he turn you down for a date? Go take a cold shower, a valium, and shut-up you back-stabbing hussy!!!! No wonder you're single!!!

Anonymous said...

I don't think her backstabbing is the only reason she's single.

Anonymous said...

If Bea started working at P1 in mid 2009 why didn't they report her salary to the IRS? She worked 1/2 year and she got paid, why did they not state it in the 990? I'd like to know what she makes and what Saeid makes. Its obvious the board and Wigg have abused the cu and used money in ways they shouldn't have, Bea's and Saeid's salaries would only show much worse all the abuse is.

Anonymous said...

Anonymous...
In fact why hasn't the DFI contacted Manny? I bet he has enough information to sink Wiggington, Bea and even Rodger Smock."

Yeah Manny. Sink them.

Anonymous said...

What about Manny's Salary? I notice you did not post his.

I notice they didn't post Bea's either. Hey Wiggington, you're hiding her salary like you tried to cover up that sexual harassment.

John said...

This is a response to the question which asked why we did not include a record of the salary of former CFO, Manny Gaitmaitan.

One reason for our omission is that Mr. Gaitmaitan has not been employed at Priority One Credit Union since 12/31/09. In fact, he rarely reported to work during his last month of employment. Another reason is that in 2008 and 2009, Mr.Gaitmaitan disputed orders by President Wiggington to "hide" losses and expenses which Mr. Gaitmaitan told him, was unethical and in some case, illegal. Following the arrival of COO, Beatrice Walker, on 6/1/2009, Ms. Walker described Mr. Gaitmaitan as "difficult", "stubborn", and "unwilling to do what he was told." In fact, it was Mr. Gaitmaitan's concerns for the credit union's financial futures which resulted in a fissure in his relationship with President Wiggington, Senior Vice President, Rodger Smock, and COO, Beatrice Walker. During the last quarter of 2009, Mr. Gaitmaitan told Board Chairperson Diedra Harris-Brooks that he was being driven out of the credit union and was anxious to leave. This later prompted the Chairperson to declare, "That man (Mr. Gaitmaitan) is anxious to get out of here." Prior to his resignation, Mr. Gaitmaitan warned that the credit union would incur more losses in 2010 if they did not implement new, more effective strategies and if they didn't desist some of their business practices. Of course, his advice fell on deaf ears. Priority One's executive sector is hardly one to accept accountability and in mid-2010, Beatrice Walker again verbalized that the credit union's financial woes were caused by the former CFO which is impossible as he was not the person who enacted the many decisions which proved a detriment to the credit union.

Anonymous said...

Did he turn you down for a date?
Please give Manny better credit than trying to get a date with pudding face! in fact who would want a date with her? NO ONE

Anonymous said...

I cancelled my subscription to Bea Walker a long time ago because I got tired of her issues. Anyway, Bea wouldn't go out with Manny because he's got the wrong plumbing.

Anonymous said...

Actually Manny would "date" anyone. It's not a secret that he goes to Mexico to see his "girlfriends".

Anonymous said...

"Actually Manny would "date" anyone. It's not a secret that he goes to Mexico to see his "girlfriends".

Is this true and something Manny he said he does or something you "heard" and are gossiping about?

Priority One is "regressive." Hey West, time to change your mission statement again. Maybe that says "we're barely hanging on and don't come here thinking you're getting service or good products. Look at our savings accounts and what we pay and check out our $100,000 no % CD." This is how dull the managers are. Sylvia Perez has been howling that Burbank and Van Nuys are getting a lot of new accounts. Really Sylvia? What are these new accounts being opened with the minimum $5 deposit? How is that supposed to help the credit union offset their losses you dilapidated old chola? Obviously Sylvia Perez and Bea Walker don't know that profit comes from getting members to participate in the credit union. Do they know what that means? Hell no!!!! It means getting members to apply for loans and have them sign up for services. No these two don't know shit about how to turn a profit because Sylvia lives back in 1940 and Bea is too busy screwing up everything she touches and gossiping and backstabbing. Now if the business was based on gossip and backstabbing, P1 would be the richest credit union in the world!

Anonymous said...

ps: What happeneded to Wiggington? He was supposed to be back on the 17th. Rumor has it his doctor hasn't released him to return and that he is going through therapy because his left leg and arm are not working well. Don't worry Charles, it doesn't change a thing. Priority One is still going down and if you were there, it probably would just be goind down a little faster.

Anonymous said...

I just looked at their rates. This credit union offers nothing. The low APRs means they are trying to save money at the cost of their members. If someone just wants an account and rates don't matter then P1 is the credit union but if you are looking for a "financial fitness center" you'd be better off at a lot of other credit unions and banks. Anyway with the amount of fees and charges, they are looking more like a bank.

Anonymous said...

They're like a bank because of Bea Walker. She changed Priority 1 from a credit union that makes members a first priority to a bank where you get fees, get inducted into overdraft protection without being asked, and without the good service they used to give. I'm sure they didn't report her pay in 2009 because it is HIGH and because Wigg hide it. I wonder is that illegal because those reports go to the IRS.

Anonymous said...

What's this Manny bashing? And what do you mean it was no secret he visited his girlfriends in TJ? At least he's not sexually harassing female employees or talking about how he wants to hit that ass everytime he sees a good looking member come into the office. That's all 100% sexual harasser, car stealing, addicted to lying, back-stabbin, tall story teller, sinking the cedit union like its the Titanic Wiggington. Plus didn't Wiggington use his PC to look at girly pics? And what about Smock? He used to flirt with the boys he liked and he had that affair with Henry. He used to drool over some of the tellers at South Pasadena and Van Nuys... I mean he used to drool over some of the male tellers. And Bea went after that branch manager like she was cat and the manager was a mouse. I used to wish somebody threw cold water on her but it probably would have turned to steam the minute it touched her. Plus no one except old chola, dumb as dirt Sylvia Perez is probably the only person who wants Wigg to return. Good riddence if he never came back. He's embarassed the cu long enough. Wish Diedra would join him and she should take Gathers and useless "I can't pass the bar exam after 5 tries" Saffold with her. No body would miss them, no body would care and everybody would be better of.

Anonymous said...

there are 3 persons who trun in thier app. to run for the board vote and get old those air heads off the board.

Anonymous said...

If P1 even has a chance of getting back on its feet its going to take getting rid of Diedra and her vultures from usless Gathers to dishonest Bobby Thomas. They should all be sent a packin'. And Wigg, its time you retire. You talked about it almost all last year and now with that bum leg and arm, stay home and give P1 a chance. And take Bea and Roldger with you.

Anonymous said...

amazing that in a bad economy with people losing jobs and business going belly up that Wiggington gets more than $170,000 a year and for what? If he really is sick he can chalk it up to karma cause he's ruin lots of lives and thought it was funny.

Anonymous said...

If the president is absentee then whose running the place? If its Rodger alone, then what qualifies him to serve as temp CEO? And if its Bea, why would they give her control when she's got so many mistakes?

Anonymous said...

None of them are qualified. Have you looked at their financials.

Anonymous said...

The board does not know what they are doing, Diedra is just plain dumb, or she would have let wigg bea and rodger go along me ago, if she had any brains at all she would have brought back Harris and had that place back in shape however she is just a country back wards, no brains and embrassment to us all type of person. ELECITIONS ARE COMMING VOTE HER OUT.

Anonymous said...

Wigg's back!!! Yay!! He showed up yesterday, dragging his leg and his arm hanging down and he had a meeting right away to tell Saeid and Bea he was back and going to start taking back his power. Power? If he had any power he'd do something about the way he looks. He looks horrible. Before he got sick he screwed the cu into the ground like one of the fat girls he used to say he liked having sex with but now that he's sick and he thinks P1 needs him. He needs to check into a convalescent home with his boyfriend Thomas Gathers. And why Sylvia complaining now that George Woods quit? She was always talking about how lazy he is to Bea and Rodger you would think the old witch would be jumpin for joy. She was so pissed last week when they went to an ambassador meeting and no one showed up. She told Rodger it was George's fault because he sent out the invites late. Guess it never crossed her mind no showed up because they didn't want to see her face.

Anonymous said...

I saw him. He looks horrible.

Anonymous said...

All the MONAS are greedy gossiping fugly b*****. Dolls, they wish.does anyone else agree?

Anonymous said...

You mean Georgina and Gema? No kidding. They break policy but they're lucky they got Rodger and Esmeralda and West to break policy for them so they don' get in trouble like everyone else. In fact people who obeyed policy got fired while these old cholas got away with murder. You agree Miss Smock>

Anonymous said...

You forgot Bea and Wiggington. I can't believe he looks like crap and is trying to show he's still president. He stopped being president in 2007, same year he became president. He's useless and now he's really useless. Plus he should have been fired when he STOLE the BMW from that member. Bea should have been fired for slandering people. Guess old girl Smock didn't know that was against policy. By the way, how old is Smock like 150?

Anonymous said...

Thats what so amazing. He stole a car and it was exposed but Diedra covered it up. He sexually harassed and she covered it up again. Then he made them lose money for 2 years in a row and she still coverd it up. He fired so many good people and she let him do it again. His ass should of been kicked the curb along with her old tired ass. As for Bea she's an overpaid failure but something has to be going on between her and Diedra if she's still there.

Anonymous said...

P1 has the worst reputation in the industry. Your president never made a good impression at cu meetings but everything he's done has made him a pariah. I used to doubt the stuff I read on here but the company never has posted a defense and then his current medical condition is proof that inside that confused and dishonest mind is a man whose getting back what he did to a lot of people. Too bad because there's a lesson to be learned. As for Bea Walker, I doubt anyone would be stupid enough to ever hire her again.

Anonymous said...

For anyone who thinks they would like to work at Priority 1, look somewhere else. Its one of the worst companies you can ever work for thanks to Wiggington. I met a recent x-employee who told me how terrible things were and that she doesn't miss the place.

Anonymous said...

Tellers at P1 get as little as $12 an hour. Its one of the lowest paying places in the cu business. Then they make their fsr's work the call center, teller area and member service. They have people doing piss ass work while droopey gets more than $170,000 a year! The low interest on their savings is a way for them not to pay out money and a little secret of their is that if you take a close look at their reports, they are getting new accounts but with no more than $5 deposit. They're going down because useless Wigg and old bread pudding face couldn't run a lemonade stand. What's next, standing outside the branches with employees dancing and waving some signs around? To employees, go look for work somewhere else, they are jobs that pay better and where you get treated like humans. And when are the ballots coming out?

Anonymous said...

The place has been hell since Harris left. Its kinda of funny (not) but Wiggington dragging his leg around is a symbol of what he did to Priority 1. Then again Bea's face is an symbol of what Priority 1 became. Lumpy, bumpy, and not so pretty.

Anonymous said...

The ballots should be out soon.

Anonymous said...

They have cut back on so much spending I'm surprised they haven't moved their branches into cardboard boxes. I checked the rates you provied and you're right, they're only paying 0.01% on the regular savings but they now require a $150 minimum! What happened to the $5 minimum? So they want more $ from their members but paying out less. That sounds like a real deal if you're an idiot which Wiggington is. Their kids account and the holiday account pay the same but the kids only asks for $1 deposit. You might as well open a kids account because you ain't getting shit anyway and today's economy makes it difficult to sometimes get and keep $150 in a savings account.
Their Premier account is a joke. $500 minimum with 0.01% interest. Is this what Wiggington and Bea Walker think is good? So how the hell do they expect to attract anyone with those rates? Maybe they don't. I saw Wiggington last week. He looks horrible. What a metaphor he's become.

Anonymous said...

You don't see Bea around South Pasadena even though she gets paid over $100,000 a year bring in new business and make sure everything is ship shape. Even stupid old Sylvia says Bea's off her back. Good thing because Sylvia doesn't know what to do now that George is gone. She didn't like him, talked about him, tried to get him fired but he was her only in at the post office.

Anonymous said...

Sylvia Perez is an idiot. Can you think of any company that would hire her to be an AVP? Does anyone feel sorry for Wigg? Does he even have a friend?

Anonymous said...

I was at South Pas last week and saw Wiggington. What happened? He looks horrible. The man looks like he should be at home or in a home not at work (mis)leading the credit union. I don't like the guy but I almost felt sorry for him. You look at him and all that comes to mind is he screwed over a lot of people and laughed about it. And does anybody know how they're doing? Based on the way he looks, they must be doing real bad.

Anonymous said...

Sylvia not an idiot! She's a moron! She doesn't know squat about business. She should stick to driving low riders cause what she knows about business can fit on top of your little finger. She fits right in with Lynnette, Wigg, Bea, and Miss Rodger. One big gang of losers.

Anonymous said...

Everything goes back to the board. If they got rid of Wigg when they found out he sexually harassed Kim, he wouldn't been out before the cu began losing money. If they kicked him out before it become public he stole a members car, P1 might be doing okay. If they didn't let him borrow $20 million, things might have turned out okay. If he wasn't allowed to spend al that money on a phone system, hiring AVPs like Sylvia Perez, lying on the monthly reports, P1 might just have become a great credit now. Now you have a business thats a lot smaller with a bad reputation and a president who looks like the hunchback of Notre Dame.

Anonymous said...

Their not doing anything that actually helps get the business back on its feet. Reducing their rates to 0.01% is not a way to bring in new business. Poor member service pushes members away. Their behavior which is now public and read about all over the industry hasn't helped. I visited a credit union in Orange county where they talked about how Priority One's horrible reputation. The board, the president, the COO, the AVPs all have had a hand in it and they don't care because apparently getting a pay check is more important than the members, the employees and the business. Really, Mr Harris should have fired Wiggington before he got a chance to screw over the credit union.

Anonymous said...

NOBODY LIKES YOU CHARLES NOBODY WANTS YOU CHARLES OR WANTS YOUR STUPID IDEAS...GO HOME AND STAY THERE!!!! your declining health is a sign for you to quit already!!! the fucking signs!!!!

Anonymous said...

Looking to get in contact with Kim Hardin, Linda Nisley, George Woods, Suzanna Ulloa, David Quinonez, Dane Simmons or Darlene Gomez. Anyone know how to contact them?

Anonymous said...

With all these documents how come Robert West is running around crying like some baby about haters and bloggers?

Anonymous said...

p.s. Mr West guess you proved to be nothing more than another big mouth liar like you BOY, Wigg.

Anonymous said...

Manny was in the office yesterday, guess he is running for the board. I wonder if Diedra and one-legged Wigg will try to interfere with his nomination like they did with Dave Davidson's? And stupid old, south of the border Joseph sent out ANOTHER intranet message announcing he's returning to loans and Gema is going to take over operations. Huh???? First of all, Joseph doesn't know how to make loans grow cause he's a file clerk trapped in a tired body. And Gema got promoted to Assistant to tthe Assistant Vice President but stupid Smock, Wigg, and Bea, didn't announce it official. We wouldn't have known if it wasn't for Gema's big mouth. So they promoted her from Branch Manager and gave her title to Joseph and they make her AAVP. Now she's branch manager again. What the hell? And what's going on with Sylvia? She's starting to look like Wigg except her leg don't hang? She's crying she's stressed and that she needs to get more business now that she drove George out of the company. That woman couldn't sell anything. No one likes her at the chamber and most employees don't like her because she's a liar and drives them crazy. Its nice to know that P1 is the same old, lowlife company that Wigg made it. Oh ya, VOTE DIEDRA OUT!! That witch needs to get back to the under world.

Anonymous said...

The things that have gone in that place since Mr Harris left are shameful. Its such a disgraceful place. For years Georgina and Gema used to have people clock them in and they should have been fired. Georgina also deposited a check and Gema lifted the hold and then the check bounced which should have got them fired but Rodger protect them. Then you have useless West who is as big a lier as the rest of them. Bea who is as miserable as her face and thinks backstabbing is a good thing at work. Joseph who doesn't know squat except how to serve water to members. He's nothing but a wanna be waiter. And then there's Diedra who riggned 2 elections and helped Wigg fire a lot of innocent people. Priority 1 is just a slum thanks to all of them.

Anonymous said...

It's a good comedy and a terrible reality.
At least Michael Scott knows when to leave. Don't you think you had a long run, Wiggington?

You have to know when to leave. And, I think it's time for all of management to leave. Someone needs to come in and clean house!

Protest! Wiggs, the COO, the board, they're all shameless

Anonymous said...

"To Looking to get in contact with Kim Hardin, Linda Nisley, George Woods, Suzanna Ulloa, David Quinonez, Dane Simmons or Darlene Gomez. Anyone know how to contact them?" Good question, how can these people be reached?

I so agree, time to kick good for nothing, bottom feedere, vulture faced Diedra to the curb. That uneducated, conniving, turkey drove the credit union into the ground along with lazy good for nothing Thomas Gather, O. Glenn Saffold (or Saffo), idiot and hypocrite, Bobby ThomAss, and Richard Hale. Mrs. Irving is probably the ONLY honest board member but she's out numbered and Joe Marchica may not be dishonest but not effective. And its time to kick out Cornelia "Planet of the Apes" Simmons and the rest of that useless, ghetto loving board. They've done nothing but let Wigg run P1 into the ground so the place looks like Bea's face. You want to see why they lost so much money in 2009 and 2010, then start by looking at Diedra and Cornelia followed by Wigg, Bea, West, Smock, Sylvia and the queen of ghetto, Lynnette Fortson!!!!
!!!!!

Anonymous said...

Wiggington can't let go. He proved that when he got exposed of sexually harassing an employee and when we all discovered he took a car from a member. He would rather stay the laughing stock of the entire credit union industry then muster up the dignity to leave. He doesn't care about Priority One because if he did, he would have left two years ago. He doesn't care about the employees because he lied about so many of them just so he could fire them and the ones that stayed, lost benefits, suffered pay cuts, and have worked without a raise for at least 2 years. He never cared about his position, because he has acted like the village idiot since 1/1/07. He never cared about how he was viewed, otherwise he wouldn't have spent years talking about his sex life. You can say the same about failure extraordinaire, Bea Walker and policy scofflaw, Rodger Smock. Throw in opportunist and failure, Robert West and uneducated barrio baby, Esmeralda Sandoval along with Sylvia Perez and Randy McBride, and all you have is a herd of cattle whose only reason for staying at the credit union while it takes on water, is so that they can collect their undesrved paychecks, medical benefits, and contributions to their 401k's. Wiggington came back early from his medical leave because he believes if he stayed out longer, Bea Walker might get her wish and be named CEO/President, like she said she would be back in 2010. No, Wiggington can't leave. Where would he go? And with his physical condition, who would hire him? Would you?

Anonymous said...

Call it quits? Not for old, "I'm a gossip queen" Charles Rodger Wiggington. Charles used to say he was going to fire Pattie because she talk too much but he was going to fire anyone for talking too much it should have been himself.
No blog can ever shut Wigg's big mouth. Since he's back if he gets a chacne he talks and talks and talks about his stroke. He's milking this one like he milked the credit union. You should have stayed home BOY because you're taking up oxygen and we can't breath.

Anonymous said...

Does anyone feel sorry for the Wiggmeister?

The Orkin Man said...

Whoever wrote "You have to know when to leave. And, I think it's time for all of management to leave. Someone needs to come in and clean house!" Right on but cockaroaches don't ever leave on their own.

Anonymous said...

I know where Suzanna and Darlene work. Suzanna. Is a Fist VP at Santa Clarita Bank and Darlene is Business Banker at Chase in Valencia. Don't know exact locations or phone numbers but I will do some investigation for you. There are some people who still in touch with both of them so I heared at the South Pas. Why do you need to get in touch with ex-employees?

Anonymous said...

Wow, Wigg, what did you do?

Anonymous said...

Charles, you made up so many lies and got rid of Maggie, Dane, David, Marc, Theresa, Kim, Joe, Tsui, Sonny, Wendy and a lot more. Plus a lot of people quit because they couldn't stand working with a ghetto jerk like you. You got be the stupidist man/sissy in the world. You did all that for a stroke! Hope the trade-off was worth it. You never could got away with it without two-faced, Rodger Smock, and ugly old, Beatrice "Bea" Walker from Pitman, New Jersey and ex-employee of Universal Studios CU and AIRCO CU and the US Postal CU......... You got rid of talent and kept Georgina, Sylvia, and Gema. Boy, you know how to pick em, girl.

Anonymous said...

Leave Charles alone, she's sick.

Anonymous said...

Their income has actually gone up but its not because of new business. All those cut-backs, like the closing of Valencia and Redlands and keeping Riverside part-time, plus Darlene and George, 2 bd reps left and so did the former Valencia branch manager plus they still have a lot of employees working part-time and without benefits, that's why if you don't look carefully, you could think they're doing better, but they're not. Well, that's unless you think doing good is business is cutting back and saving and not getting in new business. Plus that Sylvia has been bragging that they are getting in new members but what she's not saying is that they are opening accounts but not getting loans. They don't have anybody who knows how to drive loans. Joseph may seem like a guy but he doesn't know how to develop loan growth. Neither does Wigg who thinks everyone else was supposed to get mroe business without his input. Bea, well she's just a door stop. Saeid know nothing about loans and don't bother asking Yvonne because she ain't so wonderful with delinquencies. No, they don't have any talent needed to bring business up. As long as they can keeping chopping away, they'll be okay.. well that's until there's nothing else to cut away and then what, fire Wigg, Bea, Smock, Saeid or West?

Anonymous said...

Under Mr Harris the goal was growth, improving member service and making P1 a good place to work. In fact, any member calling Mr. Harris would get to speak to him or get a call back in 24 hours. He had a marketing director who with Mr Harris, looked at member surveys, looked at info they got from focus groups, and spoke to members so they could make P1 a better place. Members, even those with so, so credit, would call Mr Harris and he would bet them small loans, like if they had a death in the family and didn't have the money to pay for funeral expenses. Mr Harris had a great BD team and his loan department staff, except of Cavazos, was good. Even Patti Loicano knew her stuff (though her personality sucked eggs). When Wigg came over he said he was going to put in a retention program and a suggestion box, because he wanted to save memberships and hear what employees had to say. He never put in the retention program and he fired any employee he thought criticized him. He said he was going to show up Mr Harris and pu in new, better technology, so he spent $600,000 on a phone system that's like him... a failure. In 2008, he knew things were started to look bad so he hired Bea Walker in 2009 who was supposed to save money, help bring in new business, and get rid of the blog. She did save money by cutting back quality member service, benefits, and reducing employee hours. She didn't get in new business and the blog is still here. Throw in old Rodger Smock who helped them break policy right and left, throw in useless Esmeralda Sandoval and even more useless Robert West, Sylvia Perez, and Lynnette Fortson who now complains they have her working on too many reports, and all you have is the recipe for disaster.

Anonymous said...

A lot of the avp's are either lazy or uneducated or both. But Bea's got an MA and Charles has a BA and so does Smock and what have they proven?

Anonymous said...

Bea has an mba in business but you'd never believe it by the way she acts or all the failed things she's done. Wigg has a degree in Black studies. You'd think he would have used his education in "Black" to try and develop products for the Black community they serve but he's lazy and kinda dumb. I think Rodger has a degreee in psychology which is a hoot. He used cheap circus tricks to violate policy right and left. He is another big reason why Wigg got away with so much. Here's a little known secret, Bea can't stand Smock. She used to say she wanted him out. Though he was old (age discrimination?), lazy (that one is true), and too expensive for the cu. Rodger knows she's a rat and he knows she's a backstabber but then so is he.

Anonymous said...

Bea has an mba in business but you'd never know it. She gets just and down and dirty as the worst of them except she's White and needy. Wiggington has a BA in Black studies but he never used his puny degree to study their marketplace and create strategies specific to the Black sector of members. I think Smock got his degree in psych.

Anonymous said...

Wigg has a degree in Black studies? Really? He really has put that to good use, hasn't he? He's disgrace no matter what color. Then again Smock and Bea bring a bad name to white like Gema and Georgina bring a bad name to brown.

Anonymous said...

They're still doing bad. Wigg says they improved a little but they didn't, they just cut back spending. Business is terrible and they are still spending. Outside Smock and Esmeralda's office they're going to put up cublicals for the acctg department. I don't understand why they're still wasting money on things that don't bring in new business. There's also talk they're going to move the IT department which used to be lcoated next to accounting and move there where accounting is now. I guess this is all Bea, Wigg and Smock have to do because they sure aint' doing anything to bring in the business. And what happened to more posts? Did you guys quit.

John said...

We will post next week. We are in the process of reviewing documents. Thanks for your patience.

Anonymous said...

That place is horrible. We're not making money and I don't get why they have to put up partitions. They have too much time to play.

Anonymous said...

What happened to the election? Every year don't members get their ballots way before the end of April? Diedra, you playing around with the election again?

VOTE FOR MANNY GAITMAITAN!

Anonymous said...

Who else is running besides Manny? If he's alone he can't do nothing.

Anonymous said...

I got my ballot today. VOTE MANNY. VOTE MANNY. VOTE MANNY. This is the chance to kick Diedra's ass out the credit union.

Anonymous said...

If we only vote for MANNY OTHERS DO NOT GET ANY VOTES. wHICH MEANS HE HAS A BETTER CHANCE OF WINING.
ONLY VOTE FOR MANNY

Anonymous said...

Did any one notice that old Diedra
is the first one on the ballot!

with that hair in curls she looks like and old southern bella.

VOTE FOR MANNY

Anonymous said...

Did you see what they put on the ballot? Dierda "expand her knowledge of operations and volundtary service" that's why the credit union is losing money and you get paid to show up to meetings! Hale: "understands the financial needs of the members" OMG thats why Wigg makes so much money and the rest of the Jack ass you have runing the cu.

Biggest laugh of all Saffold:" serving with integrity and experience he is an other one who does not show up for meetings and as far as integrity he would not know what that is if it hit him in the face VOTE FOR MANNY

Anonymous said...

Diedra is the world's biggiest BITCH (next to Bea). 2009 she and Wigg tried to control who got ballots. After they got exposed she and good for nothing Bobby Thomas got that postal worker to submit his nomination even though the deadline for submitting it had passed. She's a cheater!!! Now she puts Manny's statement and pic on the LAST page. Hey useless, you messed up Priority 1 and you are the #1 reason we're on a losing streak!!!!! You covered up sexual harasser, car stealing Wigg and gave him a raise. Give us 1 reason why you deserve to stay on the board. You're not good enough to be selling oranges off the freeway. Did the accounting firm write your statement? Why do you say that you "expand her knowledge of operations and volundtary service" when you broke the law last year with the election and you covered up wrong doing and you let Wigg push the credit union into the negative in 2009 and 2010 and you HIRED USELESS, BACK STABBING, GOOD FOR NOTHING, PUDDIN FACE Bea Walker?

Anonymous said...

VOTE FOR MANNY!!!!

Anonymous said...

bb

Anonymous said...

Gathers is a drunk and an embarrasement to the credit union. He has been spotted at several credit union events statewide being drunk and obnoxious. He was at a POCU planning weekend, going to his room every break, and as the day wore on, being more & more intoxicated to the point that no one would listen to his rants or supposedly good ideas at the planning event. He thinks he is God's gift to the credit union. Get rid of him.

Anonymous said...

What does it take to get a ballot? I haven't received mine and called the credit union. I have a savings (member) account and loan but was told I was told I didn't qualify to vote. All of my accounts are current and I have never been late on my loan. Another fixing of the votes?

Anonymous said...

VOTE FOR MANNY!!!!! THE START OF SOMETHING GOOD!

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