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Wednesday, June 25, 2014


On Wednesday, May 28, 2014, Priority One One Credit Union conducted its 2014 Annual Meeting though just a few hours before its start, employees of the credit union's three remaining branches convened at Carrow's Restaurant in South Pasadena, California to participate in an all-staff meeting ordered by President Charles R. Wiggington, Sr. 

On January 1, 2007, the Credit Union employed in excess of 150 employees but during the May 28th gathering. the staff numbered less than 60. Also noteworthy, is that employees paid for their own lunches and after eating, were forced to listen to President Charles R. Wiggington, Sr. ramble on about alleged improved business and a promising future for the supposedly rebounding credit union.

Of course, the President's spiel was nothing more than another outpouring of Wiggington-styled propaganda intended to lure employees into ignoring the massive and lumbering brontosaurus in the room which is a well documented record of chronic failures all orchestrated by President Wiggington and all sanctioned by what may be the most deplorable Board of Directors in the credit union industry. In addition to his well-documented botches is the all too conspicuous closure of 6 branches since October 2010, reducing Priority One from 9 offices to 3. Another telling indicator that the credit union may not be performing as well as the President wanted employees to think is that Priority One could not afford to pay lunches for employees attending the meeting. 

At 6 p.m., the credit union conducted its Annual Meeting which this year was awkwardly dubbed, "Maintaining Forward Progress" (versus Backward Progress).  During the meeting, the President reiterated that Priority One performed well in 2013, however, his over-optimism is sharply undercut by the credit union's own Monthly Income/Balance Sheets and quarterly Financial Performance Reports ("FPR") filed with the  A review of the reports reveals a credit union that is unable to generate sufficient new business needed to offset overhead, build desperately needed reserves, and augment capital. All of the failures the credit union continues to experience are born out of President Wiggington's inability to implement effective marketing, build relations within the communities the credit union is supposed to serve,  failure to create cutting edge advertising that succeeds in attracting member interest, and his inability to resolve the credit union's burgeoning member service issues. The President's spin on the credit union's actual performance was another clumsy and all too transparent poorly honed plan designed to dupe listeners into believing his warped version of reality.  

During the meeting, the President went to great lengths to avoid referring to the credit union's present inability to service all of the Santa Clarita and most of the San Fernando valleys and all of Riverside County along with avoiding all reference to the closure of 6 branches since October 2010. Its what he didn't say that most attests to the credit union real performance.  


In March, President Wiggington disclosed that reason for the closures of the Airport and the Santa Clarita branches in December 2013 and January 2014, respectively, was simply that neither branch was performing well.  

The Airport branch in 2010 and the Santa Clarita branch* opened in February 2012. In the months before opening the Santa Clarita branch, the President declared that the people living and working in the Santa Clarita Valley would be both "grateful" and "excited" that the credit union was reopening a branch in that region. In 2010, the President ordered closure of the successful Valencia branch because at the time, the credit union could no longer afford to pay the more than $5300 monthly cost to lease the space. 

In 2012, then Santa Clarita Post Master, Ralph Tapia, ordered construction of a structure just outside the gates of the Santa Clarita Mail Processing Center located at 28635 Braxton Avenue in Valencia, California. Mr. Tapia is a loyal member of the credit union and wanted to express his gratitude towards the once well-respected organization. As the new Santa Clarita branch neared completion, President Wiggington began declaring that people would flock to the new branch wanting to becoming members of the credit union. His statements were based on nothing more than conjecture dredged from his fantastical imagination which chronically circumvents logic and evidence to support his far-fetched beliefs. In fact, In November 2011, we stated that the branch would fail, primarily because of its inconvenient location outside of downtown Valencia and because in our opinion, the President would fail to promote the site just as he failed to promote the Redlands, Riverside, Valencia, and Burbank branches, all of which closed during the period of 2010 through 2012. 

The President's own words revealed that from his skewed perspective, people would "flock" to the new branch without him having to market the location. His failure to develop strategies to market the Santa Clarita branch serves to affirm that Charles R. Wiggington, Sr.'s inspirations are bombastic at base and grounded in fantasy. He sincerely believes that Priority One has something to offer without have to make any effort to reach out to the communities it serves which explains why he was forced to close the Redlands and Valencia branches in 2010; the Riverside branch in 2011; the Burbank branch in 2012; the Airport branch in 2013; and the Santa Clarita branch in 2014. In the end, his beliefs are spurious and both self indulgent and self deluded. 

*In 2013, the new Post Master in Santa Clarita informed the credit union that he was going to increase the amount of their lease. The decision by the Post Master prompted EVP, Rodger Smock, to exclaim, "What are they (the postal service) doing to us!:

Over the years, the two most frequently asked questions we've received are, "Why has President Charles R. Wiggington, Sr. not been terminated?" and "Why hasn't the Board of Directors been removed?" 

To remove the President, the entire Board or some of the Directors of the Board requires filing of a complaint by member-owners. Without member-owners filing a complaint with the state of California, both the President and Board remain securely in place. We must add that if a non-member files a complaint and submits evidence to the Department of Financial Institutions ("DFI") proving the credit union has violated state and federal law, the DFI will not open an investigation because the complaint must be filed by a member-owner. Evidence- even compelling evidence is in itself, insufficient to launch an investigation. Of course, this brings into conflict what the state mandates under law and what is unethical and moral. However, state mandates override the principles of ethics and morals since unethical acts are not synonymous with illegal acts. 

Of course, the validity of those things said by the President and Board over the years, assuring members and employees that things are just grand at the credit union requires that we believe them at face value. Unfortunately for the President and Board, in 2014 neither possesses a shred of credibility. Their addresses published in the annual reports are laced with distortions of the truth including exaggerations, and always ignoring the fact that the credit union's asset value has declined by millions of dollars since January 2007, the date which Charles R. Wiggington, Sr. began his reign of terror. The fact the credit union has terminated more than 50% of its employees since January 2007 is another indicator that things are not going well for the credit union. Couple this with 4 lawsuits filed by former employees since August 2010 along with the closure of 6 branches since October 2010, and all indicators point to decline, though President Wiggington and Board Chair, Diedra Harris-Brooks, would like employees and members to believe that the credit union's business is increasing and its profits, amassing. Any doubt to the credit union's decline can be easily dispelled by reviewing their Monthly Income Statements/Balance Sheets or their quarterly reports published by the National Credit Union Association at  The financials contained in their financial statements conspicuously conflicts with the President's and Board Chair's bloated claims of success.

We recently revisited and discovered that the credit union’s financial standing was downgraded from 4 stars at the end of 2012, to 3 stars at the end of 2013.  The reason for the downgrade is due to a drop in capital. President Wiggington has since 2009, avoided closure of the credit union by introducing often drastic cut-backs in spending. In February 2012, President Wiggington lied to employees when he explained that capital represents earnings from profit. At the time, he distorted the truth because the credit union was preparing, unbeknownst to employees, to close the Burbank branch and begin what would be approximately 8 months during which many employees were terminated for allegedly failing to meet their assigned monthly sales quotas. 

The 2013 assessment by states that Net Capital has declined. Additionally, since March 2013, the credit union has been reporting negative loan loss allowance which suggests their delinquencies have declined thus reducing the amount of reserve set side to cover projected/estimated losses from delinquent loans. Normally, this would be wonderful news but based solely on  the President's manipulation of accounting practices, the report by the credit union cannot be believed without tangible evidence. If the President is lying again and underestimating the amount of projected loan losses or if he is merely being overly optimistic, t then the credit union could potentially create new and additional problems for itself. 

Since 2010, the President's weapon of choice to counter the sluggish development of new business has been cutting back expenditures, however, 

Branch closures are unfortunate, though in the case of Priority One, necessary. However, closing branches was intended as a temporary means by which to reduce expenses and develop new strategies needed to produce income. The credit union's current inability to acquire sufficient levels of new business is failing to: 
  • Generate profit
  • Create reserves
  • Increase capital 
In 2010, auditors advised the President he must reduce expenses immediately and substantially to avoid further decline leading to possible closure. At the time, then COO, Beatrice Walker, and CFO, Saeid Raad, decided that the most immediate and effective means by which to reduce expenses was to close the Redlands and Valencia branches though at the time, Ms. Walker vindictively targeted the Valencia branch because she was at odds with its Manager. The closures should have represented a single, desperate effort to save the credit union and provide an opportunity to the President and his executive staff to create and implement strategies that would more effectively promote the credit union's products, services, and name. At no time, were branch closures intended to become a "usual and customary" part of how the credit union conducts fiscal business. Unfortunately, due to President Wiggington's immense limitations, cut-backs have become an addictive way of life for the credit union and its survival. 

According to, the credit union’s business is not profitable. Priority One’s Return on Average Assets is according to, “Substantially below Average.” also determined that the credit union’s outgoing expenses aka “overhead”, is “Significantly Higher than average.” This indicates that Priority One is not generating sufficient new business needed to build capital and produce adequate loss reserves.

According to, their assessment about Priority One’s earnings is based on their review of Priority One’s last four quarters of income and expenditures meaning quite simply, that it includes all of 2013. Bankrate. com also concluded that a review of the four quarters ending December 31 2013, revealed Priority One has a “substantially below average return on average assets” and “A significantly higher than average overhead ratio is in evidence.”

Priority One’s inability to generate sufficient new business is undermining their ability to pay their expenses, generate a profit and create sufficient monetary reserves to sustain its operation. also discloses that the 3 star rating indicates a “GENERALLY satisfactory financial condition.” In analyzing Priority One’s capital, “that this credit union demonstrates well below standard capitalization. Notwithstanding any of the information contained within this section, we believe, based on our analysis, that the institution should consider plans for enhancing reported capitalization.”

So how does one develop plans to enhance reported capitalization when they have no idea of how to create effective marketing strategies, how to build relationships with the people living and residing in the credit union’s vast but not maintained territories. The fact is, the problems which have contributed to Priority One’s decline have been ongoing for the past 7 years and sadly, President Wiggington just doesn’t have what it takes to lead the credit union out of the mire he created. For the President, creating effective business producing plans is just impossible. 

Is Ignorance Truly Bliss?

We received the following account from a member who called the credit union to request a copy of the Annual Report. 

Friday, June 6, 2014

"I called the credit union earlier today and asked a woman who picked up the phone to send me an annual report.

She asked "A what?" 

I repeated, "An annual report."

She asked, "What do you need it for?" 

I explained that as a member, I am entitled to a copy of the annual report. She responded, 
"Please hold." 

She returned and asked again, "What do you want?" 

I asked, "Do you know what an annual report is?"

She responded slowly, "No." 

I told her I would call back and speak to someone else. She said, "Okay."

Clearly, unlike the many knowledgeable and competent employees the President drove out of the credit union over the years, new employees are either not being trained and purposely kept ignorant or the caliber of employees hired by the credit union reflects the level of incompetence saturating the credit union since Charles R. Wiggington, Sr. was appointed President of what once was a larger and growing credit union. Does Charles R. Wiggington, Sr. truly believe ignorance is bliss or an attractive quality? 

We've recently learned that the President has instructed managers not to release information about the credit union's financials. This reminds us of his 2010 directive, prohibiting managers from releasing the credit union's monthly income statements despite the fact that all members, under state law, can request and receive a copy of the statement. His efforts to try and suppress the release of the credit union's financial information clearly suggests the President has much to hide. 


This year's Annual Meeting was dubbed, "Maintaining Forward Progress" (versus Maintaining Backward Progress). The event which has over the past 7 years turned into a high school theatrical production, served as a platform during which President Wiggington and Board Chair, Diedra Harris-Brooks, disingenuously presented a promising picture of the shrinking credit union's future. If one chose to ignore their poorly scripted and unconvincing speeches, then Priority One is indeed a clean, mean running machining and not a sputtering operation reliant on expense reductions as a means by which to remain in business. 

to spend 30-minutes raising yet another sham portraying the sputtering credit union as a clean, mean running machine, a claim quickly and immediately dispelled by Priority One's financial reports which paint a picture of a credit union struggling to sell its products and exerting tremendous effort to pay its overhead. 

For the President and Board Chair, the Annual Meeting is an opportunity to misrepresent the credit union's real performance. Noticeably not mentioned were the closure of the Airport branch in December of last year and closure of the Santa Clarita branch in January of this year. Also not mentioned is why the credit union has closed 6 of it 9 branches since October 2010. The two officers also avoided all reference why the credit unions asset size has decreased by $7 million over the past 7 years.  


Usually, things reported as news have never been reported previously. Clearly, Priority One Credit Union defines what is news, differently than does everyone else.

On their website, under “Priority One News & Updates” the credit union allegedly publishes notices of current and upcoming events. However, a review of the page discloses the page is being neglected and continues to reference information that is more than 2 years old. This failure by the credit union creates an impression of mismanagement of their own resources and reminds us of the ship shod manner President Wiggington chooses to manage (or mismanage) the credit union’s many differing facets. So doesn’t the credit union have a person or person to maintain its website?

Its incredulous that President Wiggington or Executive Vice President, Rodger Smock; Vice President of Operations, Yvonne Boutte; Vice President of Lending, Patricia Loiacano; Business Development Representative, Joseph Garcia; Director of Employee Services, Robert West; or Manager of Employee Services, Esmeralda Sandoval, have all simultaneously thought it prudent to continue referencing the Airport and Santa Clarita branches on their list of branch locations. Though the two, no longer existent branches, each reference they are closed, they continue to appear on the list of active offices. We can see where members and prospective members might not realize those offices are permanently closed. The credit union annotates information about the closures in red font and also reference the early closure of the three remaining offices on Wednesday, May 28, 2014, in red font. We assume the continued inclusion of the two closed offices on their list of active offices is intended to create the impression that Priority One has 5 branches. Isn’t it about time President Wiggington donned his big boy pants and accept that the credit union has lost 6 branches under his tutelage and that maintaining an inaccurate list of offices is nothing more than another Wiggington-styled deceptive ploy?

Inexplicably, the credit union’s last published newsletter was that for Winter 2013. So what could have happened to their quarterly publication?

The credit union’s newsletters plummeted in popularity after 2007. For years, the credit union published a monthly newsletter but in 2010, the then Marketing Specialist gathered evidence that members were not reading or interested in the monthly letters. At the time, COO, Beatrice Walker, ordered cessation of the newsletter which irked Executive Vice President, Rodger Smock, who at the time, was the newsletter’s caretaker. Resentful, Mr. Smock launched a personal vendetta against the then Marketing Specialist and falsely informed the COO that the specialist was leaking confidential he had no access to, on to the Internet.

With the elimination of the monthly newsletter, the EVP was left with managing publication of the quarterly newsletter. In 2010, the credit union determined that mailing of the newsletter was too expensive and if eliminated could help reduce spending. The credit union issued letters to all members, asking if they could inform the credit union if they would like to continue receiving the quarterly newsletter or if they would prefer downloading it directly from Priority One’s website. Few members responded to the request, leading the credit union that members were not interested in the newsletters.

Oddly, the credit union renamed the Winter publication to First Connections (yawn) but has never published another newsletter since then. The letters have been chronically dull for years, with the front panel always containing a mundane and dull address allegedly written by the President. On the backside, scant advertisements are shown, none possessing any drawing power. 

In what is apparently his final “President’s Message….,“ Charles R. Wiggington, Sr. begins by stating “The news seemed to be full of fraud and theft stories throughout 2012.” Certainly not a compelling or editorial masterpiece, the President’s message were intended to help members but unfortunately continually smacked of the tedious and stale.

Some men possess the ability to draw others to themselves. Others possess the gift to teach and imbue others with qualities that will enhance their life. Charles R. Wiggington, Sr. causes things he touches to wither.


Officers at Priority One Credit Union all seem to suffer from the same insatiable need to exaggerate their online records. We certainly don't comprehend why they are driven to embellish references about themselves and must conclude that their tendencies towards dishonesty are so embedded in their behaviors that they don't possess the ability or desire to change.

Shown above is an online record of Board Chair, Diedra Harris-Brooks though all too conspicuously, the reference omits her complete last name. In 2012, we disclosed that Mrs. Harris-Brooks uses variations of her last name on the Internet. These are:
  • Diedra Harris-Brooks
  • Diedra Harris
  • Diedra Brooks
  • Diedra E. Harris
  • Diedra E. Brooks
  • Diedra E. Harris-Brooks
We not only find the variations unusual but they appear suspicious and suggest the Board Chair has more than a little too hide. Otherwise, why use so many variations of her last name? 

In the above-referenced record, is a list of Mrs. Harris-Brooks professional associations at the credit union. The problem with the record is that contains old references to employees who were terminated as a result of the President and Board Chair's plots. As shown above, the names of former employees, are:. 
  • Tsiu Tang, IT Supervisor
  • Beatrice (“Bea”) Walker, COO
  • Lynette Fortson, AVP
  • David Davidson
  • Kimberly Burke, Assistant Branch Manager
  • Manny Gaitmaitan, CFO
Tsui Tang, IT Supervisor

The first, Tsui Tang, succumbed to a treacherous plot implemented by then COO, Beatrice Walker. Mrs. Walker maintained an open resentment towards Mr. Tang because quite frankly, he was aware of many acts she perpetrated which violated credit union policies. She replaced him by hiring her friend, Randy McBride, who became Mr. Tang’s supervisor and later, at the request of Ms. Walker, terminated Mr. Tang.

Beatrice "Bea" Walker, COO

The treacherous and infamous Ms. Walker was terminated in July 2011 by her one-time friend and business associate, Charles R. Wiggington, Sr. The reasons for her ouster were insubordination and her alleged failure to satisfactorily fulfill her assigned duties.
Beatrice Walker was terminated in July 2011, allegedly for failing to fulfill her assigned responsibilities and insubordination to the President and Board. However, preceding her ouster, Ms. Walker made a racist statement about Mexican employees of the credit union, allegedly sexually harassed a female Branch Manager, and disparaged the intelligence of the Board’s Directors. 

Lynette Fortson, AVP, Los Angeles & Airport Branches

Lynnette Fortson was terminated in February 2013 following an audit of the Los Angeles branch’s records which disclosed money had been embezzled from that location.

David Davidson, Board Director

David Davidson, one of the few White Board Directors serving Priority One after Charles R. Wiggington, Sr., became a casualty of a plot concocted by Board Chair, Diedra Harris-Brooks, and President Charles R. Wiggington, Sr. The two wanted him off the Board because he helped expose that one of the President's confidants and AVP, had kited- a federal offense. The two offered the Director a job at the credit union as their first Financial Planner. He accepted the position, forcing him to resign from the Board. Two months later, the President treacherously terminated him. 

Kimberly Burke, Assistant Branch Manager
Kimberly Burke left the credit union in 2008. Prior to her departure, was sexually harassed by President Wiggington.

Manny Gaitmaitan, CFO
Manuel Gaitmaitan was a former CFO who resigned in December 2009 after President Wiggington and COO, Beatrice Walker, informed Mrs. Harris-Brooks that he was uncooperative and unwilling to alter account reporting to denote profits were none existed. Mr. Gaitmaitan was ostracized by the President, the COO, and EVP, Rodger Smock. Mr. Gaitmaitan would later disclose that he was forced to resign.

Mrs. Harris-Brooks online profile is evidently proliferated with misinformation that she has either intentionally or unintentionally allowed to remain in one of her public profiles. The fact that the Board Chair of the credit union lacks the motivation to ensure the removal of misinformation, should be deemed disturbing and is a reflection of her negligent attitude while serving as Board Chair. Her inaccurate record also mirrors the credit union's own negligence to maintain accurate information about themselves on the Internet.  


We recently revisited the credit union's website where we located the following paragraphs describing the benefits offered by the credit union to its members. 

We couldn’t locate evidence proving that “most Fortune 500 companies" consider credit union membership an important benefit to their employees. We of course invite either President Wiggington or Executive Vice President, Rodger Smock, to submit whatever proof they are in possession of that makes this statement true. 
Paragraphs 4 and 5

Lastly, the credit union is not a $163 million credit union. It’s current asset size is less than $155 million a loss of over $17 million since January 1, 2007. 

As we proved in 2012, the credit union was rated a four-stars by Bauer Financial and under President Wiggington, has NEVER has received a 5-star rating. Despite their 4-star rating, President Wiggington ordered the always docile, Executive Vice President, Rodger Smock, to alter the credit union’s actual rating and increase it from 4 to 5 stars.

In 2010, the credit union received its first complaint declaring that a lawsuit had been filed by a former employee. In 2011, the credit union received a 2nd notice advising the credit union was being sued by yet another former employee. In 2012, the credit union received two additional complaints that it was being sued by two other, former employees. 

In response, the credit union hired an attorney to weave defenses that might help the credit union escape accountability against a list of allegations that it had violated state and federal laws and credit union policy. During depositions conducted in 3 of 4 lawsuits, credit union attorney, Paul F. Schimley, of Richardson-Harmon-Ober, aggressively asked questions about who was and is, writing this blog.  The attorney who was being paid handsomely by the credit union hoped to create a defense the impugned witnesses and plaintiffs through raising a facade that would hid the egregious acts allegedly committed by the President and his staff. All four lawsuits implicated President Wiggington; former COO, Beatrice Walker; and EVP, Rodger Smock. 

Many of the plots orchestrated by the President against employees were crafted by both him and former COO, Beatrice Walker. Ms. Walker, as we've often described, proved to be plutonium to the credit union as a business and employer. On the surface, Ms. Walker was hired to create new streams of business for a company whose performance was beginning to falter. However, within days after being hired, the President divulged that she had been hired to also reduce expenses by identifying positions that were unnecessary to the credit union. He also revealed that she had been hired to drive out enemy employees who were seeking to overthrow the President. Clearly, his imagination has no limits. Though Ms. Walker was hired by the President who told employees he never met her prior to June 1, 2009, the date she was hired. Ms. Walker would later concur, alleging she obtained the position of COO after answering an ad, contacting the credit union, interviewing with the Board, and then being offered the position of COO. Of course their story proved to be a concoction and it turned out Ms. Walker knew the President long before she had been hired, having met him years before while employed by Toyota Federal Credit Union located in Torrance, California. Six months before being hired, the President and Ms. Walker were seen leaving Applebee’s in Alhambra, California.  The only reason the two chose to lie is because she was not merely hired to be a COO and as time quickly proved, she was hired as the President’s personal hatchet-person to target and terminate employees the two imagined were out to undermine their authority.

Priority One does not possess a portfolio containing a “vast array of products and services. Under President Wiggington, there is no concept of what convenience means as attested to by their present scarcity of branch locations in the vast territory they possess.

Finally, a subject of many complaints is the credit union’s impersonal treatment of members and their failure to respond quickly or competently to the needs and requests from members. 

The crux of this blog is inarguably, Priority One Credit Union's perpetually dull President, Charles R. Wiggington, Sr. Since 2009., we've often reported upon many of the destructive decisions made by glib President. One of the many issues we've reported on, pertains to the ham-fisted President's horrendous inability to select qualified candidates to service in an executive capacity. One decision by the President which would tax the credit union's infrastructure heavily and injure employee morale was the President's 2009 decision to hire Beatrice ("Bea") Walker to serve as the credit union's first COO and who was banished from the credit union in July 2011 for insubordination, failing to fulfill her assigned responsibilities and because she had made comments disparaging the Board's intelligence. 

Approximately three weeks after terminating Ms. Walker, the President hired Cindy Garvin to be the new Director of Lending. So bolled over was Charles R. Wiggington, Sr. by her exemplary performance that 4 months after hiring her, the President promoted Ms. Garvin to the position of Chief Lending Officer ("CLO"). However, something changed in how the President viewed Ms. Garvin and on 12/28/12, she was terminated for failing to satisfy her assigned responsibilities though her departure came at the heels of criticisms she verbalized about the President.  

Over the years, we’ve reported about President Wiggington’s apparent inability to make sound, educated decisions that at one time, could have benefited the credit union. In 2009 through the end of 2010, we were the target of numerous online slurs, criticisms and even received emails accusing us of lying, of omitting facts and of portraying President Charles R. Wiggington, Sr. as a horrendous personality and ham-fisted President.

As with all things related to Charles R. Wiggington’s decisions, the plot never progressed as planned. Ms. Walker soon began gossiping about the President’s unprofessional demeanor, complained about his loud boasting hours spent each day on personal telephone calls. She described has as “uncouth”, “brash”, and even embarrassing. Though she initially ingratiated herself to the Board Chair, by early 2011 she began complaining about the lack of education possessed by the Directors and about their ignorance of financials. She also chose to defy the Board’s directive that she obtain approval for all campaigns, promotions, and projects from either the President or EVP, Rodger Smock. She complained that she was being forced to obtain permission from two men she deemed wholly incompetent and in her words, “useless.” Her rebellion ended on July 13, 2011, when she was escorted to the employee entrance at the main branch in South Pasadena and bid adieu. A few days later, her personal possessions left behind in her office were packed and shipped to her home in Santa Clarita. 

Here is an email we received last year from a former colleague of Ms. Walker, while employed at Universal City Studios Credit Union. The account was sent to us after we published that Ms. Walker was named in a lawsuit alleging she retaliated, harassed and sexually harassed a former Branch Manager. As you read the account, remember that Ms. Walker arrived at Priority One Credit Union via her friend, Charles R. Wiggington, Sr. The account provided to us in late 2012, describes some of the same reprehensible behaviors manifested by Ms. Walker while serving as COO at Priority One Credit Union.  Also noteworthy is the fact that Ms. Walker was in character a reflection of who Charles R. Wiggington, Sr. is as President and as a person. Her failures and character faults accommodate those of the President and most of his executive sector.


I don't know why she [Beatrice Walker] left [Universal City Studios Credit Union]. I left before she did. I was with my cu for 14 years. I had been considered for the job she ended up being hired for and when she was made aware of this. I became her target. I left December 2004. I believe she was gone by the Summer of 2005 from UCSCU (“Universal City Studios Credit Union”).

All the points made in the lawsuit I saw coming for me. The year I left I had the best review and highest pay increase but all she did was highlight and emphasize any of what she called my shortcomings. I did tell my CEO I was having some communication issues with Bea but at the time my cu had some other issues and at that time this seemed a minor issue and I should just deal with it with her. I did try to speak to her privately.

She of course stonewalled me and said there was no problem AT ALL. She would tell subordinates of what her issues were with me. Her passive and passive aggressive behavior was too much for me to take. I loved my cu and I felt I needed to move on anyways for better things.

I know she plays the victim very well and I'm pretty sure she was asked to leave.

In conclusion, I just knew I had to get away or she would could have ruined my reputation and minimized all the hard work I had done with my cu. She appeared unstable. The cu did hear me after I submitted my resignation threw a lot of money at me, offered a title of my choice and said I did not have to report to her if I stayed. I felt this would make things worse. It took a lot for me to get to that point. I had deep roots with my cu. :0).

They never made their loan goal until new management took over after her departure. That was enough for me. :0)

Inarguably, Bea Walker arrived at credit union loaded with personal baggage and apparently it never occurred to the equally dysfunctional President that her behavioral aberrations could prove adverse to a credit union already burdened by the President’s incompetence and his very special behaviors. Not only did she exacerbate the problems created by the President and Board, she proved an expensive liability who in the end sought to topple the President from his perch.


A President Embedded in Regression

In January 2007, then newly appointed President, Charles R. Wiggington, Sr., conducted a meeting with Vice President of Operations, Rodger Smock; and then AVP of Operations, Aaron Cavazos, advising them that he was eliminating the seasonal loans implemented by his predecessor and which for years, had served as a reliable source of new business for the then thriving credit union. The President’s decision for eliminating the successful line of products was pure, unadulterated emotion.

At the time, the President stopped referring to the former President by name and began calling him “my predecessor.” He even went as far as removing his name plate and in the presence of some employees, throwing it in a trash can and exclaiming “We don’t need him anymore.” The behavior was deemed disturbing and as time would prove, characteristic of a very mode of troubling which would have far flung reverberations upon employee morale and the credit union’s financial stability.    

In late 2012, the President dredged up the Tax Loan implemented by his predecessor and the credit union’s once award winning Marketing Department. 7 years transpired before the chronically dull President realized that the seasonal loans create a guaranteed source of income and so he is now reintroducing a line of products he once expressed a profound disdain for.

Since 2007, the year when Charles R. Wiggington, Sr. was inspired to obliterate the credit union's once prize-winning Marketing Department, Priority One's ability to implement effective marketing and create promotions that generate large member interest, have sputtered and faltered. Despite his history of well-documented failures, the President moves forward, continuing what will surely be his legacy, of concocting ineffective and uninteresting offers. 

Earlier this month members received an incentive offer from the credit union, inviting them to spend $500.00 using their credit union issued check card so that they can receive $10.00. If they spend $750.00 the amount to be paid to members doubles to a whopping $20.00. The offer is intended motivate members into spending using their Priority One check cards, but does it work? 

While reading the credit union’s latest offer we thought we heard the wind blowing while a coyote howled somewhere far in the distance and tumble weed blew across the landscape. Obviously, the President doesn't possess the creativity needed to produce impacting promotions. We can't imagine members rushing out of their homes to spend $500 and $750 respectively so that they can receive what truly are insignificant returns. Maybe before launching a promotion, Charles R. Wiggington, Sr. should take the time to reread and reread and reread the credit union’s offer to ensure they possess the impact needed to achieve whatever goals is being targeted. 

Here is another example of the caliber of advertising being dispensed by credit union nowadays. The oddly positioned image, obtained from Priority One's Facebook page, was apparently taken using a cell phone. The language is juvenile at best and semantically incorrect. It is one thing to be cost-effective and quite another to appear frugal and cheap, a fact President Wiggington is evidently unaware of. 


The credit union's advertisement promoting gift cards is awkwardly written and accompanied by a frugal-looking photograph of VISA gift cards neatly positioned in an inexpensive acrylic stand. The photograph appears to have been taken using a cellular camera though no effort was made to create a professional-looking and appealing image serving as yet another metaphor for the way Charles R. Wiggington, Sr. chooses to do business.   


One morning in early 2013, the credit union received several calls from members complaining they were unable to access the credit union's website. The problem continued for several hours during which more and more calls were received, inundating phone lines and overwhelming staff. 

The problem was corrected by the end of the day but not before it was revealed the credit union had not paid its website provider.

In 2012, then CFO, Saeid Raad, informed the Accounting Department staff that President Wiggington issued a directive, ordering that invoices received from vendors, be held 3 to 4 weeks before being paid. The inability by Priority One to pay its bills promptly is rooted in its continuing inability to acquisition sufficient new business needed to generate income required to offset overhead a fact identified by in their 2012 and 2013 financial assessments of the credit union. 

On Tuesday, June 3, 2014, at about 2 p.m., the credit union's website was again, inaccessible. We contacted the main branch 3 times and during each call, were told that there was no problem with the website, however, one proactive representative tried to access the webpage and confirmed that the site was indeed, down and inaccessible.

It's more than a little peculiar that no one at Priority One apparently monitors the website. In the years since 2010, when the credit union began closing down branches, the President increased focus on online home banking but online banking doesn't work if the website isn't accessible. 

During the May 28th, Annual Meeting, the President announced that all is well at the heavily troubled credit union though its apparent that Charles R. Wiggington, Sr. is sufficiently disorganized not to implement procedures needed to monitor the credit union's internal operation to ensure members receive service meeting their high standards and expectations. 


We were sent to the following offer for life insurance mailed by the credit union during the week of June 2nd. The second paragraph of the letter states, "As a member, you are eligible to apply for up to $10,000...."  The problem with the credit union's letter is that the person the offer was sent to, is no longer a member of Priority One Credit Union. Apparently, Charles R. Wiggington, Sr. is incapable of comprehending that a person closing their credit union account(s) officially terminates their relationship with the credit union. Mailing the offer to non-members is another example of how Charles R. Wiggington, Sr. chooses to waste credit union monies. Since 2007, President Wiggington has exacted decisions that have financially diminished the once profitable credit union. His very public efforts, allegedly intended to taper and even bridle spending, are undermined by chronic undisciplined spending which in this case is attested to by unnecessary printing and fees spent on letters sent to non-members. 


When thinking about Priority One Credit Union, two words come to mind- neglect and cheap
Priority One Credit Union is broken and its survival heavily reliant upon expense reductions. Cutting expenses has transformed Priority One from successful and promising to the epitome of frugality. Despite the credit union's inability to generate large new amounts of business, Priority One continues to employ several overpaid and useless executives, almost all unnecessary to the operation and none who has contributed anything of substance to the deficient organization. Despite the obvious, the credit union's ignorant Board and in particular, its impulsive and inept Board Chair, Diedra Harris-Brooks, continue in their efforts to ensure Charles R. Wiggington, Sr. remains President and CEO.

As we've periodically done over the years, we extend an invitation to the entire derelict Board or unimpressive executives to provide a single shred of evidence proving that they've contributed to the betterment of the credit union and that in 2014, Priority One is a stronger more potent credit union than it was in the years prior to January 1, 2007- the day Charles R. Wiggington, Sr. began his appointment as President. Certainly, aged Executive Vice President, Rodger Smock, can take a moment to leave his office and explain how he's resolved the problems created by his friend and mentor, Charles R. Wiggington, Sr. Or possibly the arrogant, verbose and polarizing Vice President, Yvonne Boutte, can show how she's helped increase new business and membership and fostered the development of improved morale. 

Its a well-known fact that Priority One can longer service all of Riverside Country, most of the San Fernando Valley and all of the Santa Clarita Valley. In fact, the credit union apparently is unable to maintain its own website which is currently populated by stale information, incomplete pages and boring advertising.  

In his embarrassing 7 years as President, Charles R. Wiggington, Sr. has been more concerned with the trappings of his position than the well-being of the membership or employees of the credit union. 
Since he became President the credit union no longer provides free education to the communities it allegedly serves nor do its representatives attend credit union events and functions. Over the years, his greatest preoccupation was to fabricating facades intended to create the impression of success though his poorly constructed facades collapsed in the face of well-documented records proving failures and losses resultant from his inept business decisions. 

As of June 2014, Priority One continues to slip into a pool of obscurity and unless its tattered remains are salvaged through a merger with a better, stronger, and bigger credit union, it will eventually close its doors and  be all together forgotten. For all intents and purposes, Priority One is exactly where it should be. It would have been virtually impossible for the credit union to thrive under the inept leadership of Charles R. Wiggington, Sr. and his boat of bungling cronies. His deficiencies as President and CEO could only result in chaos and foster failure, stripping the once popular and prospering credit union of its dignity and potential for success as a business.

"No good tree bears bad fruit, nor does a bad tree bear good fruit."
Luke 6:43

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Chief Thunderthud said...

Wigg is basically a brash loudmouth bully. I think he is in a steroid rage at least 50% of the time.

If you dare challenge him you can be certain you'll be ousted in short order.

Hard to fathom how this know-nothing has held onto his position for so long.

Honey Pot Sniffer said...

No one ever sez anything nice about Wiggy. Well I for one will:
1. Wiggy can pad an expense account better than anyone in the credit union movement. This has been verified by the Credit Union auditors.
2. Wiggle is about the best backstabber west of the Mississippi.
3. No one is better at deception than Mr. Wiggwussy.

Bruno S. Former P1 employee said...

Wiggy recently made a fool of himself at a credit union function - nothing unexpected, but we've seen this type of embarrassing behavior many times before, and it's getting old. Everyone in attendance snickered at his rediculous I'll -informed comments. Basically, Wiggy thinks he's the smartest person in the room, no matter what rom he's in.

Wigg has a rare medical condition, besides erectile dysfuntion: He's a know-it-all, who always has to have the last word. Glad I cleared out of P1 when I did.

Anonymous said...

WOW over 139, viewers on this site ! bet Wigg is having a a blast knowing that he is so popular

Anonymous said...

The credit union may not be popular but Wiggington sho is. Nice way to keep up your website, Wiggington. Its looks almost as bad as that dump you live in. You might as well tell us now which branch is closing next. I think it should be South Pasadena because the place is a dump but then again where would you sit if that office closed?

Anonymous said...

Wigg does thinks he's smarter than everyone else. He said it some of the meetings I had wih him. He also thinks he's got class. The man must take a lot of meds that cloud his reality because if could see what everyone else sees he might stop bragging. Same for Smock. Now there's a real piece of work if every I've seen one. Fat, old and useless and not in that order.

Anonymous said...

Can't stop laughing at how stupid the managers are. Wiggington has told them that they're not supposed to give out the annual report. So stupid. Everyone knows their failing.

Chairman McMahon said...

Wiggy is the smartest person in the room......,if the room was only full of 2nd Graders. His whole persona is a mockery of a travesty of a sham of a fraud. How incompetent can this spiteful one-man wrecking crew be?

Wiggman is either crazy or delusional. Probably a combination of both. Maybe it has something to do with that horrible smelling cologne he smothers himself with.

I ran into an Examiner a few months back. When he found out I worked at P1 he couldn't stop shaking his head. He confirmed Wigg is a laughingstock within the credit union community.

Anonymous said...

Poor Wigg. Ever go into his office after he's been in there with the door closed? It smells so bad. I don't know what crawled up inside him and died. Then there's his table manners- I mean lack of manners. The man will talk to you (if you let him) with his mouth full of food. He takes your appetite away. And let me not forget how boring he is. He talks because he's trying to impress but all he does is depress.

Uncle Vangunkle Strongbow said...

I concur, Wigs does have an off-putting stench, but tries to cover it up by drenching himself in cheap cologne that he purchases in bulk at the 99 Cent Only Store. The resulting odor is horrendous. Give us a break Wiggy, just stay in your office with the door shut.

And no one is too thrilled with his table manners. I think he eats with his mouth wide-open to show everyone his extensive dental work. Wigs is proud he's saved a few of his teeth. Talk about pretentious.

Anonymous said...

Yes, he could be talking with his mouth full of food so that onlookers can admire his dental work or, he's just a pig.

What he did to Priority One is what he does to everything he touches. He used to complain his wife was an alcoholic and then his son gets busted for selling meth. Guess the apple doesn't fall far from the wretched old tree. One of his daughters got knocked up and he complained about that too. And ever with the big mess he calls his life, he always finds the time to bad mouth other people. Before Smock became his main squeeze, he used to talk about Smock and his lifestyle. He used to say he couldn't understand why Smock was gay? Funny because I think most of use can't understand why Wiggington is president.

Major Lance Ito said...

Before I clock in at P1 today I must let you all know Wiggy is a crude obnoxious bully. Classless, really. Actually the most unpleasant person I've ever met.

As far as eating with hs mouth full of food - Wigg definitely wants onlookers to be impressed by his extensive dental work. Unfortunately he only has only a few of his original teeth left.

Am I reading Wiggy wrong or is he on the verge of a nervous breakdown?

Anonymous said...

Wiggs been looking sick again. A friend of mine met him recently on non-credit union business. She recognized his name immediately but he never mentioned he works for P1, I mean he gets a salary from P1 and he never even said he's a CEO (which is only in title). We wondered if he's realizing the mess he made out of P1. Not that he would feel bad, mind you, because he has no conscience, no morals, no ethics, but he would be embarrassed if people looked him up on the internet and discovered he's the bubonic plague of the industry.

Anonymous said...

My oh, my... things sound like they suck at the old credit union. Thats the worst company I've ever worked for and never have I seen so many unqualified managers under one roof. Its the worst! Ya Charlie is an embarrassment with no class, no manners, and a wanna-be-pimp. No surprise he couldn't make a go of the credit union because he just doesn't have the brains. He does understand how to read a financial report but he doesn't know what to do with the information. Those management meetings he used to have were a big waste of time. He first had people like Liz, Sylvia, and Lynnette run the meetings. If you know anything about these women they are 100% barrio and ghetto. They didn't know squat but Charlie thought giving them a nice shiny title with a big salary would pay-off. It didn't. Liz got fired for breaking the law, Sylvia finally got run out by her buddy, Charlie, and Lynnette was accused of stealing. See a connection? The MAN I use the term lightly, is a buffoon, a regular monkey's ass. Same goes for evil Robert West and just as evil, Yvonne Boutte. The most embarrassing barrel of low lives you'll ever have the displeasure of meeting.

Anonymous said...

@Chief Thunderthud: You're right, Wig is a bully but just like most bullies, one that hides behind other people and who has to lie to cover up all the evil things he does. When I worked there, he documented a lot of lies against a lot of employees and then used Rodger to fire them. Rodger is Wig's own personal dog. He also hid behind lawyers, investigators, his managers, and everyone else to do his dirty work. The man is a thief, stealing a member's car. Then man is a sexual harasser. If you believe all his stories about the women he's had sex with, he's also an adulterer. I've never met anyone more disrespectful, dirty, and dishonest than Wig. Anyway, what he is, is no surprise as anyone whose had the bad luck of working with him or for him knows what a horrible person he is. That's why he surrounds himself with people that are just as horrible and dishonest as he is.

Anonymous said...

Wigg used to tell us in his Foghorn Leghorn "Ah says, ah says...I'm gonna be famous some day. You'll all see ma name in lights all over the city." Okay, his name isn't in lights all over the city but his name sho is on the internet all over the country and world. Now that's a man who's making his dreams come true! Too bad he didn't do the same for the credit union.

Chief Thunderthud said...

Here's the thing, Wiggy is a lazy, spiteful mean-spirited bully. He's crude, coarse and clueless. But in his delusional brain he is supremely sure of his intelligence and talent. It's just plain crazy.

There is not one front-line employee who does not despise boorish Wiggs. This is a fact that has been validated by the DFI.

Please Wiggy take a one-way road trip this 4th of July weekend and never return.

Is it possible for Wiggy to chew his food without smacking?

Commander Cody said...

@Chief Thunderthud - in answer to your query it is impossible for Wiggs to chew food without smacking for several reasons.

1. Wigs poor (cheap) dental procedure compels him to eat with his mouth wide-open so he can breathe - the guy is a mouth breather.

2. Wigs enjoys showing onlookers what he is eating.

3. Wiggy has zero table manners. Basically the guy eats like a pig at a trough.

4. Many years ago Wiggy use to troll around with his fly wide open. It was his sigature. But it turns out polite society frowns upon seeing an open zipper with an occasional flash of his puny Willie. As an alternative Wiggs default trademark move is out and out smacking as he chews.

Chances of Wiggs never returning to P1 after this 4th of July weekend. Let me quote Dean Wormer - Zero point Zero.

Anonymous said...

Is something going on at the credit union with Wigg? I haven't heard anything, just asking because of some of the comments. If he left, which I highly doubt he would do, it might save the credit union. Of course you'd have to also fire useless old Rodger and even more useless Robert West and definitely, get rid of Yvonne Boutte who has done absolutely nothing for business yet if you listen to her jive, you'd think the business survives because of her alone.

Anonymous said...

Its true. I went to the South Pasadena office and asked a teller for an annual report and she asked, "What's that?" She works in a financial institution and she did not know what an annual report is? She asked a co-worker who told her they ran out. How many did they print, one?

Anonymous said...

They ran out of annual reports? How many people would want a priority one annual report? They're running out of everything- money, promotional pens, members, deals, good managers, etc.

Anonymous said...

The Meeting, Part 1

Deep in an underground fortress located under the city of South Pasadena, a meeting takes place between President Wiggington, EVP, Rodger Smock, and Director, Robert West.

Wiggington: I’ve called you all into this meeting because I’ve run out of ideas about how to cover-up are losses. I think we’re going to have to close another branch. I need ideas to turn this around so it looks like we’re making money and growing. Any ideas?

Rodger Smock snores quietly in the corner dreaming about his trip to Costa Rica and the young nubile cabin boys who kept serving him tequila shooters while his husband danced in the background to Gloria Gaynor’s “We Will Survive.”

Robert West: Well, I think it’s okay if we exaggerate the truth. You know I’m a Christian but the Bible doesn’t say anything about “White” lies being a sin, so we can tell them that we’re closing branches so we have more money to spend on our wonderful members.

Rodger Smock comes out of his stupor and wonders why “White” lies aren’t called “Black” lies.

Turning to Rodger, Wiggington asks, “What do you think Rodger?”

Rodger replies, “I’ve always thought you were a good-looking 57 year old.”

“No Rodger, though thank you for stating the obvious, but what do you think about Robert’s idea to tell members we’re closing branches to save money that we intend to spend on them- our valuable member-owners?

“Well……, I guess it’s a great idea. It might help us buy some more time and maybe business will finally pickup” adding quickly, “I mean, the losses we’ve had are not you’re fault, it’s that damn economy and that George Bush.” Beads of sweat pour down his forehead to his quivering jowls as he nervously looks from Wiggington to Robert, hoping they’d interpret what he said as sincere and heart felt.

Robert West adds, “I used to be DJ back in college. I can whip up some of my old over the radio charm and dupe, I mean convince, our members that our plan has always been to close down branches.

Wiggington pauses, and says “You know Diedra is on my back, like all of this is my fault. If it weren’t for her and that knucklehead, O.Glen, business would be great. But I did it her way and look where we’re at?

Rodger and Robert nod their heads in agreement. Robert mutters, “She’s the devil.”

Wiggington continues, “So this is the plan. We’re going to post a notice on the Intranet that we are state-of-the-art credit union with one foot in the 22nd century. As part of my plan which is working just the way I want it, We have decided to eventually close all but one branch because we are going to take all the money spent on branches and turn it around on benefits for our members.”

Rodger asks, “But we only pay $1.00 a year for the Los Angeles office and $1.00 for Van Nuys. What are we going to do with the $2.00 we save on rent?”

Anonymous said...

LOL. That conversation is too funny and strangely, accurate. Back in 2010 Wiggington really didn’t care when they closed down Valencia. He said the place wasn’t making enough money plus the members in Santa Clarita weren’t loyal to the credit union. He said a lot of them only opened accounts so they could get great APRs on loans but they never invested in the credit union.

He was also unconcerned when Redlands closed because he said that wasn’t his branch, it was Harris’ and if it had been up to him, he never would have merged with Inland Counties FCU.

In 2011, he told us he didn’t care that Riverside closed because that little office was not only not making money but not worth the cost to maintain it. He also said the postal workers in Riverside county were not interested in the credit union and he wasn’t interested in the postal workers.

In 2012, he was not as happy when Burbank closed because people were starting to say that it closed because of his bad decisions. He tried to play it off like Burbank was not worth the rent it cost to keep the place but he also knew that the folks at Providence hospitals were already tired of the poor service the credit union was giving and now, they would be left without a credit union.

In 2013 he was told he had to close the Airport branch but he blamed the lack of business at that office on stupid old Cindy Garvin who he said never lived up to her reputation as a business development and loan expert.

In January 2014, he quietly closed Santa Clarita. He didn’t even want to talk about it closing because Santa Clarita was opened by him in 2012 and at the time he had bragged it would bring in more business than had been brought in under Harris.

Charles Wiggington is an idiot and no one can say otherwise.

Zorro said...

You say Wiggs is an idiot and no one can argue otherwise.

I beg to differ - Wiggy is a brainless sub-mental according to a secret dossier compiled by the NCUA examiners.

Anonymous said...


"I beg to differ - Wiggy is a brainless sub-mental according to a secret dossier compiled by the NCUA examiners."

Finally, the NCUA is being completely objective in assessing the Wig even if its in a secret dossier. By the way and this isn't in a secret dossier, in 2012 auditors sitting in the small "training" room located next to credit resolutions, opened the door because the small and hot little room designed by Rodger Smock, doesn't have air conditioning. They then talked and talked about Priority One's sloppy records and defy customary accounting formats and practices. Each time auditors from various organizations show up, they all spend quite a bit of time talking about the way Priority One keeps records. What can one expect? To save money, Wiggington has guinea pigs handling the credit union's financials.

Zorro-aka Don Diego de la Vega said...

NCUA has documented numerous on-going accounting/recordkeeping irregularities over recent years. Appears Wigg is unable or unwilling to take the necessary action to correct the Findings. Here's some sage advice Wigg - hire some competent professionals you cheapo.

Unfortunately I need to report recently seeing Wiggy eating at a well-known fast food joint. He ordered enough food for 3 people, but he apparently made the order just for himself. Then he proceeded to gobble every stitch of food all by himself. Piggish? You betcha. Of course, the worst of it was watching in horror as Wiggs scarfed everything down with his mouth wide-open - hey Wigg we don't want to see your choppers. Oh yeah, Wiggy was smacking loudly through the entire meal!

Anonymous said...

We all knew the credit union would get screwed when they announced Wiggington was going to be the next CEO. He was the worst VP of operations. Lazy, stupid, and always walking around the credit union talking loudly on his cell phone to his Aunt Jenny. From what I recall, she was his only friend on the planet.

On the day he became president he announced he was getting rid of the marketing department and marketing director. If you’re business savvy, you know that was a stupid idea and as time proved, one that hurt the credit union. Of course he was too stupid to know that without marketing a credit union is screwed but no worry, it wasn’t his money. Same goes for that ridiculous Board led by the buck-tooth Alvin look alike, Diedra. That woman is so stupid, she never thought that getting rid of marketing, cheapening up advertising, and stopping building relations with members might hurt the credit union. For the board skin color was more important than good leadership. Apparently it still is. Remember, this is a ghetto, bottom-of-the-barrel, crude, uneducated herd of incompetents who were impressed that they got the Director title attached to their names.

Then you have lazy, manipulative, two-faced backstabber, good for nothing, Rodger Smock who puts more value in his cats than he does in people. I have never met a bigger, incompetent buffoon than him. He doesn’t do a damn thing all day long except sit his big old pasty butt in his seat and bullshit each day away at the cost of the credit union.

And it shouldn’t come as a surprise that Wiggington has ordered that the employees don’t release the annual report. He’s trying to cover up but how do you cover up when everybody in the industry knows you’re a loser running a sinking credit union? And don't forget the endless line of losers he's promoted and who like him, know nothing about business including chola Liz Campos and crazy old chola, Sylvia Perez. Also chola, Aaron Cavazos and creepy old Bea Walker and Cindy Garvin. He still has useless doorstop, Joseph Garcia on payroll and SUPER useless, Robert West, backstabber, Esmeralda Sandoval, the embarrassing, Yvonne Boutte and her side-kick, Alex Suarez. I ran into an employee of the credit union who told me that despite her bitter personality, Yvonne is smart. Is she? If she is, name 1 thing she's done to improve business? Management at the credit union is like washing up on the shores of Freak Island.

Anonymous said...

You're right, Zorro, It was the NCUA auditors back in early 2010 that told Wiggington and Bea that they were going to have to cut back spending because their capital was approaching 6%. That's why they closed Valencia and Redlands.

In 2010, 2011, 2012, he was told that the credit union's reporting practices were not complying with customary account practices and even resulting in violations of state law. Now Wiggington knows he can walk the line between legal and illegal because the state is not going to spend the money or time to do anything about things that ALMOST cross the line. He's a gambler and knows that even if they get fined its not coming out of his wallet. He knows how to play the government. That doesn't make him smart or even a player, it just makes him defiant and dishonest. He tried working without a CFO after Manny quit, that's why he gave Jennifer Kelly the job of being a sort-of CFO but she didn't have enough experience to be a full fledged CFO. In fact, she didn't have enough skills to be a good accounting supervisor. She was sneaky and lazy and had most of her staff didn't like her because she was petty and lacked knowledge. I'm not sure hiring more expense and more knowledgeable people would help. In the past, they had competent people but Wigg always wants them to be unethical and he had problems when they didn't want to break the law. They knew that if a problem arose he would accuse them of breaking the law even if they were only doing what he told them to do, and that he would fire them. Look at what happened to Bea and Cindy.

Anonymous said...


Are gift cards the everyday choice for gifts every day? I think gifts of any type are the "everyday" choice for gifts on ANY day. Who wrote this, a tree owl? Another fine example of the type of advertising being spit out under Charlie Wiggington.

Anonymous said...

Stop comparing Wig to pigs! Pigs are smart and cleaner than Wig. Plus they chew with their mouths closed.

Anonymous said...

I left P1 in 2007, right after Wig became prez. Just like a lot of people, I knew he was going to jack up all the hard work Mr Harris and his staff had done to make the credit union grow. What I can't believe is that this jack ass is still president. Talk about burning money. Did the board all hit their heads because they seem to be brain dead?

Kalibak, Intergalactic Sentry said...

Wiggs is not respected by his credit union peers, the auditors or the regulators. Each and everyone knows he's a worthless horse-tooth jackass.

In a backhanded way he's appreciated by his dentist, only because of all the work he provides them.

Quit chewing with your mouth wide-open Wigg. No one wants to see your molars or your half-eaten food.

To answer your question - yes, the board of directors is brain dead.

Professor Stryker said...

@Chief Thunderthud I agree Wiggy is not only a bully, but he's obnoxious and spiteful to boot.

Wiggs is a walking, talking world of contradictions. For instance, Wiggg says he's a superior intellect, but in reality he's a stupid dope.

He claims to be a people person, when in fact he's an overbearing manipulative jerkoff.

Wigs thinks he's charming, but he's an annoying boor.

Wiggy thinks he has great table manners. Really? In what universe is it proper etiquette to gobble your lunch with your mouth wide open? Wigg if you have some sort of rare medical condition that forces you to eat with your mouth open at least spare us by eating alone in your locked office, or better yet in a closet. And for heaven's sake quit your incessant smacking.

Anonymous said...

@Professor Stryker

Yes, Wig is a bully but also a coward. He's always used other people to do his dirty work because not-so-deep inside, he's a 9 year-old girl trapped in a 60 plus year old body.

And I agree with you- he is a world of contradictions. When he became President he said he was going to have an open door policy and invited ALL employees to come and see him if they had anything they needed to talk about. A year later, he ordered that employees not use the hall just outside his office and after Bea arrived, he ordered the doors closed to the hall that leads to his office and he had Bea put signs up that said, "Employees not allowed to walk in here."

He also said he was going to put a suggestion box in the lunch room and that employee suggestions were welcome. In 2009, he got rid of a the BSA specialist when she suggested management take a temporary cut in salary until the credit union got back on its feet.

He also said he was going to create a retention program so that if members wanted to close their accounts, the credit union would offer them incentives to keep their accounts opened. That NEVER happened either. The problem with Wig is he's a bullshit factory. He talks smack and he believes his own worthless dribble.

He used to brag he had a BA but listening to him speak makes you wonder if he ever graduated from elementary school. And if he's so smart how come he only talks about sex, women, and people he despises?

He can't stand people either and he doesn't respect anyone. You know how often female members used to walk into the credit union and he'd make some comment like "I'd like to hit that" or "I hit that." You know it was nothing but a bunch of lies. These women he pointed to didn't even act like they knew who he was.

Years ago, there was this attractive woman named Patrice Polley who wanted to get a loan to buy a Mercedes but she didn't qualify. Homeboy decided to give her a break and he told her to meet him at a Fat Burgers in L.A. where he would cut a special deal for her. He even took his uncle so he could check her out. When he got back to the credit union he started bragging that every man in Fat Burgers was looking at her but she ignored them and "she came to us." No, she didn't come to Wig and his uncle, she walked over to get a deal and guess what, she got it? After he got her the loan, she never called him or returned his calls. Now mind you, he was married to Pam, so if he had any morals, he shouldn't been after Patrice. He got so mad at her that he later complained, "I'll never talk to her." Stupid really imagined that a beautiful woman was interested in him when all she wanted was the loan. She played him like a trained bear at a circus. She didn't need his tired ghetto ass after she got her loan. This is truly a stupid man with his head in fantasy land.

Anonymous said...

Years ago, one of the loan officers told me about Patrice. She had like a 625 credit score and some collection accounts. She definitely didn't qualify for a $25,000 car loan, even if she paid off her debts but old Wigg thought if he gave her the loan she might take pity on him and have sex with him. Guess he didn't know it would take a lot more than $25,000 for most women to even consider going to bed with him. Anyway, he got her enough money to pay off her delinquencies and get her Mercedes. Then after the deal was done, she went off and never called him again. Wigg is not a person to help any member. He doesn't care what kind of condition there life is in, he'll deny them and quote policy but he sure put all that aside when it came to Patrice. She had more smarts than old Wiley Coyote who's more Coyote than he is wiley.

Pam said...

Charles is so stupid.

Doctor Demonicus, the Regulator said...

I agree with Professor Stryker. The problem is
Charles Wiggy thinks he is smart, while in fact he is an imbecile. Stupid. He has no idea how to successfully run a credit union. But he sure knows how to run a credit union Into the ground.

Anonymous said...

Over 140,000! You're doing better than P1!

Anonymous said...

I'm sure a lot of employees and ex-employees remember Charles' badges that he had us all wear and he swore, the badges were going to bring in lots of new business. Just like everything he does, the badges didn't bring in new business. The badges said JUST ASK. Just ask what? He is truly a monkey's ass and really thought he had come up with a nifty way to promote business.

Anonymous said...

I went into the main branch recently and I guess the best word to describe the place is miserable. This may sound silly but that used to be a really nice credit union. It wasn't fancy or even trendy but it was friendly. Employees were polite and they always smiled. Some of them would even go out of their way to help you. Not no more. The place is dark or at least seems darker. Employees don't smile or greet you the way they used to. I can't believe how a place went from good to awful but its clear, the managers in the place don't know anything about managing. The place has the worst reputation too and I am no longer surprised when people tell me they thought the place closed down a long time ago.

Anonymous said...

Things at credit union are bad, I mean crap. Business is terrible. But at South Pas Wigg keeps walking around the place talking a lot and talking loud, like everything is ok. I really think he's lost it or he's in lala land. Plus he looks sick again. Realitys not his thing. You can talk about how we can't service members any more or how more employees are going to lose their jobs if things don't get better but he doesn't care and Rodger is way over the hill so he doesn't care and who knows what Robert and Yvonne are thinking. I know I would never hire any of them.

Tommy Deathbeam said...

@Professor Stryker you're correct our leading man President Charles Wiggy is not only a bully, but he is rude, crude and lewd. A total ignoramus. He looks very sickly nowadays, too.

Where else can someone get paid well over $180,000 a year to sleepwalk through his job as his credit union crumbles all around him. Nowhere except P1. No one can deny Wiggs has absolutely crippled a once thriving credit union.

As many other have said in previous posts horse-toothed jackass Wiggy has absolutely no table manners. Zero, zilch. I saw him just last week stuffing his ugly face as fast as as he could. What's the rush Wiggy? Quit smacking as you chew. And yes quit flashing your chiclet-sized teeth as you eat. Is it possible to eat without a wide-open mouth?

Lieutenant Colonel Doom said...

Enter the P1 office loud talker Charles Wiggs Wiggington. Wiggy's only real ability is high volume loud talking. Everyone can hear him throughout the office loudly discussing his sexual prowess, his great management skills and his superior intelligence. And the constant bashing of the staff never ceases. It's more than insufferable.

Doesn't this incompetent fool Wiggs realize everyone, especially Roger and Yvonne are laughing behind his back.

I'll give Wiggs $10,000 if he can just STFU for 1 week.

Anonymous said...

@Colonel Doom I pledge to match your $10,000 STFU Challenge if Wiggs can keep his trap shut for just 1 week.

Anonymous said...

You guys will lose. That man or whatever he is, can't ever keep his mouth shut.

Anonymous said...

Wiggington is a sissy. Make Rodger look like a man- a real manly man. I always thought Wiggington was rude because he was raised by dogs. And its no coincidence that he stole a member's car, sexually harassed an employee, took kick-backs from Henry Justice and credit resolutions, made up stories that got people fired, why his son got busted selling meth, and lied and lied and lied and then ended up with cancer. Coincidence? Hardly. What goes around eventually comes around. What stupid doesn't realize is that you can't take the money you have stashed away, when you you die. Nope, it stays here just like that dump he lives in. He's even robbed the credit union by being the worst president imaginable and collecting paycheck. And don't think those lowlifes on the board have gotten away with anything. Look at Gathers, he had to wear diapers. And look at O. Saffold, a loser who could never pass the bar exam. And you know Diedra is going to get everything she deserves.

I'm sure some employees remember when Wiggington used to put his hands in his pant pockets and play with his balls. It was gross. It stopped when one of the managers told him about his habit. What I don't understand is why he was not aware that he was touching his balls. Is he numb below the waist?
Wiggington may be insufferable but most everyone that meets him suffers and tries to avoid him. Did you ever notice how people try to avoid him? You'd think he had the plague.

Lieutenant Colonel Doom said...

OMG - You say Wiggy once had the embarrassing habit of playing pocket pool with his low-hanging balls. I had not heard that one until now. Jeesh how gross can Wigg get.

Based on this new information I am doubling my STFU Challenge if Wiggy can keep his trap shut for 1 week. Yes Wigg $20,000 is yours for the taking if you can keep your pie hole shut and silent for just 1 week. Hint - Consider wiring your jaw shut if you really want to win an easy $20,000.

Anonymous said...

President Charles Wiggington, With all due respect please accept the $20,000 STFU Challenge offered by Lt. Colonel Doom. This is obviously a legitimate cash prize offered by an Officer of the US Army.

Think about it. Where else can you get paid for keeping your yap shut for 1 week. It's a Win-win offer: You get paid and the Priority One Staff won't have to put up with your useless babble.

Anonymous said...

Wiggington is a product of his environment. No, he isn't the product of large doses of radioactive sewage or some mad scientist's experiment gone wrong, he's a product of the way he was raised.

He used to tell us that when he was a child, his mother would lock him in the closet for talking too much. Now mind you, most people with any modicum of common sense would never tell anyone about those little idiosyncrasies that plague some families, but not old big mouth, frothing at the mouth, car-stealing, sexual harassing Wiggington who just can’t keep his mouth shut.

Another time he told us about his snotty sister who he described as having major attitude.

Another time he complained about his lazy son who has no goals for his future. I beg to differ, because when he got arrested for selling meth and was taken to the Rampart Station, he proved he was an entrepreneur, albeit it one involved in illegal drug sales. Still, he certainly showed a level of motivation his father obviously doesn’t have as testified to by the credit union’s poor sales.

Another time I had the displeasure of overhearing him talk about how when he was young (obviously a very long time ago), he and his friend went to a bar and brought home 3 women. He and the “fat girl” went into the bedroom and did things that he said were wild. He said fat girls are always grateful.

Wiggington couldn’t keep his mouth shut for one week, 3 days, or 4 hours. He talks so much because he still lives in the closet where his mamma locked him in.

Anonymous said...

Why did his mother ever let him out of the closet?

Anonymous said...

Okay the locking in the closet explains his talking but how do you explain the ball scratching, bad breath, and eating with his mouth open?

Lt. Colonel Doom said...

From the comments above it would appear my $20,000 STFU Challenge is safe.

The odds are in my favor so to encourage Wiggington to accept the STFU Challenge I've decided to double down. That's right the offer to Wiggington has been juiced up to $40,000. But there are two added minor stipulations.

In addition to keeping his yap shut for 1 week Presdent Wiggington must also do the following:

1. No public ball scratching for 1 week. Meaning it's
permissible to scratch your balls in the privacy of your own home or office.
2. No eating or smacking with your mouth wide open for 1 week.

OK Wiggington the ball is now in your court. Are you up to the $40,000 Challenge? If so, the money is yours. A giant payday for just 1 week of silence, no ball scratching and no eating with your pie-hole wide open.

This certified offer is good until December 31, 2014.

Anonymous said...

Wigg might want to accept because if you know him, he'll do almost anything for money. He's just greedy and a glutton but even he knows he can't behave and he sure can't keep his mouth shut for very long.

Anonymous said...

The reason Wiggles is talking so much about his personal life is because in January he was told by the board and lawyers that he better not break confidentiality again. Something went down and old stupid whose got a little 9 year old girl trapped inside his tired old body knows he can't control his talking but now talks and talks and talks.... and talks about his boring life because he knows if he crosses the line again, there's going to be a prize to pay. Ain't it true, Wiggles?

Anonymous said...

The reason Wiggles is talking so much about his personal life is because in January he was told by the board and lawyers that he better not break confidentiality again. Something went down and old stupid whose got a little 9 year old girl trapped inside his tired old body knows he can't control his talking but now talks and talks and talks.... and talks about his boring life because he knows if he crosses the line again, there's going to be a prize to pay. Ain't it true, Wiggles?

Anonymous said...

I've been observing Wiggy very closely lately. This self-obsessed wannabe CEO just won't shut up.

Conclusion: Wiggles is high on Whippets and massive doses of 5 Hour Energy Drink. At this rate it's impossible for Wiggs to win the $40k STFU Challenge.

Anonymous said...

what happened to Saeid? Overpaid, arrogant, do nothing-couldn't happen to a nicer guy!

Anyone seen that witch Patti lately-geez this place is crawling with lowlife

Anonymous said...

What happened to Saeid? Well, he bit the dust just like anyone who once thought Wiggington was there friend. What happened to Saeid is the same thing that happened to that old chola, Sylvia Perez, and what he did to Dane, and what he did to Wendy. Wiggington is poison to anyone he buddies up to.

Saeid was really ugly old Bea Walker's boy. She brought him in because he was going to report on the books what she and Wiggington told him to report. He was their whore, willing to do anything for $135,000 a year. Well, that's until Wiggington blamed him for closing Santa Clarita and Airport but the fault with that is Wiggington who never took care of those branches and Yvonne who supposedly is the VP of operations.

You must be asking about Patti Loiacano. Now that's one tired piece of work. She's kept her job only because she knows lending but obviously she doesn't know enough to get loans going again like they used to be when Mr Harris was president. It is a credit union of complete lowlifes willing to do anything for a buck and all at the cost of the credit union and employees and members.

Anonymous said...

PS: Patti is hiding her dirty tail cause she doesn't like it when people talk about her. Too bad, she's done more than her share of dirty things to backstab people.

Former Employee said...

I left priority one and with that left credit unions altogether. Charles should be a poster child for some anti-credit union league. He rips to shred the industry's philosophy of people helping people because this ghettoized image of all that is wrong in society has always been out to help himself. Since leaving priority I've worked for a bank and believe me, the level of professionalism exhibited at the bank overshadows anything Wiggington and his pack of vultures could ever attain. You can't make a silk purse out of a sow's ear, or in the case of Wiggington, out of a sack of fertilizer.

Anonymous said...

He was the worst person I've ever worked for. I could never figure out how he was able to replace good staff and managers with people who are just as dishonest as him. And that Rodger is just sleezy, sneaky and soooo dishonest. Can't believe that he and Wigg are the one's that enforce policy when they're the one's that break it the most.

Anonymous said...

I used to hate going in his office. It meant you were going to have to listen to him talk about something not work related and so boooooooooooooring. Someone wrote here that he has a medical condition but boring and stupid are not medical conditions.

Anonymous said...

Wiggy, The honorable Lt. Colonel Doom has generously juiced up the STFU Challenge jackpot to a sweet $40,000. Yes $40,000!! Isn't that enough for you to accept the Challenge?

All you gotta do is shut-up, refrain from scratching your balls and quit chewing with you mouth wide-open for just a short 7-days. Everyone knows you're a greedy SOB, so why haven't you accepted the Challenge. Is $40k not enough? How much is enough?

Anonymous said...

$40,000 is enough, but he knows he can't keep his mouth shut for any length of time. Just not possible.

Anonymous said...

I can't believe this credit union is still open. I can't believe Charles is still president. I mostly can't believe if Charles went around telling everybody that he's dying, then why is he still here?

Anonymous said...

Ok it's easy to stop scratching your balls. Anyone can do that. It shouldn't be much of a strain to chew with your mouth closed, rather than wide open. So the sticking point in the STFU Challenge has gotta be keeping your claptrap shut for just 1 short week.

$40,000 not enough to keep your pie-hole shut Wiggy you greedy bastard. Do you need a sweetener to accept the offer? How much is enough - $50,000, $60,000? Just name your price. I'm certain Colonel Doom can come up with more cash. And from the buzz around Priority One most every employee will gladly throw money into the pot to get you to shut the hell up if only for 1 week.

Anonymous said...

Where's the balance sheet for June? Where's the annual statement? Why isn't their FPR showing up on Wiggington are you trying to hide the fact business sucked in June? I don't know why you think hiding information is going to help? You ended 2009-2013 losing money and you're still losing money so why try and hide it you moron?

Anonymous said...

Just checked the NCUA site for the June FPR Call Report - it's not there. But to be fair the June Report takes a while to be filled out and posted. Hardly any FPR Reports for any credit union, if any, are posted for June as of today's date. FPR Reports normally are posted on the NCUA site 30 days after the end of each quarter. Look for the June FPR data NLT August 1, 2014.

BTW-NCUA charges penalty fees for late filings.

Anonymous said...

Wiggleworm, Show the staff how courageous you are by accepting the $40,000 STFU Challenge. Do not wuss out on this easy payday. Keep your yap trap shut. Stop scratching the family jewels. No wide-open mouth eating.

Anonymous said...

I am a former employee who several years ago escaped from the clutches of the crazy rants of Charles Wiggington's 3-ring circus. How did I do it? I quit working at P1, making it the best decision I ever made. Working within earshot of Wiggs was the most horrible work experience ever. One thing I know for certain. Wiggy will never be able to shut up for one hour, let alone one week.

Anonymous said...

I spent literally years, listening to Charles talk and talk. One good thing that came out of it was I developed the ability to isolate mentally so that I couldn't hear his incessant, annoyed, uneducated ramblings. There isn't one person who has ever liked his big mouth. Even Bea used to complain that she couldn't understand how he could spend the who day talking about stupid things. And when Yvonne was called into meetings in his office she trained her staff to call her after 30 minutes and tell him that there was an emergency call for Yvonne. If he wasn't talking about his aunt and uncle, he was talking about his snotty sister, or his son who didn't want to listen to Charles or Pam. He also loved talking to no end about BMW's and the fleet of junkers he drives but claims they are collector items. And sex- you'd think he was the Black Christian Gray, except he looks more like Mom's Mabley (look it up) than Christian Gray.

Anonymous said...

Comparing Wiggy's ramblings to Moms Mabley is spot-on, except Moms was funny, while Charles is a pathetic bore who just won't shut up...........even when he's offered a cool $40.000.

Anonymous said...

It must suck to be Charles. It must suck to be his family.

Anonymous said...

It must see suck to be Charles and take it from employees, it sucks to work for him, around him or listen to his big mouth all day long. Years ago he came into member service talking loudly about his wife. It was after 5 and the office was closed but there were two members in the department finishing up their transactions. One of the employees motioned him to lower his voice. He gets pissed and says "I'll talk as loud as I want." One of Charles many problems is he sees himself as a king or queen and not just president. He doesn't see himself working for members, he sees everybody beneath him. He not just egotistical, he's nuts.

Anonymous said...

When I worked there, Charles was the only one who found himself interesting. Imagine sitting in a business meeting and having the ghetto president gab about everything but business? Boring and so stupid. I've never worked for a bigger moron than Charles Wiggington. Stupid is as stupid does.

Anonymous said...

The only way I'd pay Wiggington $40,000 is if it was going to be shoved in his mouth. Small bills please.

Anonymous said...

You're spot-on about paying Wiggy the $40,000 by shoving it in his mouth, but I'm certain I could find a much better place to shove it besides his mouth, if you get my drift.

Anonymous said...

I found this in Yahoo Answers.

How do you stop chronic talkers? Suggestions from readers included…

Flat out- walk away from them or change the subject.

Please stop talking.

Plant you fist in their mouths.

I think sending him to the moon, having a surgeon sew his mouth shut (forever), and putting himn on a deserted island away from civilized folk are other ideas.

Anonymous said...

I agree. If Wiggy sewed his mouth shut or had his jaw wired shut he'd be able to win the $40,000 STFU Challenge. Plus, he could only then sip through a straw making it impossible to eat with his mouth wide open.

Anonymous said...

Poor Wiggy. Cuckoo as cuckoo can be and just can't see it.

Anonymous said...

Is Wiggy a blabbermouth? Absolutely!

Anonymous said...

I wasn't surprised when Wiggington caused the credit union to lose all those branches.

Wasn't surprised when his son got busted for selling meth.

Wasn't surprised when Wiggington blabbed his wife has a drinking problem.

Also wasn't surprised when his step daughter got knocked up.

What does surprise me is why an almost all Black board fought so hard to keep its loser, law breaking, sexual harassing, car stealing Black president.

Anonymous said...

Identifying Psychopaths in the Workplace:

Psychopaths work to amass their power. Emotion is not in the equation. Therefore, they’re immune to the feelings of others, including their own. They won’t hesitate to suffer what might be humiliating to others as long as it advances their power. This might appear as an unabashed “yes person” willing to do anything to advance. Consequently, egotists and narcissists, who possess a more emotionally centered self-view, are different in this way.

Anonymous said...

Identifying Psychopaths in the Workplace:

In addition to being an unabashed “yes man,” psychopaths in the workplace are likely to:

Be male (three times more likely)

Establish tight control over their environment and others

Create and enforce policies, procedures and rules to their advantage, punishing violators harshly

Break the very rules they enforce upon others

Think or say something such as, “Nothing personal, this is business”

Prize objectivity almost exclusively

Lie even when it’s obvious they are

Have a bottom-line orientation, meaning relationships won’t sway them

Lose no sleep in making adverse employment decisions such as terminations, demotions, etc.

Surround themselves with “yes people”

Create homogeneous work cultures, avoiding diverse personalities

Function awkwardly in small, diverse groups of three to eight people

Work extended periods with little concern for impact on family and friends

Spread negative news and attributes of those who threaten their power

Undermine those with strong personal relationships

Extend their power by “constructively criticizing” others’ ideas

Focus on taking credit for the creativity of others rather than exhibit creativity themselves

Admittedly, no single characteristic makes a psychopath. All of us, at various times, can exhibit several of these. However, if several persistent frequently, then we are warned.

Anonymous said...

Psychopaths - Allow me to add 3 more traits of a bona fide psychopath.
1. Won't shut up. Incessant babbling.
2. Chew food with their mouth wide-open.
3. Scratch their balls in public.

Anonymous said...

Psychopaths, Sociopaths and Differences for the Workplace:

Classical management theory is very silent on the influence of personality in business, especially psychopaths and sociopaths who can and do exist in business, as Kevin Dutton (The Wisdom of Psychopaths) and others explain. Since experts don’t agree on definitions and these personalities appear in varying degrees, it’s hard to say exactly how many exist in everyday society. Figures range from 1% to 10-15% for less intense forms. For example, Dutton claims we all have psychopathic tendencies to some degree.

So, to initiate a pragmatic discussion of these personalities in the workplace, I start with this distinction: psychopaths are about power and sociopaths people.

Psychopaths view people more objectively: How do you affect their power? Psychopaths are very friendly if they believe you enhance their power. If not, you’re expendable or threatening. Since psychopaths are very paranoid, it won’t take much for you to threaten them.

Sociopaths view people more relationally: How can you please them? If sociopaths like you, they will bring you under their complete control. If they dislike you (i.e. you don’t allow them to control you), they will enjoy harming you. In fact, sociopaths like this so much that they will even risk their own power interests just as some people can’t resist certain bad foods.

If psychopaths hurt people, it’s an emotional non-event, for sociopaths an enjoyable one. For instance, employment terminations hurt people. Psychopaths won’t lose sleep over them; sociopaths will lose sleep from the thrill. Neither suffers remorse or guilt; both lack empathy.

One time, someone commented about the potential retirement of a CEO who just laid off 10% of his employees, by saying, “Oh, he’s having too much fun to retire.”

I then asked, “How can he be having fun if he just terminated all those people?” How would psychopaths and sociopaths answer this?

Anonymous said...

Does this mean Yvonne Boutte is male?

Anonymous said...

It would explain alot if she is.

Anonymous said...

Yvonne Boutte - She's a man, baby!

Anonymous said...

I thought she was a big foot.

Anonymous said...

So where's the annual report?

Anonymous said...

So where's the annual report?

Anonymous said...

I saw Wiggy scratching his balls last week. Wiggy has the manners of a creep.

Anonymous said...

Back in 2012, Wigg told us he had "ball cancer" (his words), so he can't possibly be scratching them so they're probably long gone.

Anonymous said...

Ball cancer for Wiggy? Had not heard that one before, even though I'm around him most every business day. If true, he probably has 2 plastic Prosthetic testicles that he keeps scratching. In any event, his balls (real or plastic) hang low.

Anonymous said...

Is Wiggy scratching his balls or is he playing pocket pool?

Anonymous said...


Anonymous said...

Yes, back in 2008 Wiggington went to Rodger's house because they were both going to a Dodger game and Rodger lives near the stadium. While he was there, Wiggington was upstairs in Rodger's bedroom and he noticed the photograph of an ex-FSR on Rodger's night stand. The next week, Wiggington starts telling people about the picture he saw on Rodger's night stand and says he couldn't understand why Rodger chooses to be gay.

My question is, why was Wiggington in Rodger's bedroom. If you've been to Rodger's home, there's a bathroom downstairs, if that's the excuse Wiggington used for using Rodger's upstairs bathroom. Using Wiggington's logic, he might think Rodger chose to be gay. If it was a choice then did Wiggington chose to be stupid or chose to be a sexual harasser or chose to be a compulsive liar or chose to father a son who sold meth. Something to think about, huh?

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