On May 26, 2014, we learned Priority One Credit Union President, Charles R. Wiggington, Sr. ordered that managers of the Credit Union's last three (3) remaining branches, not distribute copies of the 2013 Annual Report which was scheduled to be distributed in two days, during the Wednesday, May 28th Annual Meeting.
Intermittently, since January 1, 2007, President Wiggington has tried to censor information about the Priority One's financials. His efforts have often been accompanied by rumors of the Credit Union's success, all perpetrated by the President and boasting that business is growing physically and financially. Unfortunately, the President's deceitful acts have been undermined by the Credit Union's financial reports whose data eventually trickles on to the Internet.
Intermittently, since January 1, 2007, President Wiggington has tried to censor information about the Priority One's financials. His efforts have often been accompanied by rumors of the Credit Union's success, all perpetrated by the President and boasting that business is growing physically and financially. Unfortunately, the President's deceitful acts have been undermined by the Credit Union's financial reports whose data eventually trickles on to the Internet.
Each year, Priority One makes its annual report available on its website, in a PDF format. However, in 2014 the last annual report published by the Internet on its website is the 2012 Annual Report.
Since 2009, Priority One's Balance Sheet/Income Statement and Annual Report have proven problematic to the President and continually undermined his efforts to create the impression that Priority One is a credit union experiencing real growth and generating real and substantial profits. Over the years, President Wiggington's fabrications have always garnered the support of the Board of Directors and more specifically, its Chairperson, Diedra Harris-Brooks. What their efforts to hide information proves, is that the President and Board have a lot to hide, otherwise why expend so much censoring the credit union's financial information?
Under state and federal laws, Priority One like all other credit unions, is required as a non-profit, to post its monthly Balance Sheet/Income Statement in a conspicuous place within each branch. Priority One is also required to provide copies of its Balance Sheet/Income Statement to all active members who request they be provided a copy of the statement. The Credit Union is also required by law, to provide copies of its annual report to members requesting the report.
Since mid-2009, the President and Board Chair have periodically complained they are weary of seeing the Credit Union's financials analyzed and dissected publicly. Their almost compulsive need to paint a rosy picture of a thriving Credit Union is possibly founded on the hope people will cleave to their statements at face value and without demanding evidence to support their contentions. Their actions suggest they will always try and divert attention from the Credit Union's decaying service standards, closing branches, declining asset size and the Credit Union's absence withing the communities it allegedly serves.
As we've often reported in past posts, Priority One is nowadays a credit union addictively reliant on expense reductions. The public exposure of President Wiggington's bungling decisions, failed enterprises and sometimes illegal acts, have not boded well for a President who in 2007 proclaimed he would transform Priority One's then nine branches into state-of-the-art, technically savvy service centers that would rival the products and services offered by bigger, wealthier credit unions. Unfortunately, for the chronically boastful President, his alleged transformation of the credit union never materialized. In fact, under his leadership, Priority One was transformed from a growing medium-sized credit union to a small, inconspicuous and no longer competitive credit union.
In 2010, auditors informed the President that the credit union's capital was dropping dangerously close to the dreaded 6% minimum. At the time, auditors urged the President to reduce expenses and even consider closing one of the credit union's least profitable branches. In January 2010, he and then COO, Beatrice Walker, asked employees during an all staff meeting, to provide suggestions on how to reduce spending. Numerous suggestions were made by employees, including one which asked that management voluntarily reduce their salaries until Priority One could regain its financial footing. The employee making the suggestion was laid-off a few weeks later- a victim of a plot concocted by the President, the COO, and Executive Vice President, Rodger Smock who took tremendous effrontery from her remark.
In September 2010, the COO and then CFO, Saeid Raad, decided the Credit Union would close its Redlands and Valencia branches because neither location was generating enough business to offset the more than $5200 spent each month to lease each space. The REAL reason for choosing to close the Redlands branch is that President Wiggington suffered from a purely emotional disdain for Riverside County which had been acquisitioned through a merger orchestrated by his predecessor in late 2006. In January 2007, during his first month as President, Charles R. Wiggington, Sr. complained to staff and representatives of other credit unions that he "inherited a mess" from his predecessor.
Closure of the Valencia branch was also personal and emotional. Prior to targeting the location for closure, the then COO tried to force a friendship of sorts, with that office's Branch Manager. When the Branch Manager rejected the COO's advancements, the COO ordered the office closed and the Branch Manager demoted. The Branch Manager resigned before the Valencia branch closed and in 2012 filed a lawsuit citing wrongful termination and same-sex sexual harassment.
In mid-2011, the President concocted a contrived story, alleging he ordered closure of the Redlands and Valencia branches as part of a grand scheme to eliminate offices located in regions where Member-Owners did "not show allegiance" to the credit union and who were only interested in maintaining single-service (savings/share) accounts, adding that this apparently large sector of members were not only unprofitable to but costing the credit union valuable monies paid out in the form of dividends.
The President's statement was nothing less than preposterous and another in a long list of lame excuses made over the past 7 years, trying and hoping to rationalize his gross ineptitude. The closures were necessary and not planned for the purpose of eradicating unprofitable single account holders. The closures enabled Priority One to remain in business, however, one might have thought that after 7 years of public failures and inane excuses, that the President might have thought it a little too late to try and save face by concocting excuses to escape accountability for his frequent bungling. However, even without the credit union's financials, the most obvious testament to his failures is the closure of 6 branches since October 2010, though the closures are but one of a long slew of failures that have continually proven Charles R. Wiggington, Sr. is unqualified to serve in the capacity of President and CEO of the now small credit union. His immature tendency to try and escape accountability does nothing to dispel the fact that over the years, he has proven completely incapable of creating and implementing effective strategies that produce real growth and generate profit. Clearly, planning and strategizing are not his forte. In 2007, he bludgeoned and eventually decimated the Credit Union's once prize-winning Marketing Department. In 2012, he disbanded the Business Development Department and in 2013, he relegated all business development efforts to the chronically inept, Joseph Garcia, who once served as an AVP before being demoted to Business Development Representative on January 15, 2013.
This year's report is titled Maintaining Forward Progress (versus Maintaining Backward Progress). We assume it never occurred to any of the officers that "Forward" and "Progress" are synonyms. A better title might have been Moving Forward. That said, the addresses contain the usual inferences of success and express hope for the future. As usual, the veracity of the statements made by each officer are all too easily dispelled by Priority One's own monthly Balance Sheet/Income Statements and quarterly Financial Performance Reports filed with the NCUA. Here are the four addresses:
Forward Progress? In December 2013, Priority One closed its Airport branch, an event that sharply undercuts the Credit Union's claim of Forward Progress. One month following closure of the Airport branch, Priority One closed its Santa Clarita branch which originally opened on February 2, 2012, amidst tremendous fanfare incited by the President, who at the time proclaimed arrogantly, that people in Santa Clarita would flock to the new branch "wanting to become Members." January 2014's closure brought a permanent end to that office's 23-month run, something that can hardly be described as Forward Progress.
In their opening statement, the President and Board Chair make absolutely no reference to the February 2013 audit of the Los Angeles branch's records which disclosed that money had again been stolen from that location. In March 2013, Vice President of Operations, Yvonne Boutte, violated the policy governing confidentiality and informed some of her staff in South Pasadena that the thefts were allegedly perpetrated by the AVP of the Los Angeles and Airport branches. What we find peculiar is that Priority One's President and Board chose not to seek prosecution of the AVP, despite the fact the thefts constitute a felony. In March 2013, the President disclosed a trial bring more negative attention to the scandal ridden credit union and might be used as fodder by his detractors and critics.
In their address, the President and Board Chair state they "continue to reduce operating expenses." As we began pointing out in late 2010, reducing operating expenses was initially introduced as a temporary solution to help the struggling credit union regain its financial footing. At the time, auditors informed the President that net capital was dropping dangerously close to 6%. The temporary solution has since become a way of life for Priority One who appears to have developed an addictive reliance on budgetary reductions to maintain net capital above the dreaded 6% and to sustain its three (3) remaining branches.
Clearly, the President and Board are inferring that business is performing well though the credit union's financial statements confirm Priority One is not experiencing improvement in the area real estate loan funding. In 2012, real estate loan funding changed with most funding relegated to HELOCs. Not mentioned by the President or Board Chair is the fact that nowadays mortgage loans that are not HELOCs are referred to CU Partners for review and if approved, for funding. The credit union receives a fee for each application that is referred and approved for funding. Continuing:
"We have also continued to provide greater awareness in our Shared Branch and CO-OP service networks as a way to promote convenience. As of July 25th 2013, the Department of Business Oversight (DBO) approved our new community charter for the city of South Pasadena. SLOW and PLANNED growth will enable the Credit Union to maintain "SAFETY and SOUNDNESS."
It's true that in early 2013, Priority One received approval to do business in the city of South Pasadena, however, all business development efforts in that city are failing. In 2012, the President boasted that the charter to do business in South Pasadena would enable the credit union to tap into a potentially rich and previously undeveloped resource. He pointed to the fact that there are no other credit unions in South Pasadena with the nearest competitors located a few miles away in the city of Pasadena.
The Credit Union's inability to develop new business in South Pasadena, forced the President earlier this year, to visit businesses in the city, believing that his title might cajole people into opening accounts and applying for loans. The President was again, incorrect in his belief. To deter from what is another abysmal failure, the President and some Directors of the Board are now asserting that the credit union is proceedings slowly and cautiously. Their statements are just another spin effort and an outright lie. The fact is, by no choice of its own, Priority One is not making progress in South Pasadena- either slow or cautiously. The affluent community is populated by many professionals and long time residents. Our assumption is that this highly intelligent population would investigate the Credit Union's reputation and financials before agreeing in faith, to become members of the troubled credit union.
The President's belief that South Pasadena posed a valuable, untapped resource that Priority One Credit Union could develop was based wholly on his personal opinion wrought from what he imagined to be true. This is not the first time his fantastical belief system has failed him and the credit union. As we've also revealed in the past, President Wiggington historically relies on his imagination more than he does on information obtained from surveys, focus groups, or other studies that could gauge the potential feasibility of his far-fetched beliefs.
The "safety" and "soundness" referenced in the President and Board Chair's address is the antithesis of the President's usual erratic and disorganized methodologies all of which have over the years, chipped away at the Credit Union's once stable financial foundation. Other expensive failures committed by the President, include:
We're also uncertain how the President and Board Chair define safe and sound when in 2009 an audit of the Los Angeles Branch's records revealed an internal theft committed by a former receptionist of approximately $60,000. In February 2013, an audit of the Los Angeles' branch's records revealed another internal theft, this time allegedly committed by the AVP assigned to that location. The President and Board Chair are either being daft in their address or just outright lying.
Since 2009, Priority One's Balance Sheet/Income Statement and Annual Report have proven problematic to the President and continually undermined his efforts to create the impression that Priority One is a credit union experiencing real growth and generating real and substantial profits. Over the years, President Wiggington's fabrications have always garnered the support of the Board of Directors and more specifically, its Chairperson, Diedra Harris-Brooks. What their efforts to hide information proves, is that the President and Board have a lot to hide, otherwise why expend so much censoring the credit union's financial information?
Under state and federal laws, Priority One like all other credit unions, is required as a non-profit, to post its monthly Balance Sheet/Income Statement in a conspicuous place within each branch. Priority One is also required to provide copies of its Balance Sheet/Income Statement to all active members who request they be provided a copy of the statement. The Credit Union is also required by law, to provide copies of its annual report to members requesting the report.
Source: https://priorityonecu.org/community/newsletter/
Since mid-2009, the President and Board Chair have periodically complained they are weary of seeing the Credit Union's financials analyzed and dissected publicly. Their almost compulsive need to paint a rosy picture of a thriving Credit Union is possibly founded on the hope people will cleave to their statements at face value and without demanding evidence to support their contentions. Their actions suggest they will always try and divert attention from the Credit Union's decaying service standards, closing branches, declining asset size and the Credit Union's absence withing the communities it allegedly serves.
As we've often reported in past posts, Priority One is nowadays a credit union addictively reliant on expense reductions. The public exposure of President Wiggington's bungling decisions, failed enterprises and sometimes illegal acts, have not boded well for a President who in 2007 proclaimed he would transform Priority One's then nine branches into state-of-the-art, technically savvy service centers that would rival the products and services offered by bigger, wealthier credit unions. Unfortunately, for the chronically boastful President, his alleged transformation of the credit union never materialized. In fact, under his leadership, Priority One was transformed from a growing medium-sized credit union to a small, inconspicuous and no longer competitive credit union.
In 2010, auditors informed the President that the credit union's capital was dropping dangerously close to the dreaded 6% minimum. At the time, auditors urged the President to reduce expenses and even consider closing one of the credit union's least profitable branches. In January 2010, he and then COO, Beatrice Walker, asked employees during an all staff meeting, to provide suggestions on how to reduce spending. Numerous suggestions were made by employees, including one which asked that management voluntarily reduce their salaries until Priority One could regain its financial footing. The employee making the suggestion was laid-off a few weeks later- a victim of a plot concocted by the President, the COO, and Executive Vice President, Rodger Smock who took tremendous effrontery from her remark.
In September 2010, the COO and then CFO, Saeid Raad, decided the Credit Union would close its Redlands and Valencia branches because neither location was generating enough business to offset the more than $5200 spent each month to lease each space. The REAL reason for choosing to close the Redlands branch is that President Wiggington suffered from a purely emotional disdain for Riverside County which had been acquisitioned through a merger orchestrated by his predecessor in late 2006. In January 2007, during his first month as President, Charles R. Wiggington, Sr. complained to staff and representatives of other credit unions that he "inherited a mess" from his predecessor.
Closure of the Valencia branch was also personal and emotional. Prior to targeting the location for closure, the then COO tried to force a friendship of sorts, with that office's Branch Manager. When the Branch Manager rejected the COO's advancements, the COO ordered the office closed and the Branch Manager demoted. The Branch Manager resigned before the Valencia branch closed and in 2012 filed a lawsuit citing wrongful termination and same-sex sexual harassment.
In mid-2011, the President concocted a contrived story, alleging he ordered closure of the Redlands and Valencia branches as part of a grand scheme to eliminate offices located in regions where Member-Owners did "not show allegiance" to the credit union and who were only interested in maintaining single-service (savings/share) accounts, adding that this apparently large sector of members were not only unprofitable to but costing the credit union valuable monies paid out in the form of dividends.
MORE EXCUSES
The President's statement was nothing less than preposterous and another in a long list of lame excuses made over the past 7 years, trying and hoping to rationalize his gross ineptitude. The closures were necessary and not planned for the purpose of eradicating unprofitable single account holders. The closures enabled Priority One to remain in business, however, one might have thought that after 7 years of public failures and inane excuses, that the President might have thought it a little too late to try and save face by concocting excuses to escape accountability for his frequent bungling. However, even without the credit union's financials, the most obvious testament to his failures is the closure of 6 branches since October 2010, though the closures are but one of a long slew of failures that have continually proven Charles R. Wiggington, Sr. is unqualified to serve in the capacity of President and CEO of the now small credit union. His immature tendency to try and escape accountability does nothing to dispel the fact that over the years, he has proven completely incapable of creating and implementing effective strategies that produce real growth and generate profit. Clearly, planning and strategizing are not his forte. In 2007, he bludgeoned and eventually decimated the Credit Union's once prize-winning Marketing Department. In 2012, he disbanded the Business Development Department and in 2013, he relegated all business development efforts to the chronically inept, Joseph Garcia, who once served as an AVP before being demoted to Business Development Representative on January 15, 2013.
IN SEARCH OF THE REPORT
This past June, we decided to try and obtain a copy of the concealed 2013 Annual Report. Our trek began with a visit to the Los Angeles branch, located in the depressed corner of Central and Florence Avenues south of downtown Los Angeles. When we entered the branch, we discovered six people standing in line waiting to be assisted by a single teller. We looked towards the desks where not so long ago, one could find a receptionist and FSR's but during our visit, there was no one at any of the 4 desks. We did observe two Asian women leaving the vault, carrying a single box and after placing it on a counter, re-entering the vault. We decided waiting in line was our only recourse.
After a 23-minute wait, we finally met with the teller. We asked if we could have a copy of the 2013 Annual Report. She stared back, apparently unaware of what is an annual report. We asked, "Do you have a copy of the latest annual report?" She replied, "I don't know what that is." We explained that the report is usually distributed during and after the annual meeting. She asked, "Annual meeting?" She then turned to a woman who sat to her right. She asked if she knew what an annual report is? The woman replied that she did not. The teller turned and advised us that the woman- her supervisor, did not know what an annual report is. We walked over to the reception area where we noticed an FSR who apparently arrived while we waited in line. We asked if we could obtain a copy of the annual report, but like the teller, stated she did not know what an annual report is. We thanked her and left.
A few days later, we drove to the main branch in South Pasadena. We proceeded to the teller area and waited for 10 minutes before we were able to speak to a teller. The teller informed us that she never heard of an annual report and apologized because her supervisor was at lunch, asking if someone could call us back. We declined and advised we would return later that same day.
The following week we visited the Van Nuys branch and were referred to an FSR by a teller who like the other tellers we spoke to at the other branches, that she never heard of an annual report, however, she called an FSR who sat nearby. The FSR informed us that the office had not been provided copies of the annual report but they could call the main branch and ask that one be sent to us. We told her that we would visit the main branch instead.
Evidently, President Wiggington has raised an army of mostly unskilled and uninformed employees. In past posts, we've periodically reported that President Wiggington apparently views ignorance as bliss, but unbeknownst to the incompetent President, ignorance is simply ignorance.
NOTHING SAYS CHEAP LIKE.....
Cover of Priority One Credit Union's 2013 Annual Report
A Study in Frugality
At the end of June, we obtained a copy of Priority One's closely guarded 2013 Annual Report. We were taken aback by the cheap quality and appearance of the report. The report stands as yet another example of what every business should avoid when reducing expenses. Priority One's 2013 Annual Report screams frugal and its construction is shoddy. It is also an embarrassing testament to how Charles R. Wiggington, Sr. chooses to do business. This year's publication- a thin, single glossy page, folded in half, quickly became worn and covered with creases while we first read it. Inarguably, the 2014 Annual Report is a far cry from the beautifully designed reports produced by Priority One's once prize-winning Marketing Department in the many years before Charles R. Wiggington, Sr. was appointed President.
However, even the report's shoddy and cheap appearance is overshadowed by its contents consisting of three poorly written addresses signed by the President and Board Chair, the Board's Treasurer, and the Supervisory Committee Chair. We believe the addresses may have been authored by Executive Vice President, Rodger Smock.
However, even the report's shoddy and cheap appearance is overshadowed by its contents consisting of three poorly written addresses signed by the President and Board Chair, the Board's Treasurer, and the Supervisory Committee Chair. We believe the addresses may have been authored by Executive Vice President, Rodger Smock.
This year's report is titled Maintaining Forward Progress (versus Maintaining Backward Progress). We assume it never occurred to any of the officers that "Forward" and "Progress" are synonyms. A better title might have been Moving Forward. That said, the addresses contain the usual inferences of success and express hope for the future. As usual, the veracity of the statements made by each officer are all too easily dispelled by Priority One's own monthly Balance Sheet/Income Statements and quarterly Financial Performance Reports filed with the NCUA. Here are the four addresses:
Message from the
PRESIDENT/CEO and BOARD CHAIRPERSON
"What are the priorities to ensure our mission, Maintaining Forward Progress?
To continue and maintain a safe and sound Credit Union; continue to reduce operating expenses; improve overall Credit Union operations and control loan losses. Most importantly, we are improving our net income. We have continued to see improvements - specifically in real-estate values, delinquencies, and unemployment."
Forward Progress? In December 2013, Priority One closed its Airport branch, an event that sharply undercuts the Credit Union's claim of Forward Progress. One month following closure of the Airport branch, Priority One closed its Santa Clarita branch which originally opened on February 2, 2012, amidst tremendous fanfare incited by the President, who at the time proclaimed arrogantly, that people in Santa Clarita would flock to the new branch "wanting to become Members." January 2014's closure brought a permanent end to that office's 23-month run, something that can hardly be described as Forward Progress.
In their opening statement, the President and Board Chair make absolutely no reference to the February 2013 audit of the Los Angeles branch's records which disclosed that money had again been stolen from that location. In March 2013, Vice President of Operations, Yvonne Boutte, violated the policy governing confidentiality and informed some of her staff in South Pasadena that the thefts were allegedly perpetrated by the AVP of the Los Angeles and Airport branches. What we find peculiar is that Priority One's President and Board chose not to seek prosecution of the AVP, despite the fact the thefts constitute a felony. In March 2013, the President disclosed a trial bring more negative attention to the scandal ridden credit union and might be used as fodder by his detractors and critics.
In their address, the President and Board Chair state they "continue to reduce operating expenses." As we began pointing out in late 2010, reducing operating expenses was initially introduced as a temporary solution to help the struggling credit union regain its financial footing. At the time, auditors informed the President that net capital was dropping dangerously close to 6%. The temporary solution has since become a way of life for Priority One who appears to have developed an addictive reliance on budgetary reductions to maintain net capital above the dreaded 6% and to sustain its three (3) remaining branches.
Clearly, the President and Board are inferring that business is performing well though the credit union's financial statements confirm Priority One is not experiencing improvement in the area real estate loan funding. In 2012, real estate loan funding changed with most funding relegated to HELOCs. Not mentioned by the President or Board Chair is the fact that nowadays mortgage loans that are not HELOCs are referred to CU Partners for review and if approved, for funding. The credit union receives a fee for each application that is referred and approved for funding. Continuing:
"During the last two quarters of the fiscal year, we have been working to convert our Airport and Santa Clarita Branches to self-service types in order to be cost efficient."
Shown below, is an excerpt obtained from the Credit Union's webpage and serving to rent a hole in the President and Board Chair's preposterous statement that they are (or were) "working to convert" the Airport or Santa Clarita Branches to service types." And why did the President and Board Chair allude to the Santa Clarita branch in the 2013 Annual Report when that office closed its doors on January 29, 2014? Clearly, the two have tainted the information presented in the 2013 report by including an event that occurred in 2014.
Evidently, neither
President Charles R. Wiggington, Sr. or Board Chair, Diedra Harris-Brooks, is aware
that continuing to maintain an ATM at the former Airport and Santa Clarita
branches is not synonymous with “We have been working to CONVERT our
Airport and Santa Clarita branches to self-service types.” Clearly, no
conversion has ever taken place. The credit union merely vacated its former branch locations, leaving its ATMs behind and in place. THE END. There was no conversion nor are plans for a conversion in the works. There are also absolutely no efforts being made to increase convenience to Member-Owners in the Santa Clarita Valley or in the communities around the former Airport branch.
A problem that continually undermines the President's and Board Chair's deceptive statements is that the two hope people will never try and validate their statements and accept everything they say and write at face value. The two have amassed such a long and well-documented record of lying to members and employees that it would be foolish in 2014, to believe anything they disclose, at face value.
A problem that continually undermines the President's and Board Chair's deceptive statements is that the two hope people will never try and validate their statements and accept everything they say and write at face value. The two have amassed such a long and well-documented record of lying to members and employees that it would be foolish in 2014, to believe anything they disclose, at face value.
Ultimately, the decision to close both branches was not so much prompted by a desire to instill more cost-effective measures but rather to desperately reduce expenses because business at Priority One was and is failing to generate the amount of profit required to maintain its ongoing operation. The President and Board Chair's statement is just more hyperbole from the credit union's two highest officers whose chronic indulgences are to fabricate facades and create impressions they are proactive and always cognoscente of the need to enhance member service while simultaneously reducing expenses. We believe the President and the Board Chair are again, trying to pull another fast one and hoping Member-Owners and employees who read the annual report will buy into their charade purely on faith and without demanding evidence supporting their statements. Continuing.....
"We have also continued to provide greater awareness in our Shared Branch and CO-OP service networks as a way to promote convenience. As of July 25th 2013, the Department of Business Oversight (DBO) approved our new community charter for the city of South Pasadena. SLOW and PLANNED growth will enable the Credit Union to maintain "SAFETY and SOUNDNESS."
It is important to note Priority One is NOT exacting efforts to bring GREATER awareness to Shared Branch and CO-OP service networks. It is also important to note that the reference to approval by the DBO, granting Priority One a community charter in South Pasadena, is completely unrelated to their statement alleging efforts to bring greater awareness to Shared Branching services.
For years, promoting Shared Branching and CO-OP service networks has been limited to advertising on the Credit Union's Web, Facebook, and Twitter pages. Prior to 2014, the Credit Union also advertised Shared Branching in the quarterly newsletter but as we've pointed out in previous posts, the quarterly newsletter has not been published since 2013, the victim of another expense reduction ordered by President Wiggington. It's true that in early 2013, Priority One received approval to do business in the city of South Pasadena, however, all business development efforts in that city are failing. In 2012, the President boasted that the charter to do business in South Pasadena would enable the credit union to tap into a potentially rich and previously undeveloped resource. He pointed to the fact that there are no other credit unions in South Pasadena with the nearest competitors located a few miles away in the city of Pasadena.
The Credit Union's inability to develop new business in South Pasadena, forced the President earlier this year, to visit businesses in the city, believing that his title might cajole people into opening accounts and applying for loans. The President was again, incorrect in his belief. To deter from what is another abysmal failure, the President and some Directors of the Board are now asserting that the credit union is proceedings slowly and cautiously. Their statements are just another spin effort and an outright lie. The fact is, by no choice of its own, Priority One is not making progress in South Pasadena- either slow or cautiously. The affluent community is populated by many professionals and long time residents. Our assumption is that this highly intelligent population would investigate the Credit Union's reputation and financials before agreeing in faith, to become members of the troubled credit union.
The President's belief that South Pasadena posed a valuable, untapped resource that Priority One Credit Union could develop was based wholly on his personal opinion wrought from what he imagined to be true. This is not the first time his fantastical belief system has failed him and the credit union. As we've also revealed in the past, President Wiggington historically relies on his imagination more than he does on information obtained from surveys, focus groups, or other studies that could gauge the potential feasibility of his far-fetched beliefs.
The "safety" and "soundness" referenced in the President and Board Chair's address is the antithesis of the President's usual erratic and disorganized methodologies all of which have over the years, chipped away at the Credit Union's once stable financial foundation. Other expensive failures committed by the President, include:
- Introduction of an overpaid and vastly incompetent AVP sector.
- Purchase of a technically troubled phone system.
- Installation of a substandard Call Center.
- Hiring of an incompetent COO and equally incompetent CLO.
- Hiring of a CFO who the President now blames for some of the credit union's financial failures; and lawsuits filed by four former employees and one former member which quadrupled the credit union's annual legal fees.
We're also uncertain how the President and Board Chair define safe and sound when in 2009 an audit of the Los Angeles Branch's records revealed an internal theft committed by a former receptionist of approximately $60,000. In February 2013, an audit of the Los Angeles' branch's records revealed another internal theft, this time allegedly committed by the AVP assigned to that location. The President and Board Chair are either being daft in their address or just outright lying.
Continuing-
"What's ahead for the upcoming year? We will be evaluating all credit union owned ATMs to ensure effectiveness. Our entire FLEET of ATMs must be upgraded to Windows 7 and be smart card compliant in 2014. We will be evaluating the cost of the upgrade and the cost of replacing ATMs."
"What's ahead for the upcoming year? We will be evaluating all credit union owned ATMs to ensure effectiveness. Our entire FLEET of ATMs must be upgraded to Windows 7 and be smart card compliant in 2014. We will be evaluating the cost of the upgrade and the cost of replacing ATMs."
The statement suggests Priority One's President and Board are going to spend an unspecified amount of time evaluating ATMs and according to the two officers, the Credit Union maintains a literal FLEET of ATMs.
Shown below, is a list of Priority One's so-called FLEET. Not referenced, are the Credit Union's ATMs located at the no longer existent Airport and Santa Clarita branches.
The Credit Union's FLEET consists of 10 ATMs minus the Victorville location which according to the credit union, is OUT OF SERVICE UNTIL FURTHER NOTICE. Does this really constitute a FLEET? Business currently gotten through ATMs is not sufficient to substantially offset its overhead. The President and Board Chair conclude, stating:
Our committed staff, executives and volunteers will continue to provide viable products and services and also keep you informed of any new promotions or events. We welcome any suggestions to improve Priority One, your preferred financial institution. We are committed to serving you, our valued member, and we are committed in Maintaining Forward Progress.
Charles R. Wiggington, Sr.
President/CEO
Diedra E. Harris-Brooks
Board Chairperson
Our visits to Priority One's remaining 3 branches revealed that President Wiggington is maintaining a staff of mostly uninformed employees. The overpaid executive sector all seem to lack the ability to reverse the injuries caused by President Wiggington over the past 7 years to Priority One's performance and certainly, none of his executive and managerial staff, have proven capable in slowing down branch closures.
In their address, the President and Board Chair allude to volunteers. Nowadays, volunteers shown little interest in promoting the Credit Union's products and services. In fact, attendance to the once popular Ambassadors has continually declined since 2013, when Business Development Representative, Joseph Garcia, was appointed the task of planning and overseeing the Ambassador meetings.
THE SUPERVISORY
COMMITTEE'S ADDRESS
The Supervisory Committee has the responsibility of overseeing the internal and external audits of the Credit Union. This is to ensure compliance with all governing laws to ensure policies and procedures are being performed properly and with the time constraints required.
The external audit firm of Turner, Warren, Hwang, and
Conrad, Certified Public Accountants and Consultants, conducts a comprehensive
annual financial audit with a verification of member accounts each year.
The Supervisory Committee also ensure that an internal audit on operational procedures as to monthly, weekly and daily reviews are conducted on all reports in accordance with regulatory compliance.
The Supervisory Committee will strive to assist and guide the Credit Union in Maintaining Forward Progress.
Cornelia Simmons
Supervisory Committee Chair
Supervisory Committee Chair
Ms. Simmons' annual address is as
usual, safe, robotic and droll. The supervisory committee’s ability to ensure Priority One’s
compliance to “all governing laws to ensure policies and procedures are
performed properly” is proven to be untrue and undermined by the 2009 disclosure that
approximately $60,000 were stolen by an employee of the Los Angeles branch and
the disclosures from a February 2013 audit proving another the theft of member
monies at the Los Angeles branch, though this time allegedly embezzled by that
office’s AVP.
If policies were an actual concern of the Supervisory
Committee, then one has to wonder why President Wiggington and his executive
staff succeeded in violated numerous state and federal laws which provoked the
filing of lawsuits by former employees and a now former member?
Ms. Simmons of course fails to provide any evidence that she
and the committee’s alleged audits served to ensure that monthly, weekly and
daily reviews were conducted on all unnamed reports to ensure these were
complied in accordance with regulatory compliance. Ms. Simmons’ so-called address is sufficiently general and devoid
of specifics to reduce it to nothing more than another vacuous declaration created by one of the Credit Union's two governing bodies. Historically or at least since 2007, the Supervisory Committee like the Board, have done absolutely nothing to reverse the problems created
and perpetuated by President Wiggington and his rabble of executives and
managers.
THE BOARD TREASURER'S ADDRESS
Over the course of the last fiscal year, we continued to
strengthen our net capital to 8.34% from our previous fiscal year of 8.21% We
are projecting our net capital to be above 9% by next fiscal year end. As of
March 31, 2014, the most recent call reporting period, the NCUA has continued
to categorize the Credit Union as “Well Capitalized.” Moving forward in this
atmosphere of slow economic growth, we continue to reduce operating expenses,
as well as increase gross income through loan growth and conservative but
prudent investments.
Our greatest goal is to provide quality products and
services that help you win with money. We have been entrusted with one of our
most valuable assets - our member-owners. We want to provide a friendly
comprehensive financial platform for our member-owners through our services and
products. We will continue our efforts in Maintaining Forward Progress.
Joseph Marchica, Treasurer
Joseph Marchica, Treasurer
We have to commend Mr. Marchica for identifying Member-Owners as the credit
union’s “most valuable assets”. Mr. Marchica’s heartfelt
sentiment that the credit union’s goal is to provide a friendly and
comprehensive platform for Member-Owners is lost by the fact that Mr.
Marchica rarely attends monthly Board meetings. Mr. Marchica who is either in
his 80’s or 90’s, lives in Temecula, California. His physical proximity from
the credit union’s main branch is sufficient to preclude him from attending Board
meetings on a regular basis. Subsequently, his involvement or for that matter,
investment in time to the credit union, is less than minimal, prompting us to
wonder why he just doesn’t resign and allow a more involved candidate to take his
place. Then again, replacing Mr. Marchica would place a crimp in Madame Harris-Brooks’
grip over the Board who have since 2006, pandered to her almost every whim.
Just as in previous years. the four officers and in particular, the President and Board Chair, have misused the Annual Report as a vehicle through which to dessiminate misinformation about the Credit Union's actual and real financial standing. One only need look at Priority One's monthly Balance Sheet/Income Statements and Financial Performance Report to see that Priority One is not in the throes of a resurgence of new business. What's more contrary to what the President and Board Chair would like Member-Owners and employees to believe, the closures of the Airport and Santa Clarita branches was not a carefully plan to covert the former branches into self-service modules. What the Credit Union did, was break their leases for each location, close down each operation, vacated the premises, and left the ATMs behind for use by Member-Owners. This hardly constitutes a well-planned conversion. The bottom line is the locations were not drawing member interest, in great part because the President chose not to promote and develop these.
THINKING SMALL
As we disclosed previously in this post, in 2010 then COO, Beatrice Walker, and then CFO, Saeid Raad, targeted closure of the Redlands and Valencia branches because the credit union could no longer afford to pay the more than $5400 monthly cost required to lease each location and to stave off the continued drop of Priority One's Net Capital.In February 2014, President Wiggington disclosed that the closure of branches in 2010, 2011, 2012, 2013 and in January 2014, was intended to drive out Member-Owners who only maintain a savings (share) account and who have shown no interest in obtaining the financial products offered by Priority One. He also explained that this sector of Member-Owners who refuse to become recipients of the Credit Union's products are unprofitable and tax the Credit Union's resources, each time Priority One is forced to pay out dividends to single service (savings) accounts.
The President would like people to believe that closing branches is meant to vanquish single service account holders. Reviewing documentation produced over the past 7 years, we discovered that unlike his predecessor, President Wiggington has never developed promotions catering to single service account holders. It is reasonable to conclude that one reason why the large sector of single service account holders don't participate in in the credit union's offerings is because President Wiggington refuses to reach out to them. A problem with President Wiggington's view of business is that he believes people will want to become members of Priority One without the Credit Union trying to reach out to potential members. We can only conclude that is apparent disinterest in entering into relationship with the communities served and once served by Priority One is the result of his ignorance, laziness, a lack of experience, disinterest, or a complete lack of intellect.
The President's campaign to create the impression branch closures are the result of some inspired plan is of course, ludicrous. If his hope is to drive out single service account holders then it hasn't occurred that branch closures which reduce convenience and the quality of service the Credit Union is able to provide, will also drive out Member-Owners who have more than one account at the Credit Union and who have at sometime obtained loans and other products from the Credit Union. What is acutely clear is that President Wiggington is a slave to his own addictive proclivity to fabricate excuses rationalizing his chronic and incessant failures.
OVER A CLIFF
Quarter ending June 30, 2013
Total: $48,111,110.
Quarter ending September 30, 2013
Total: $47,098,067.
Quarter ending December 31, 2013
Total: $45,619,455
Quarter ending March 31, 2014
Total: $45,099,116
Total ending June 30, 2014
Total: $44,765,168
As shown above, real estate funding has declined. So where is the
improvement cited in the President and Board Chair’s address and that of the
Treasurer?
Another peculiar reference in the quarterly Financial Performance Report or the quarters ending June 30, 2013 and June 30, 2014, is that to loan losses. During the entire last 5 quarters, the amount has been well in the negative despite the fact the President's declarations in 2013 and 2014 insisting losses from loans had been reduced substantially.
In his address, Board Treasurer, Joseph Marchica states that the NCUA categorizes Priority One as "well capitalized." What Mr. Marchica avoids is any reference that since 2012, Bauer Financial has reduced Priority One from a 4-Star Credit Union to a 3-Star Credit Union. He also avoids making reference to Bankrate's analysis which concludes that Priority One's overhead is unusually and abnormally, high.
If it weren't for expense reductions, Priority One would be in far more trouble than what it currently wallows in. According to their last Financial Performance Report for the quarter ending June 30, 2014, Priority One's Total Assets have declined by more than $2 million since the quarter ending June 30, 2013. So where is the improvement? Clearly, the Board Treasurer was only referring to Net Capital while ignoring all other critical indicators which provide a complete picture of Priority One's actual financial health.
CONVENIENCE?
The now much smaller credit union is hoping to clinch new business by emphasizing convenience but nowadays, Priority One is no longer able to offer the convenience once available to Member-Owners in the years before Charles R. Wiggington, Sr. became President.
If one lives near the Los Angeles Airport, the drive to South Pasadena is approximately 50 miles roundtrip to and from South Pasadena.
If one drives from downtown Redlands, California,Priority One’s southern-most community, than the trek to and from South Pasadena is approximately 116 miles, roundtrip.
If one drives from Valencia, Priority One’s northern most community, the roundtrip drive is 72 miles.
Yes, the South Pasadena office opens on Saturdays but unless one lives or works in close proximity to South Pasadena, the trek to the main branch is anything but convenient.
CONCLUSION
There is a difference between being a poor man's credit union and being a poor credit union just like there is a difference between having a promising future and not having a promising future. President Wiggington's recent attempts to hide the credit union's 2013 Annual Report suggests he and the Board Chair have much to hide. Over the years, their ploys to suppress evidence of wrongdoing and mismanagement have eventually failed with evidence of their acts and behaviors, surfacing.
Obviously, Priority One is not Maintaining Forward Progress. Like the 2012 Annual Report, misnamed A Brighter Future Ahead, the 2013 statement relies on concoctions primarily authored by the President and Board Chair inferring that Priority One is in the process of moving forward despite the fact that branch closures and the credit union's monthly Balance Sheet/Income Statements and quarterly Financial Performance Reports (FPRs) suggest decline, ongoing failure, and decay. What the 2013 report fails to mention is that in February 2013, an audit discovered that monies had allegedly been stolen by the now former AVP overseeing that office and the now defunct, Airport branch. The President and Board Chair go on to declare that the closure of the Airport branch in December 2013 and closure of the Santa Clarita branch in January 2014, were intentional and part of a conversion plan to reduce expenses and turn the branches into what the describe as "self-service types." Of course, as we've proven no conversion took place. The Credit Union terminated its leases, closed each locations and left its ATMs at each location. The two should take a moment to acquaint themselves with the definition of the word conversion. Clearly, Priority One did not experience A Brighter Future Ahead in 2013. As for the 2013 Annual Report which has remained hidden until now, a more appropriate title for the frugal document may have been Trudging Slowly Along at a Snail's Pace in Quicksand.
The great lengths taken by the President and Board Chair to hide the 2013 Annual Report has officially failed. The report, a shoddy, frugal looking, and embarrassing piece of literature speaks audibly and clearly about Priority One's real financial standing. Now that we've seen the report, could it be the President's efforts to conceal the report was merely because it is an embarrassing tacky, poorly written piece of documentation?
The 2013 Annual Report, like all reports published under President Wiggington, is riddled with empty, meaningless and general statements which try in earnest to create an impression that the credit union is performing quite well when clearly, it is not. The President and Board Chair may hope no one will notice the closure of six (6) branches since October 2010, the decline in service standards, the drop in Net Income, or subpar marketing and advertising.
The President's statements that the closure of all branches was part of a carefully wrought strategy to drive out single service account holders is both preposterous and typically childish adding to our contention that Charles R. Wiggington, Sr.'s statements should always be verified to ensure he is not concocting stories.
The take aways from the addresses contained in the 2013 Annual Report is that the statements made by the Credit Union's highest officers can never be trusted, that the Credit Union plans to spend inordinate amounts of time in 2014, evaluating the Credit Union's FLEET of ATMs, and that the Credit Union's highest officers apparently believe their statements will never be verified.
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384 comments:
«Oldest ‹Older 201 – 384 of 384Is that true that investigators are looking into the assault? What kind of questions did they ask? Are they talking to employees of the office where it occurred? In 2010, two girls got in a verbal altercation at the L.A. office. One of the FSR's who was not liked by the AVP at that office, intervened to stop the girls. The girls got suspended but the one that tried to stop the argument got fired. Something is wrong at a company where employees are causing scenes. The problem is probably not the employees entirely, but the environment created by the credit union.
Maybe Charlie is worried about the Facebook incident being out in the open.
Thanks to the ghetto gangster from project garbage Wiggy n West bring In. Why am i not surprised thoes girls didn't beat the crap outta each other. I really cant share the questions i was asked but i can tell u a white male was assaulted here at Pasadena by a Afro American male who was nither disaplined or terminated . The White or Latino Male is no longer here.
Facebook incident was leaked Alex herself and its very true its so shocking that she doesn't try to hide it in any way . As if she's un touchable . According to Alex there are no laws against the practice.
Since Alex came to the credit union back in 2008, she's always acted as if she possesses knowledge that no other employees have. She must have hit her head on something hard, because she truly is dumb. If she had 1/3 of the brain she thinks she has, she would have verified if duping members with phony FB accounts was legal. Here's a hint: Its not legal! I remember how rude she is when speaking to members. She disparages them and is so rude. What she and Yvonne never understood is that Members are key to the credit union's success. So if a member runs into bad financial times, a little compassion and working out a repayment plan goes a long way. These 2 think that if a member becomes delinquent with their payments, then there's no need to treat them with respect. By the way, members can lodge complaints with the state if they are mistreated by collection agents. Look at Alex. Excessive make-up, a permanent scowl on her face, no comprehension about what service means, never confirming information and constantly having to remind everyone that she is a professional, all point to someone with a low self-esteem and a need to over compensate.
Quit runnin' your mouth Wiggy. Stick to what you do best - tea-bagging Rodger.
Fighting at the credit union never happened before Wigg was made president. Besides the 2 tellers who made a scene in front members at the Los Angeles office, there was the argument between Cathy and Virginia. Now Virginia is older and so ignorant. For years she asked the same questions about the same procedures on a daily basis. Cathy was knowledgeable and liked by members but the AVP, Lynette didn't like Cathy. Virginia and Cathy got in an argument nervous the back office but Wigg who didn't like Cathy, ordered her fired. Of course Rodgers the director of HR sealed the deal. Virginia has been on stress leave since last December and Lynette got fired for stealing money. Wigg the sexual harasser,liar and car thief had his nerve supposedly enforcing policy. One day I brought some paperwork to Wig's office. When I got there he was having a meeting with Manny and Dane. He was yelling and dropping the F bomb. If there is strife at the credit union its because two faced Wiggington made it that way.
This credit union is crap. When they put in 5 small desks they call the call center, they put it next to credit resolutions. That's when ignorant Joseph was made call center supervisor. Each day you could Alex Suarez speak so disrespectful to members. One day we heard her tell a member" I don't care that you lost your job, you us money and you better pay." This is the way she and her staff talk to members and Wiggington and Rodgers know this but don't care because members aren't important to them. Members who are in collections don't think they have rights but they are protected by law and should contact the attorney general when they are abused.
Wigg is the industry's worst kept secret and most embarrassing CEO. If you take what he says as fact then he lives in a $1 million house, he drives a fleet of vintage cars with one of them appraised at $100,000, he is irresistible to young women particularly thick girls, he is a master at second, he is a captain of industry, he is a great strategist and he is about to make the credit union explode with new business. Too bad everything says he ducks.
*Sucks not ducks.
He does suck.
Mr Harris ran a nice credit union but this ass runs an interment camp. He really believes trying to control everything is the way to run this place. It's never worked but he's not going to change. Insanity is defined as repeating the same over and over hoping a different result. Yvonne, Alex, smell, Alex and West think the same way. And look at the result? A smaller, no longer liked credit union.
I've been trying to read through all these comments and the impression I'm left with is that Wigglebottoms has done it again. Knowing Wigglebottoms like I do, he will try to blame someone for all the internal discord. He'll say he never gave anyone permission to fool customers. And that the bad morale is from outside agitators. He'll swear that he's been doing every right, because after all he's a "good man" (in his own eyes. Remember, when you deal with Wigglebottoms, its like dealing with a 5 year old. He is never accountable, he is always right, and he is always the victim of haters.
Wig doesn't look good lately though its probably related to his health not his conscience. And why is he spending more time in his office? He used to spend a lot of time playing on the internet, looking at BMWs and of course, reading this blog. Years ago, he'd read the blog and you could hear him in his office saying, "What the....." or "What?" He didn't spend more time in his office when he came back from his long suspension and it was proven he sexually harassed Kim. He doesn't have a sense of right and wrong but he probably never wants all the new, part-time employees to know all the things he did before any of them got hired. And I'm sure he's pissed that his scheme or Yvonne's to abuse Facebook is out in the open. He was told in February by the board and attorney that he needed to stop talking so much and that if he violated confidentiality again and it got out, the credit union and he would get fined big bucks. Plus he knows better than anyone that the FB stunt is illegal and that if members who they've harassed turn around and sue, the credit union is going to have to pay out more money in settlements because they're not going to win in court if members saved those emails they got from credit resolutions.
Speaking of new part timers, Esme or West recently hired a Very un ethical young lady at LA . This young lady literary would go around sharing at the least to say a bit much bout her personal life. Her sex life was out in the open at south Pas while in traing so sick that some of the young ladies got fed up n decided to go to West about it. I mean they were just insane stories of her n different guys n sexual acts it was plain crazy! Where does Esme or Urkle West find these people n who interviews them Wigg?
Btw not to throw her or race out in the open but ofcourse she was West's pick n was Afro- American . West was braggin so much about the so called new" Talent" they have hired yea West real talent alright!!
If you get close enough to West consider it a encounter with a Jackal!!
LOL. I had the impression she was Afro-American because she worked in L.A. and West loved her. I was reading an article about racism in church's which caused me to think of West, of course. Its odd because over the years he seemed to make more effort to help SOME Afro-Americans though not all. I noticed he usually seemed to prefer Black male employees though based on what you wrote, he and Esme (who has got to be the picture of everything you don't want in an HR representative or credit union officer) interviewed her and then these two big dufuses recommended her. Yep, 100% believable. These two are no small morons. Believe me they're everything most employers might try to avoid when appointing officers.
So is this employee a female Charles Wiggington. These people are vulgar having no understanding of how inappropriate it is to come to work and share your sexual escapades. Though I've often wondered if people who talk about their sex lives are actually having that much sex? Clearly, they have low self-esteem. There used to be another employee, a Latina, who worked at the credit union for years and who made no qualms about being more than a little promiscuous. Its pretty disgusting. So what action did West take? Or did he just listen to the complaints and ask the employees to please write down every lurid detail about the employee's sexual escapades?
And of course West is going to brag about "new talent" because quite frankly he's a walking bore and untalented. Ever sit in one of his sessions when he was an instructor? I'm sure more than a few employees wished the world would come to an end while he was supposedly training.
Poor West, as self-deluded as Wiggington, Yvonne, Rodger and Esme.
Oh I believe it for sure . What action do you think West has taken? Lol not much i think he might have told the young lady to be cautious at most. West is a good example of some people's theory of judging a book by its cover because he sure is one Ugly person inside n out .
West, Wiggington, Yvonne, Rodger and Esme. If one of u Scum buckets ever read this blog! I hope you at least feel some shame in your dirty un professional behaviors you have all displayed threw-out this few years.
I know Gema reads this blog but whats sad is knowing her stupid ass she might be jealous she's not being mentioned enough here. so GEMA you are just pathetic and lazy as a donkey! Hope it makes u feel better we mentioned u again here. Lmao
Diedra is responsible for hiring a hopeless incompetent as CEO in 2007. The name of her stooge CEO is Charles Wiggy Wiggington. Together they are the ruination of Priority One.
Today Wiggy is content to "hide" in his office while contemplating his next tea-bagging session with Rodger.
Quit runnin' your mouth Wiggy. Quit scratching your itchy balls. I demand you no longer chomp your food with your mouth wide-open.
A Xmas Story
Part 1
Once upon a time, the credit union had the money to throw Xmas parties. In those days, there was a Xmas committee which later changed names to holiday committee because Wiggington wanted to make sure the company adhered to political correctness. Too bad he didn’t make efforts to conduct himself in a manner that becomes a President or refrain from breaking laws.
If memory serves me correctly, the holiday committee was made up of Gema Pleitez, Georgina Duenas, Sonia Villa, and Esmeralda Sandoval. During the last 2 years the credit union was able to afford a holiday party thrown at some nice location around town, the committee would leave the credit union at about 10 a.m., supposedly to drive to the shopping district in downtown Los Angeles, where they would supposedly buy gifts to give away during the party. But these four women, one who as the South Pasadena Branch Manager and Esme, who represented HR, would go shopping and then end up at a restaurant that served liquor and the 4 would drink away the afternoon before returning to South Pasadena.
A Xmas Story
Part 2
At the 2009 party, Esme, Georgina and Gema, distributed gifts to each guest whose ticket number was called. The guests would each be handed one of the gifts that was lying atop a table. Inexplicably (I’m being sarcastic), each Xmas committee member’s ticket numbers were called. Acting surprised each women ran up to collect their gift but their gifts didn’t come from the stack of gifts that were atop the tables. No, their gifts came from a stash of gifts kept hidden under a table. So why did guests attending the party get gifts that were placed atop a table but the committee members receive gifts hidden under a table?
Well, as it turned out, the gifts under the table were far more expensive than those placed on the table and consisted of electronics including digital cameras. The reason I point to Esme or Esmeralda is that this piece of work, was a member of HR and one of her jobs is to ensure credit union policies are enforced, including policies prohibiting stealing and cheating which are terminable offenses.
Esmeralda is a hypocrite. These 4 women, one who was the South Pasadena branch manager and another the lead consumer loan officer, willingly and quite openly participated in cheating guests. What none of them were aware of at the time was that several invitees observed what they were doing. A few days after the party, an accounting department representative complained to Rodger Smock about what the women had done. He of course, didn’t document or investigate the matter though policy states quite clearly that all complaints are to be documented and investigated and that a person who complains is to be informed how the complaint was resolved.
Nothing speaks low class like spending 5 to 7 hours away from the credit union allegedly preparing to plan a party and instead going out and drinking alcohol on the company’s dime and stealing expensive gifts. Another fine example of how Priority One officers are helping you win with money!
A Xmas Party
Part 2
At the 2009 party, Esme, Georgina and Gema, distributed gifts to each guest whose ticket number was called. The guests would each be handed one of the gifts that was lying atop a table. Inexplicably (I’m being sarcastic), each Xmas committee member’s ticket numbers were called. Acting surprised each women ran up to collect their gift but their gifts didn’t come from the stack of gifts that were atop the tables. No, their gifts came from a stash of gifts kept hidden under a table. So why did guests attending the party get gifts that were placed atop a table but the committee members receive gifts hidden under a table?
Well, as it turned out, the gifts under the table were far more expensive than those placed on the table and consisted of electronics including digital cameras. The reason I point to Esme or Esmeralda is that this piece of work, was a member of HR and one of her jobs is to ensure credit union policies are enforced, including policies prohibiting stealing and cheating which are terminable offenses.
Esmeralda is a hypocrite. These 4 women, one who was the South Pasadena branch manager and another the lead consumer loan officer, willingly and quite openly participated in cheating guests. What none of them were aware of at the time was that several invitees observed what they were doing. A few days after the party, an accounting department representative complained to Rodger Smock about what the women had done. He of course, didn’t document or investigate the matter though policy states quite clearly that all complaints are to be documented and investigated and that a person who complains is to be informed how the complaint was resolved.
Nothing speaks low class like spending 5 to 7 hours away from the credit union allegedly preparing to plan a party and instead going out and drinking alcohol on the company’s dime and stealing expensive gifts. Another fine example of how Priority One officers are helping you win with money!
At the 2009 party, Esme, Georgina and Gema, distributed gifts to each guest whose ticket number was called. The guests would each be handed one of the gifts that was lying atop a table. Inexplicably (I’m being sarcastic), each Xmas committee member’s ticket numbers were called. Acting surprised each women ran up to collect their gift but their gifts didn’t come from the stack of gifts that were atop the tables. No, their gifts came from a stash of gifts kept hidden under a table. So why did guests attending the party get gifts that were placed atop a table but the committee members receive gifts hidden under a table?
Well, as it turned out, the gifts under the table were far more expensive than those placed on the table and consisted of electronics including digital cameras. The reason I point to Esme or Esmeralda is that this piece of work, was a member of HR and one of her jobs is to ensure credit union policies are enforced, including policies prohibiting stealing and cheating which are terminable offenses.
A Xmas Party
Part 3
Esmeralda is a hypocrite. These 4 women, one who was the South Pasadena branch manager and another the lead consumer loan officer, willingly and quite openly participated in cheating guests. What none of them were aware of at the time was that several invitees observed what they were doing. A few days after the party, an accounting department representative complained to Rodger Smock about what the women had done. He of course didn’t document or investigate the complaint because if you know Rodger, you know he plays dead when convenient. Policy states that all complaints are to be documented and investigated and that a person who complains is to be informed how the complaint was resolved. Not so with fat old Smock who is as honest as Billy the Kid and 3 times as heavy.
Nothing speaks low class like spending 5 to 7 hours away from the credit union allegedly preparing to plan a party and instead going out and drinking alcohol and buying lunches on the company’s dime. Worse still is stealing expensive gifts. All of these women are not only officers, they are also mothers of real living children. Nice example to set. Another fine way how Priority One officers help themselves win with money!
OMG! This sordid XMAS party story is another example, among many, of money-grubbing grifters pretending to be credit union officers. In reality, Commandant Herr Wiggy has assembled a toxic management team of backstabbing cheats, malingerers and thieves who should all be run out of town on a rail, after they're properly tarred and feathered.
Can't imagine how much tar or feathers you'd have to use on Esmeralda.
Gema is not the only officer at the old credit union reading or posting on this blog. Alex Suarez reads this blog every day, this according to what she says. She used to talk about it while at work until Yvonne told her to stop talking about. Yvonne reads it too. And in the past Wigg, Smock and West have posted on it.
I agree, Gema is lazy. Before she was run off by Yvonne, Virginia Contreras used to complain that it was she who was doing all of Gema’s work. For years, Gema would order receptionists to transfer all member calls requesting her assistance to voicemail. She never called members back.
You're right about Diedra. She wanted herself some black president because everyone knows that what the credit union needed was a black president, at least to Gathers, Saffold and Irving.
To be fair, Wig has to scratch himself because no one else wants to do it for him.
Are you sure no on wants to scratch Wiggy's low-hanging itchy balls. What about his tea-bagging partner fat Rodger?
You're right - There's not be enough tar and feathers in all of Southern California to handle the entire management team. I think we might have to import feathers from Arkansas.
"Chenge we need" or needed at priority one credit union old Wigg brought! Lmao in a year or two we will most likely end up closing either LA or Van Nuys. ps Esme your a slob!
I agree! The board put Wiggy there because he was Black there are no other reasonable or valid explanations why a such incompetent , lazy and criminal minded clown would be put as president!
Why import feathers from Arkansas when it would be easier just to ship Wigg, West, Smock, Esme and Boutte to the Ozarks.
Seriously folks, Priority 1 has been dying a slow death. Its been tormented as it does by Wiggington and his lame, overpaid, policy breaking managers and of course, all approved by old, buck-tooth Diedra Harris Brooks. If business continues to trudge along like it has for the past 7 years, then they are going to have to continue keeping net capital high by closing another branch.
Now in the past Wiggington used the following factors to decide which office would close:
1. The first was, determining whether or not the branch manager was liked by the so-called powers at South Pasadena.
2. He looked at how much money was being brought in by the branch.
3. And he looked at how much was being spent on rent and staff salaries at a branch.
From there, he decided with the help of the CFO, which office to close. Of course now they don’t have a CFO because they got rid of Saeid at the start of the year right after he helped plan out closing Airport and Santa Clarita.
And I so agree, aside from being black what other possible reason could the board have for keeping Wiggington? He failed to bring in new business and he made the credit union lose money and he made them close 6 branches. He was found guilty of sexual harassment. He made Priority 1 spend more than $500,000 dollars in lawyer fees alone for the years 2010-2013. He caused caused the 2007 mail fiasco. He hired Bea Walker and Cindy Garvin and after paying them a total of more than $250,000 in salaries- fired them. He’s the reason the credit union no longer has good relations with postal workers or Providence’s 3 hospitals in the Valley. So why have they kept him?
1.Is it because he’s handsome? Obviously he’s not.
2. Is it because he’s a great tactician? No that couldn’t be it.
3. Is it because he’s smart? Again, no.
4. Is it because he’s charming? Not possible.
5. How about well mannered? Nope
6. Maybe they think he smells good? No, definitely not.
7. Is it because he’s so moral and truthful? No once more.
Maybe the board is really nice and keep Wigg because they feel sorry for him. On second thought that can't be it.
Alex telling people that her department is setting up phony facebook accounts to trap members who owe money shouldn't come as a surprise to anyone including Yvonne Boutte who is the one that brought her over from Premier America Credit Union where Yvonne was the director of collection and Alex "one of her girls."
The 4 women Yvonne brought over were mostly troubled, just like horrible Yvonne. Back in 2008, the old contracted collections department was kicked out the door by Wiggington and he created his very own in-house department. Don't know why he kicked out the old company because he was supposedly tight with its owner plus they paid him kick backs on some of the collections plus he got a car they repossessed from a member.
When Yvonne arrived with her stable of collection reps, the women were totally unfriendly with the rest of the credit union staff. Yvonne would smile at everyone but it was insincere. If she was truly nice why would she have 3 queen bitches working under her. There was Saundra who could be nice and Naira who is nice at times but moody and nasty to members. And finally there was Alex. Bitter, sour faced and a constant pout on her manly face.
From the start, Alex was always telling Yvonne about what she supposedly heard other credit union employees talking about. Depending on what was supposedly said, Yvonne would run to Bea the COO who became her friend in 2009 and who became her enemy by the end of 2010. Using information given to her from Yvonne, Bea and Wiggington targeted a lot of employees who ended up getting fired.
But as much as Alex blabbed and supposedly helped Yvonne, her gossiping started causing problems because she would tell employees confidential things Yvonne had shared with her. Someone posted on the internet, maybe even this blog, that Alex was talking while in the women's bathroom telling them that she knew who the blogger was and telling them about the traps Yvonne and Bea had set to catch the blogger and his accomplices.
After that was posted, Alex was told to shut up but that didn't last for long. Just like Wiggington, Alex has a hard time keeping her big mouth shut and she doesn't understand that the confidentiality policy applies ot her too.
Alex is a mess but that didn't stop Yvonne from promoting her to collection supervisor. Now in my opinion, most companies would not want someone like Alex in a supervisory position. A couple of years ago after she became supervisor, she started pitting employees in her staff against each other. She setup favorites who got her attention and praises while the rest were treated like scum.
I've no doubts that Alex bragged about tricking members using phony facebook accounts because she is just stupid enough not to have first verified that the procedure was illegal. She probably took Yvonne's word that it wasn't. Yvonne is also a whole different topic. Now she's buddies with Wiggington but back in 2009 and 2010, she and Bea wanted to push him out of the credit union because they thought he was unprofessional, stupid and embarrassing. They were right but they couldn't see that they were also unprofessional, stupid and embarrassing. Back then, she and Bea would go to lunch together every day, meet not-so-secretly in the alley behind the credit union and near the park, to gossip about employees and oh yes, when her husband was on the road, she would spend weekends at Bea's Santa Clarita home.
This just in! from my source in thursday ! The Black FSR who assaulted the White or Latino male was actually yvonne's referel and rumors bout being one if her girlfriends Son's. . Note this FSR assaulted a young man and weeks later this person got terminated . The FSR thst commited the assault to this day is still at P1 .
Also there is gossib around in LA of this FSR being a gang affiliate! Great going Wigg now ur hiring bloods/Crips affiliated garbage as officers How Low Can You Go!
Im sure Esme and West did a clean background check on me!
And its funny how this Black FSR persinally admited to one of the young ladies at LA bout his prior mistominer's on record . wiggy probably pardoned it by saying something stupid like " oh well ehh im sure it was because he was Black n probably police discrimination " so its fine he can work at a financial institution .
Personally *
Wiggs your pathetic!
Anonymous wrote...
"I'm sure Esme and West did a clean background check on me!"
What's a clean background check? Do you mean thorough? If you mean thorough then all they did was contact their contracted agency that runs the usual superficial background check. Were you fingerprinted? If not, you got the usual superficial check which includes obtaining a copy of your credit report and that's about it.
Of course a background check doesn't reveal the character of a potential new employee. If that's the case, Wiggington, Rodger, Esmeralda, Yvonne, and West would never have been hired.
It also doesn't reveal gang affiliations unless there is an A RECENT arrest record to accompany it.
There isn't a background check that speaks to the genuine character of a person's morals, ethics, or integrity.
So did they perform a "clean background check?" and with consideration to the character of the people doing the background check which are Esmeralda Sandoval and Robert West?
It wouldn't be the first time the Credit Union terminated a person who's been victimized. In this case it was allegedly a person who was physically assaulted. In other cases its people whose characters have been slandered by sexual harasser and king Slanderer, Charles Wiggington.
Well i meant in the Black FSR 's case as in im not sure if they ran a criminal check . Knowing West and Esme. They probably didn't care either . And i understand character and how it would be awfully hard to determine before hiring. But baggy pants with no tie was my last encounter with that young man . And i think that should have bern some sort of red flag
It makes me so angry and sad that the victimized get terminated because of Wiggs ugly ass! And the racist board that backs him nit to mention West pro Black stance on everything that happens here
Pretty much if your A Afro American here at P1 you can literary squat and take a shit in front of the entrance. While harassing members n still get away with it. I have no doubt in mind
wELCOME TO WIGGINgTONS WORLD ! Were life is only in one color . Ps he has recently started to call his office his castle lol
You're sure they did a clean background check on you? You don't know what they did. Where's the evidence that makes you so sure that they did what they were supposed to? Or are you assuming they did what you call a clean background check?
And what the hell is wrong with the "black" employees they're hiring now? In the past I don't remember any Afro-American employees at the credit union talking about their wild sex life, well except for lowlife, bottom feeder, Charles Wiggington. Let me tell you, there were a lot of us who felt dirty after he described one of his many sexual escapades.
And what kind of a dumbass shares that he had a prior record- whether misdemeanor or felony? No class, uneducated lowlife street scum is what Wiggington has reduced the staff to. Actually, he's hiring people who like him have the moral of a dog. And I apologize to all dogs I might have just offended.
And Wigg excused the person's admitted criminal record by saying something like "Oh well, ehh...I'm sure it was because he was Black and probably police discrimination." If he said that, then he's an even bigger idiot then we all know him to be. He really is a living stereotype, isn't he? He has no problem playing the race card. Here is some news for Wiggington, people who commit crimes irrelevant of color, are criminals. I'm starting to join all those people who don't believe Wiggington has a BA and if he does, it must be in idiocy.
His castle? LOL. That's an interesting way of relabeling his jail cell. He hides in that office like he used to hide in the closet his momma threw him in.
Do you remember yours? And how they ran your background check? And are you sure they finger printed you?
Loll jail cell is nice way to put it .. Recently another Afro American young lady at Pasadena was fired for stealing Member info while doing Check 21
Aside from the 3 girls she brought to the credit union to join credit resolutions, Yvonne also had Smock hire one of her friends to be a teller at the L A office. Now all the girls with maybe exception of Saundra, were and are rude to members. Alex is acid and horrible and Naira is a bitch on the phone. Disrespectful and cutting they are.
They've had internal thefts at LA, both committed by Afro-Americans. Its true so don't twist what I'm saying. And now they have someone who the President allegedly knows was in trouble with the law. And if that employee assaulted a former employee then I think we can all expect some more internal crimes to take place in the near future.
Wiggington was right when he said he was going to change Priority 1 just no body expected him to turn it into a slum.
If i can Ask Wiggy one question it would be why his so ignorant ? wIggy YOUR OWN PEOPLE SEEM TO BE SHITTING ON YOU MAN sorry but have to admit
LA theft case... Afro -American
Pasadena check 21 theft .. Committed Afro-American
Assault case .. Committed by Afro- American
Phony Facebook stunt .. Yvonne's idea again.
wiggy do you see a pattern here ?
Your people what you call "over achieves "Wiggy are really achieving new heights at p1
Oh and remember you ranting Wiggy bout graffiti by marker in mens room? The one members use too! I dont think many White or Latino males go around tagging crips gang graffiti ! Chances are yup u know it Afro American
Wigg plays both sides. He plays the race card when convenient and then he goes home to his WHITE wife and their convict son.
Anonymous wrote "Do you remember yours? And how they ran your background check? And are you sure they finger printed you??
No but I remember your momma's background check and how they fingerprinted her.
The first theft at LA was discovered AFTER a member reported that her CD was missing more than $7000.00. Funny how the credit union didn't catch it during one of their alleged thorough audits. It took 3 weeks for auditors to finally conclude $60,000 were stolen by the former receptionist who never returned to work after going on maternity leave. The court only gave her probation. Talk about making a killing. And yes, she was Afro-American.
The second internal theft was discovered in February 2013. An audit by Diane Huffman discovered more internal thefts. Yvonne Boutte who worked out of that office for about 2 months and she called Alex in South Pasadena and told her that the money had been stolen by the AVP at that office. She went around to all the employees at L.A. and told them they were prohibited from speaking to the former AVP or they'd be fired. The problem is you can't legally prohibit any employee from speaking to ex-employees plus she broke confidentiality and slandered the former AVP. Yvonne is also Afro-American and so is the AVP they fired.
If the allegations are true that a current employee assaulted another employee, then charges should be pressed. If he's already got a record then this will just make his rap sheet a little longer. And he is also Afro-American
Yvonne is a backstabbing, two-faced bitch, even she knows it so anything she does- legal or illegal shouldn't come as a surprise.
And in answer to your question, Wigg can never see the pattern. He can't even see that he's a moron.
Reality check. The almost all Black board who allowed the firing lots of White and Latino employees and allowed Wigg to push out an Asian CFO but did everything to keep the sexual harassing CEO isn't going to do a thing to end what is looking more and more like racism. The good thing is, at long last its out in the open.
Why are people insulting one another here . To the whore or fag who got crazy with Insults! We know ur one of wiggs clown u scum .. U cant hide! Ur questions are suspicious you cant hide! Remember u parasite that ur ghetto mama lashed out frm her skank pussy if your Wiggs side then ur a moron who just gave her or himself up. Esme if its u lol stfu n stsrt jogging u fat lard . west ur not Christian but a parasite monkey look alike with no morals Rodger ur just a cock suket Yvonne ur a despicable tranny/ bigfoot Alex your not far from a tranny , wigg we all kno ur pathetic ! Gema stop telling people ur Puerto Rican bitch we kno ur a Salvi! I kno ine of u post here pretending to bash p1 but try n get info off previous or current employees .
West! I swear to my life no joke all aside race jokes or sarcastic comments aside. And any animosity or hate .. Im being 100% real you are one ugly lying SOB who happens to resemble a Gorilla on crack mofo
And stop wearing sneakers with slacks n tie u look more ghetto then ur tramp mama or pimp daddy !
"Over achievers" Wiggs description of Afro- American employee's??? Lol
This is sad. When I worked there, I worked with all ethnicities and never was there anything ever said about racism. This is a Wig development. If he doesn't really said that the black male employee was the victim of police then he is contributing to segregation wiring the company.
West claims when he was temping years n years ago! He was discriminated against. His qualifications were constantly questioned , and bla bla! .
He also claimed he was never invited to company picnics and that they made him sit n the dark! Lol where the hell were you temping at west?
Oh and something bout took his recliner away and gave him a old beat up wooden chair instead.
So is that why he now shows preference to blacks? Doesn't the bible says one should forgive others in the way God forgives us?
Amen! Exactly this is what he returns now that his comfortable
Gema has recently been going around talking about getting another or new tattoo! Really! To think this lady is Mom is just a horrifying thought that go's threw ones mind.
Wigg i spit in the face of a father like you . How can a so called educated man as you call your self . And a wise person with a moderate living let your son sell Meathinfwtamins and get busted! Shame on you Wiggy ur worst scum then your son
Wiggy don't forget! I remember you calling your daughter pretty nasty words when she got knocked up! You were on a nasty Rant worst part about it was it was towRds your own daughter Wiggs you are a degenerate bastard!
You really have to work there to understand that the caliber of employees they hire are a direct reflection of the education, refinement and integrity of the managers. You can't expect a buffoon like Wiggington to surround himself with quality personnel because it is not a comfortable fit for him. He needs to surround himself with people who lack ethics, self-discipline and are devoid of a moral compass just like he is.
When his son went to court, Wigg talked about how worried he was for him but he didn't even help him get an attorney and let him get a public defender.
West claims when he was temping years n years ago, his qualifications were constantly being questioned? Have you heard him train? I would have been questioning him too.
And maybe he was supposedly never invited to company picnics because he wasn't friendly. I never knew him as a sociable guy or friendly. Or maybe he wasn't invited because he's boring.
And they made him sit in the dark? Well maybe they didn't think he was good looking.
Way to forgive West. Like a lot of people have said, hypocrite.
So you have a director of HR who is Afro-American and wanted to go to Ferguson, MO and protest.
You have Wig saying that the employees who supposedly has a police record in South Pasadena was probably the victim of police brutality.
You have a black board that keeps a horrible black president in office for 7 years without terminating him for causing more than $17 million in losses, the closure of 6 branches, and provoking the filing of 5 lawsuits from 4 ex-employees and one ex-member.
This appears to be a case of reverse discrimination. How nice that a credit union that was founded by Whites and over the years became a melting pot of employees and members is now tainted by possible racism. Wigg's mother would have done everyone a favor had she left her son in the closet and never let him ou.
Looks like the problem at the CU is management..... again.
Alex the supervisor, blabbed that she instructed her staff to use an illegal tactic to trap members.
West is contributing to discord by showing a preference for Afro Americans, like himself.
Wiggington is making his usual stupid statements, this time about the plight of the poor black man.
These people are truly the stupidest people you'll ever meet at any credit union. Let's hope there is no one in the industry as stupid as these misfits.
Did West really complaint that a past employer took away his reclining chair and gave him a wooden one instead? Maybe they did that because he was sleeping in his office just like he does at P1.
Heads up to you guys. Wigg and Yvonne are putting a lot of really horrible comments on the blog seeing if that can get it shut down. Its another stupid plan but just thought you should be warned.
Wig's mind at work again. Lol.
When I worked there, Wiggington used to brag about the people he was going to fire. He actually used to do it in the loan department, member services and even the lunch room. He never cared that employees were present. He really believes rules aren’t made for him that’s why he is so arrogant and at the same time, stupid. His big mouth has caused the credit union so many problems, some which made them pay out settlements. I remember being in his office with others and he’d say, “I’m going to get him/her.” He said that about the assistant Redlands branch manager, the marketing director, the L.A.branch manager, the Worldway branch manager who later died, 2 BDRs, and a member services clerk.
Before he was promoted to president he said it about Pat Loiacano and Rodger Smock. Wiggington suffers from blabber of the mouth. The man can’t keep his mouth shut about anything. And he’s not even interesting even when he’s bragging. You know that commercial for Dos X’s which talks about the most interesting man in the world? Well, Wiggington is the opposite of that man.
Over the years I cam to dislike him so much. He’s crude, nasty, doesn’t know how to act like a man or professional. There are a lot of unprofessionals in the world but I’ve got to say, I’ve never met one as horrible as Wiggington. We used to hear him lie and he got away with so many obvious lies because he had the help of Rodger who is over HR and Diedra who controls the board directors. Rodger and Diedra knew he sexually harassed but they covered up for him. They knew when he lied about people but they helped him get rid of them anyway. They lied with him to the attorney each time they got sued. Lucky of the credit union, they got a totally dishonest lawyer who they paid hundreds of thousands of dollars to so he could defend them with lies. Wiggington lies on the books too. Its no secret that for years, he’s reported profits where there were none. How did he do it? He moved money from some of the GL’s and reported them as profit. That didn’t help the credit union except on paper which helped fool auditors. Now he has an HR department made up of Rodger, West, and Esmeralda. The 3 are big time liars who will do whatever it takes to cover up Wiggington’s illegal acts. In exchange for lying for him, he’s promised them high paying jobs with benefits. To make sure he and they continue getting paid well, he hires part-time employees with low pay and no benefits and he cuts down on spending on marketing, advertising, and services. He also has less branches which reduced paying out money on salaries, benefits, utilities, and rent. If you want to see how bad the credit union’s finances are, just ask why couldn’t Priority One afford to pay the $1 a year the post office charged to lease Airport and Santa Clarita?
And a lot of people compare him to shit, but you got to remember you can use shit as fertilizer. What good is Wiggington?
I'm not gonna lie anymore. In the past I said Wiggy was a good CEO. I lied. Truth is Wiggy is a hapless, pathetic individual, who poses as a CEO. He's a thief and a sexual harasser.
Oh sure, he has some talent besides tea-bagging Rodger. For example, he can chomp his food mouth wide-open, while smacking loudly better than anyone. And he can scratch his balls in front of the entire staff without any shame whatsoever, kind of like those capuchin monkeys who play with their pricks at the zoo.
You're right, Chief, when trying to name things Wiggington is supposedly good at, the best one can do is find things that are socially unacceptable, unethical or illegal. His family must be proud.
@Chief Jay Strogbow
The comparison of Wiggy to a capuchin monkey is spot-on hilarious. They both like to diddle their pricks in public.
Its shameful that Wiggington and the board think putting all their dirty deeds on the internet is okay and that people should ignore it. Wiggington really believes that if he gets in trouble, the board will protect him and just use credit union money to pay lawyers to defend him.
Expensive lawyers might help keep you from going to court but they can’t fix Wiggington’s reputation in the industry as a liar and probably one of the most disliked presidents of any credit union.
Back in January 2010, Bea was going around saying the credit union made a profit. That didn’t make any sense, If you go to the FPR for December 2009, they ended the year with $5,000,000 in the negative. Actually, it was more. So how do you lose money every month in 2009 and end up making a profit in the first month of 2010? You don’t!
Two months later, I learn from accounting that Wiggington pulled money from a GL and reported it as profit. So the profit Bea said was made in January never happened. It didn’t take a genius to be suspicious that a profit was made in January 2010, but of course how would anyone except the accounting department know Wig and Bea took money from one ledger and put it in another, labeling profit when it was just a transfer of money from one account to another.
Wiggington is so preoccupied with making things look the way he wants them to look instead of finding ways produce real money. A lot of members who apply for loans and get approved, withdraw their loans. They don't want to come in and fund them. Wiggington refuses to understand that he's bad for business. Notice how everything he tries to do never fixes anything.
I'm sure no self respecting capuchin monkey would like to be compared to Wig.
If Wig is like a capuchin monkey, then Rodger is one of those red-ass baboons. You know the one with a nicely shaved ass
LOL and yuck all at the same time.
I always thought of Rodger as an orangutan not a powerfully built Baboon. Well, except for the red ass.
Capuchine, baboons and orangutans are all really smart animals whereas most of the managers at P1 are not.
Wiggington doesn't talk about anything intelligent- ever. Its usually about himself, his cars, his mansion, his charisma, his great mind, the latest electronic gadget he wants to buy, about his aunt, his uncle, his wife, his sister, his sex appeal, and his son. He's the cure of insomnia.
Smock on the other hand really believes he's the Queen of the Ball and in some ways, he is. He talks about recipes, about his boyfriend who he tells people is his son. He talks about coupons, food (big surprise there), and tries ever so hard to come off as a rhodes scholar but comes off more like road kill.
Ever have a conversation with West? Don't do it, you might slip into a coma. The man is a snooze fest. He really believes White people have been unfair to him and discriminated against him but the fact is, he couldn't understand that he's boring and not just to Whites. Everyone is bored with him.
Esme likes to talk about fashion, healthy eating, jewelry, shopping and she says it all in Spanish. She might think she's back in Tijuana selling tortas on Revolucion.
Gema talks about things that are completely unimportant. She'll never discuss world events, the nation's economy, or the plight of veterans because those are all subjects she has no interest in. She'll tell you about her next planned tatoo. I thought the tramp stamp was enough, but I guess she's really trying to drive the point home that she's a genuine 24 kt hussy.
Finally, there's Yvonne Boutte. Before they broke up, Bea used to say that Yvonne is really smart and has great ideas. Really? I'd like anyone to step forward and tell us what Yvonne has done that has made P1 a better credit union. Has she helped improve operations which she oversees? Has she done anything to increase business? Has she helped resolve the public relations problems created by Wiggington? If she's so smart how come she's not done one single thing that's improved the credit union? The answer is simple- she's not so smart except in her mind.
They are all self absorbed and booorrrrriiiinnnngggg!!!!!
You neglected to mention what Diedra talks about. Please let us know about Frau Diedra.
I've never had a conversation with Diedra and when I've seen her at the main office, she only says "hi." Its very superficial. However, when she's nervous or being sneaky (which is probably often) watch her eyes go back and forth like one of those cat clocks. She really believes she's quick, in her lingo, slick but she's like a coward like Wiggington. She works best behind the scenes, behind attorneys and it is Diedra who gave the approval for Wiggington to buy the phone system that gives them so much trouble and it was she again who approved the 2010 remodeling of the South Pasadena and Burbank offices (the Burbank office closed 2 years after it was remodeled). She was the one that approved them borrowing $20 million from the credit union's line of credit, something no President before Wiggington ever did and the only reason she approved it is to make the credit union like it was worth $20 million more than it was. She was the one that approved hiring Bea Walker, Saeid Raad, and Cindy Garvin and she was the one that approved promoting Joseph Garcia from assistant branch manager to call center supervisor to loan manager to assistant loan manager to avp of sales and finally business development rep. She's the one that approved paying for an investigator to investigate Wiggington for sexual harassment and she was the one again, who approved the hiring of attorneys to defend the credit union when Wiggington, Rodger, and Bea Walker broke federal law. She also approved hiring attorneys when the credit union violated the privacy act and Yvonne provoked a member to sue.
Maybe Diedra isn't so much boring as she is stupid. Ever check out how grandma dresses. Watch her next time she walks in those stilletos and tight bermudas. She looks good for 150.
Got it. Diedra is the Organ Grinder and Wiggy is the Organ Grinder's monkey.
Monkey see, monkey do.
Wiggy is more like the organ-less grinder's monkey. He's got a lot of nerve and balls for a man that doesn't actually have balls.
Diedra and that stupid buck toot smile and putting on that insincere face when she talks to people she backstabs. I never forgot and her dog Wiggington got a White board member to quit his seat on the board so he could come to work as the credit union's first financial planner. Less than 5 weeks later, jealous and ignorant Lynnette makes up a bogus complaint about the financial planner and Wigg who should have been fired before he ever became president, goes ahead and fires the man. Then several months later, the man who is a member in good standing, decides to run again for a seat on the board. Diedra and Wiggington get a postal worker to run for a seat on the board even though the member failed to meet the election deadline. Wigg let it out that she and him knew that if they got another nominee to run for a seat on the board it would help take possible votes the former director might get. They were right. The former director wasn't re-elected, the postal worker who ran for a seat on the board got some votes but not enough to win and Diedra got to keep the board exactly the way she wanted with a mostly black body of people that do everything she tells them to do and vote the way she says they should vote. And you're right, she's a coward. Homey does everything underhanded and if Wigg has been poison to the credit union, she's plutonium.
PS: Lynnette Fortson lied about the former board member and a lot of employees who worked at her branch, but a few years later little Miss Not-so-Well Put Together" gets fired for stealing money from the L.A. office. Sometimes things do come around.
I forgot about Lynnette. If she stole money, why didn't the credit union prosecute? She did a lot of horrible things to a lot of people, so I agree, what goes around comes around even though she is nowhere as wicked as Wig, Smock, or Yvonne.
That was another one who will never be an AVP at any company she goes to work for. She was so unprofessional. The way she talked and she was so lazy. Of course Wigg is unprofessional and lazy and he hasn't been fired.
Do Wiggy or Rodger or other in management read these posts?
Am I right in assuming every employees reads the daily comments religiously.
Does Wiggy react to comments. For example, does Wiggy make an effort to quit scratching his balls or chomping food with his mouth wide-open. Does he ever make references to being a thief or a liar or sexual harasser based on blog comments?
This blog would drive me crazy if I was Wiggy. I'd be muttering to myself all day. It's gotta rattle him. Has Wigs fired anyone because of blog comments.
One more - how much time, effort and money has Wiggy spent trying to discover who comments and uncover who is the blog originator?
You're right, everyone in the credit union industry thinks Wiggy is a walking, taking embarrassing joke.
Commissioner Gordon, you're right.
Did Wig fire anyone for being the blogger?
Yes, lots of people. His had 2 sources. One was Rodger Smock who told him who he knew for a fact was the blogger and later, he changed it to bloggers. Wigg ran with it because he's an idiot who relies on his imagination to validate his outrageous beliefs.
The other source was Bea Walker but if you knew Bea, then you knew crazy and dishonest. That manly woman was a major mess.
Actually there was a 3rd source for their beliefs, that was Yvonne Boutte.
Commissioner, Wig hides in his office most of the day throwing a childish hissy fit after reading the posts.
Staff loves to read the blogposts.
When I worked there, most of the old staff used to read the posts everyday but so did Wigg, because he used to complain about what people wrote whenever he visited Smock in his office.
Bea read it everyday too. She told Yvonne she subscribed to the RSS feed so each got notified each time someone posted a comment.
Alex Suarez used to tell Yvonne and Saundra that she read it everyday. She still does.
Diedra reads it religiously. If you think Wig gets mad then multiply that times a 100 for Diedra.
Wigg put some comments early on. In one of them he wrote "I'm still here." That was something he always used to say at work. It was easy to figure out he was the one that posted.
And West has posted too. One time he blamed the blog for Wig's son, Chuckie, selling meth. He said the comments drove Chuckie to sell meth. Don't understand how poop for brains came to that conclusion. The kid is spoiled and horrible and a chip of the old block. If anything, I would have thought his father drove him to sell meth. Can you imagine what its like to live in the same house with Wigg? Yikes.
Also, Wigg has provided all the board members with free internet hook-up to the credit union's network so they don't have to pay a provider for internet. Now you know they're not using it to look at the cu's boring webpage. They surf the web and look at this blog and at times, post comments too. By the way, I'm pretty sure giving the directors remote access to the cu's network is a violation of some law or policy. After all, aren't they volunteers? Then again, Wigg pays them gas to and from South Pasadena which brings into question what defines "volunteer."
Back in 2010, Bea rewrote the policy for confidentiality. Then she had Esmeralda Sandoval meet with every employee at South Pasadena and make each one read it out loud in front of their coworkers and after they read it she'd ask them "do you understand it?” ”Are you going to comply?" "You understand you'll be fired if you don't" She had every employee go thru same line of questioning. The woman must of thought everyone is as retarded as she is. What the credit union was trying to do was stop people from reading the blog at work and at home. Problem is they can't keep anyone from reading it at lunch or outside the office. I know Yvonne told the LA office they were prohibited from talking to lynette during or after work. Big Foot is stupid. It's illegal for her to prohibit them from talking to lynette outside the office. And for years Esmeralda used to tell employees that the blog was a bunch of lies from people who wanted to see the credit union fail. The only ones who want to see the credit union fail are Wig, Smock and Deidra. What's funny is that Esmeralda stopped lying about the blog after they published the letter Diedra wrote to the employee who got sexually harassed by Wig. Employees shouldn't trust any of them. I can't believe Wig fired people for breaking policy when he breaks policies and the law! That Facebook stunt is illegal too.
I remember Esmeralda doing that. She read it first, then she had us read it and then she asked if we understood what we read. Stupid. It was written in English not Mongolian. I now wish I had refused to answer her questions. Somebody should have clocked her in her fat ugly face. She has always been a management dog and rolls over for Smock and Wiggington just like she used to for Bea even though Bea didn’t like her. Bea used to tell us that Esmeralda wasn’t what she wanted in HR. What Bea said she didn’t like was how Esmeralda dressed or that she was fat. Plus she didn’t like that Esmeralda sounded like a big old chola. Well what did Bea expect her to sound like?
No employee has broken confidentiality more than Wigginbgton or Yvonne. Bea too was another big mouth. Now management never gets fired for breaking confidentiality but low paying employees do get fired. He also got away with firing people because Rodger who is HR helped him use made up stories to get people out.
Two years ago I ran into an ex-employee who told me that Wiggington didn’t like her. He used to tell other people about how much he didn’t like her and some of them told her. Her supervisor started writing her up and riding her even though her reports showed she was doing a lot of work. She said Smock called her to South Pasadena to meet with her. She didn’t know the reason for the meeting but she drove down there and was surprised to see her supervisor sitting in the office.
Over the next hour and a half, the supervisor interrogated the employee and said one lie after another lie while Smock just sat their without saying a word. She said she even told Smock that she could prove that what her supervisor was saying was untrue but he told her it was too late and there was nothing he could do. Smock is a tool. He bends over for Wiggington as often as Wiggington wants him to. That’s one reason the credit union got sued 4 times and why they had to pay out money to ex-employees.
Wigg makes it obvious he reads the blog at work? Where's his self-respect?
Self respect? This man or whatever he is doesn't have self respect, dignity, he's undisciplined, crude, classless, obnoxious, embarrassing, vulgar. Anything I missed?
This Just In folks! Wiggy has requested bathroom signs be taken off for members. He dont want Members to knw bout the rest room unless they ask . So male and female signs have been removed and replaced by plastic Shell/Fish
It may be because of recent gang graffiti in Rest room he supposedly saw! probably some of his Bloods and Crips buddies lol
This Staff and credit union is a big joke. lol.
Meanwhile West has found a new Hobby of fixing Teller Pens . He repairs old and used pens. And may i add he does a hell of a job! sure beats is role as a HR rep .loll.
West You are a Pathetic and sorry little man! now your repairing old pens you baboon!
He put up plastic shell and fish? So is the fish the one he put on the women's bathroom door? First he robs members of convenient branches and now he takes away the bathrooms. What's he going to do next, make members process their own deposits and then charge them? Gang graffiti? Maybe his son the method dealer and his friends put it in there.
West repairing pens actually let's you finally know that he's good at something. This is the same guy who thinks everyone stereotypes Afro-Americans, right? Maybe he's fixing pens as part of Wiggington's cost saving campaigns. What a joke. What's next, is he going to start cleaning the bathrooms, throwing away the trash and tap dancing for money in the lobby?
Lol. Correct all apart of Wiggs coast saving plan. How reticules! You guys should have seen West walking to his office with all thoes pens! Just reticules.
Rumor ses Rodger is going to make brownies for everyone this week! I wonder what he will put in them. This place has turned into a comedy house.
Surprise! Food at the break room that gets put for everyine to help them selves is now least to say expired. Or on verg smelling how ridicules who eats that crap! New low cost plan now repairing old pens and going cheap in plastic plates n cups in lunch room
Been tied up this afternoon with the Bat Signal in Gotham - this is my first chance to read the comments. Thank you all for filling me in on my queries.
It figures Evil Puppet Master Diedra, MoFo Wiggy and the staff are religiously reading the blog like they're the Dead Sea Scrools.
Sad that Duplicitous Diedra and Backstabber Wiggy are oblivious to the problems they are causing. Or maybe they just don't give a damn.
I don’t know if I’d eat Rodger’s brownies. He has cats. Lots of cats that run all over his house. But that is nice of him. Some day he’s going to make some man a happy husband.
They used to have a problem with employees who'd go in the refrigerator and steal other people’s lunches. That was so unhygienic because you never know if the person making the food, washed their hands. And when the credit union buys food or employees bring food in, the leftovers are placed in the refrigerator. 2 weeks later, people are still eating the food, even though the color has changed and some of it looked like a petri dish.
I love it each time the credit union tries to fix things reported on the blog. Ever notice how the blog has more readers then P1 has members?
Funny you should point that out, but a lot of people in the industry think that Diedra and Wig don’t care if the credit union closes. They sure don't care about its reputation. For Wigg getting the big check is what’s most important and if the credit union closes, he not only has his priority one 401K, he’s got social security and a second credit union retirement plus a huge bonus. He’ll be just fine though he screwed over all employees.
they're reading it likes its the comics.
Years ago Wigg said after he became CEO Diedra changed his agreement with the credit union so when he leaves he's gets a huge payout.
Im sure she did being they are both Afro American and they both like to scam the credit union . They will eventually run P1 to the ground.
Have to agree, Diedra's actions are probably based on skin color.
Do not call for black power or green power. Call for brain power.
-- Barbara Jordan. Go's for Deidra and that Parasite Wigg
“Biology gives you a brain. Life turns it into a mind.”
― Jeffrey Eugenides
In the board's case, life turned it to mush. Wiggington on the other hand has fried his brand.
“Biology gives you a brain. Life turns it into a mind.”
― Jeffrey Eugenides
In the board's case, life turned it to mush. Wiggington on the other hand has fried his brand.
Diedra seems to control the Board of Directors with an iron fist. Has Frau Diedra been The Chairperson of the Board of Directors since 2007?
Every other credit union has an election for a new Chairperson almost every year. Is Diedra the permanent Chairperson for life - like Dictator Idi Amin. What gives here?
Never understood how Wiggington could be a president and dress wearing short sleeve shirts, no tie, sometimes wearing sneakers, walk through the branch talking loudly on his cellular and wearing a blue tooth like its a fashion statement. Nothing says unprofessional like Wiggington's fashion.
Smock who thinks he's a smart dresser is just as bad. He walks through the office wearing his waist 60 pants, with the shirt sticking out the back. Clearly, his mother doesn't dress him.
West believes he's the smart dresser. For years, the same old suits, the same boring ties, and in blending well into the background.
Esmeralda might as well don a moo moo.
Everyone writes about how horrible these people are, and they are but they also don't look the part of a credit union officer.
Chief, Diedra became an officer in 2006 but the reason she didn't abuse her authority is because Mr Harris kept the old bat in check. She tried to come into his office unannounced but he called her out quickly and she didn't try again. That's probably the big problem with Diedra. She acts like she did when she worked at the post office. She was disliked there too. Postal workers describe her as being a control freak with attitude. Sound familiar? She likes to boast that she was a manager, but she was a marketing director at the post office but to be correct, she was a a retail store manager. Not that there is anything wrong with that, but let's face it, since 2006 there is nothing in what she does that proves she has any experience in marketing. A few years back, Wiggington ordered that the board be given all marketing drafts so they could review the language and the graphics to see if they were acceptable. Now most of the board were postal carriers and clerks, how then do they qualify to review and approve any marketing piece? And certainly Diedra's mismanagement of the credit union which has made it smaller and less effective proves this woman shouldn't be allowed to approve anything. I wouldn't let her review a grocery list much less advertising. Plus its Wiggington who has allowed her to abuse her authority, then again she is the one that covered up all the evidence he sexually harassed an employee which means he owes Diedra for keeping him when clearly, he should have been kicked to the curb.
The credit union does have elections like they're required to by state law, but remember she interfered with the 2009 election and she and the board have so ruined the credit union's reputation that members have lost interest in running for a seat on the board or supervisory committee. They've basically had almost the same board members (except for those that resigned) for more than 6 years. What is obvious is members don't care about the credit union enough to want to help save it, probably because of its reputation.
Boy, Idi Amin is a good comparison for Queen D.
This morning there was a really bad stench of a smell from the branch! I think the Air system is failing again.
As i was walking towards the employee rest room West approached some officers and asked if they had any staplers or pens in need of repair! Lol. I hardly stopped my self from laughing out loud! This cost plan of Wigg is getting really ridicules just like him.
Why all one has to do is take a glance in West's office and his desk where there is now a pile of old office supplies he is repairing Pathetic !
Cost of Stapler = 11.95
Cost of box of pens= 5.99
Wiggy you stupid degenerate! how hard us it to purchase this crap for a full operating branch you parasite ugly mofo
Cost of Stapler = 11.95
Cost of box of pens= 5.99
Obviously Priority One can't afford staplers and new pens. Don't be surprised if Wigg starts spreading rumors that he's recycling.
A few years ago he told us the credit union was going to stop providing food on Fridays because they could no longer afford it.
A few months later, the credit union would no longer provide paper or styrofoam cups because he said, we needed to cut spending.
Then he said the credit union would no longer be able to provide paper napkins in the lunch room.
In 2010 he said we have to close Redlands and Valencia because we can't afford to pay the leases.
Then he ordered that reimbursements only be paid out at the end of the month that way the credit union retains more money on the books, just a little longer.
At the end of 2010, he said the credit union would not be buying promotional materials like pens and other giveaways because we needed to cut back.
In 2011, we closed Riverside because we could no longer afford to pay for the lease on the really small part-time office. And they decide to stop attending VIA in Valencia and Burbank Chamber luncheons and no more monthly chamber dinners.
In 2012, he needed to cut-back so during a manager meeting he said that he was going to put sales quotas in effect that way the credit union could fire people for not making their numbers when the real reason was to cut spending. He didn't want people to know the credit union was doing bad. Does he think members and employees are blind?
Then 2013 he's told to cut-back because the credit union is in trouble again. By the way, it wasn't in trouble again, it was still in trouble. So he fires Cindy and close down Airport and 4 1/2 weeks later, he closes Santa Clarita.
If you've seen the 2013 Annual Report it looks like its made out of recycled toilet paper.
No big surprise that Wiggington has screwed over the credit union. But I bet he is still earning over $150,000 plus Diedra makes sure he still gets a bonus at the end of the year? Why? Unless destroying the credit union was their plan in which case he would deserve a bonus.
You guys are terrible. West has finally found his niche. He tried being a trainer but turns out he didn't have the talent.
He tried writing books, but no one wanted to buy them.
He tried starting a sleep clinic at the credit union but he was the only volunteer so he had to give it up.
He tried to open a charm school, but he lacked something... what was that something? Oh yeah, he lacked charm.
Areas where he might do good are:
Donating $1-$3 to employee luncheons and then eating all you can from the food employees prepare and bring in and signing the card to make it look like you donated.
He could also start a "2 Faces are Better than 1" class and show people how you can pretend to be religious while being friends with a thing like Wiggington.
He said he used to DJ in college but in all honesty, does he have anything that makes him look like he ever DJ'd? I've heard his sound selections during all staff meetings. Not everybody is into music from 1962.
So I say, let's support West and give him our old pens and staplers. Why stop there, do you shoes need new heels and soles. West is your man! Need your laundry done, West again.
Your underwear is wearing out and you can't afford to buy a new pair on your Priority One salary, then go see West.
Are you sure the smell came from the air system? Did you go to Wigg's office. When he's in there for long periods of time with the door closed and he opens it, it smells awful.
Every year for years and years, the air conditioning system stops working. It affects all departments but the back is unbearable. If you go into the back conference room, look at the ceilings and walls. What's missing? Air conditioning ducts. The room was designed by Bea Walker and Rodger Smock. Now Rodger is supposed to call technicians to "repair" the a/c but he has them do the bare minimum to save money even though every technician has told them they need a whole new system. Now Rodger is fortunate that the air conditioning problems don't usually affect his office, so Fat Boy is just fine as long as air hits his 600 lb frame. Now if the air ever affects his office, believe he's going to get a new air conditioning system.
Rodgers is a pig.
Weat can diffently start class on two faces are better then 1 . He us a sorry excuse for a Christian his far from it. Snd yea that old aor system is awful and dosnt provide enough for fullbuilding even members complain from time to time. But then again who gives a rats ass about members at p1.
West*
Fat boy only worries about lunch ins and what his having or cookin or whats on sale . Like a previous post he will make some man very happy one day! Wiggs stinks period not just his office his a walking talking shit bag! The man doesn't care about hygiene! Wigg is a true living parasite
Dieadra was probably around when slavery got abolished . Heck she's old enough to have vivid memories probably . And this is her way of sticking it to the White Man. By keeping A sexual harraser as Ceo as well as keeping board with majority Afro Americam all other races must suffer unter this tyrant of a ceo Wiggy. Great job Dieadra you old hag make us pay .
Wow, I can't believe all the comments about Robert West. I used to like him. Well, when I met him I thought he was genuine, moral and caring. That started to change several years back. The first incident that gave me insight into who he really is was one involving a member who came to the credit union and left a baby she was supposedly caring for, in the car. Members coming into the office heard the baby crying and told employees in the loan department. The employees soon found out who the car belong to and told the member that the baby was crying. The member said, "That's okay, I'm not going to be very long." Now at the time,. the member was sitting and chatting with Gema and it looked like she was taking her time. Wiggington hadn't come to work that day and Rodger couldn't be found anywhere in the building so they approached Robert West and he told them to call the police immediately. The police and firemen arrived at the office. The baby was removed from the car and the member arrested.
The next day, Wiggington blew up. He told us that we had injured the member when we called the police and he demanded to know which employees had been involved in reporting the member to authorities. He found out that Susanna, the card service specialist had called the police at the request of Mr. West.
He found out Patricia Lopez had been gossiping about what happened. He also found out that Georgina Duenas and Gema Pleitez had urged calling the police before Robert West gave the okay.
He called Susanna, Patricia, and Gema to his office separately and told them they hurt the member and that if they ever called the police again under similar circumstances that he would fire them immediately. Georgina was called to his office too, but she refused to go.
Wiggington also them that they were only allowed to call the police if a member parks on the street and not on credit union policy. That made no sense and as we found out later, the employees did the right thing. State law says if you see a baby or child unattended in a car, you're to call the police.
But back to West. Do you think he ever stepped up and told Wiggington that he gave the authorization to call the police? He hid like a coward the let the girls get vilified.
Another time we were in a meeting at Almansor Court. All the employees were present. West got up there and talked about the blog saying that it was written by haters and then he read from the Bible. Now I believe in scripture but I also know that it is illegal to force employees to listen, well in this case, manipulate them using the Bible.
But the worst thing I saw him do, was go along with Wiggington's lies as Charles got rid of people by making up stories about them that were untrue. Wiggington is horrible, nothing but trash but West has spent years supporting Wiggington's lies. What makes West dangerous is that he pretends to be something he's not though I think by now, most employees don't trust him nor should they.
That said, he should keep repairing pens and staplers and keeping away from humans. By the way, that tells you how much work he has to do. He's just a front. The head of HR is dishonest Rodger and West is just a figurehead. West is also compliance even though he has no experience in compliance plus he doesn't even comply to scripture. He needs to go to Missouri and protest, at least then he'd be doing something.
Terrible
Blubber Boy Rodger loves all-you-can-eat buffets. Chinese buffets are a fave of Rodgers. Pigging out at a Vegas Buffet carving station make him horny. His favorite used to be Sir George's Buffet - it was a really sad day for Fat Boy Rodger when Sir George's went out of business.
Nowadays he spends most weekends at either Home Town Buffet or Golden Corral. Can you imagine Rodger salivating when he sees the Golden Corral Chocolate fountain.
Sometimes he'll go to the Soup Plantation, but the meat selection there is pretty sparse, so he'll only go there in a pinch.
Chief, Diedra is a close relative of Idi Amin - you got a good eye for spotting the resemblance.
1. Why hasn't Rodger retired?
2. Why haven't Members removed Diedra?
Answers to above:
1. Why hasn't Rodger retired? Rodger needs the paycheck to fund his almost daily visits to his favorite buffets. I know this to be factual.
2. Why hasn't Diedra been removed from the Board? The Board members are intimidated by Diedra's reign of terror. It's a combination of threats of retribution, yelling and bullying that she uses to hold onto her position. Not one Board member has the spine to stand up to this ugly evil dictator and Idi Amin wannabe. In the past a few Board members who questioned Diedra were swiftly removed.
You’re absolutely correct. But the board wasn't always made up of horrible and stupid directors. Mr. Shipley who is white was highly competent, just the opposite of Diedra, Glen, Thomas, Hale and Bobby was extremely competent and understood financials. He was later offered a job in Las Vegas but before he left, he noted that Diedra controlled the Board members which meant that under her incompetent, dishonest hands Priority One was headed for trouble and as it turned out, they were.
Note: Diedra controls the Black board members. Joe Marchica is not black but he is useless and it looks lie he doesn't care about the credit union.
Diedra and Wiggington disliked Mr. Davidson who was coincidentally White, because he delivered an anonymous letter he received at home which exposed an AVP of having more than 24 NSF incidents in less than 60 days, Wiggington went ballistic. An investigation proved she had been kiting and the attorney instructed the credit union to fire the AVP who was hand-picked by Wiggington. Typical of Wiggington, when he promoted her from branch manager to AVP he knew about the incidents because he gave member service the approval to reverse each NSF. During the investigation he said he had no idea she was overdrawing her account. How is that possible when he was the VP of Operations when every incident occurred? Plus the record shows he signed off on each NSF. Diedra threatened Mr Davidson with expulsion from the board if he ever took another letter to the attorney without first conferring with the board. What the AVP did was a felony. How is Diedra qualified to investigate a felony? She’s not an attorney and not an investigator though she’s GREAT at covering up evidence of illegal acts.
Mrs. Irving is black but out of all the board directors she is honest and has integrity. She’s the director opposite of Diedra. She voted to fire Wiggington after the investigation proved he sexually harassed and for that, Diedra and Wiggington tried to drive her off the board. She finally resigned a couple of years ago but not before expressing her disappointment of the board.
If color is not a factor in all that Diedra does including why the board never fired Wiggington, then why does a lot of what she does look like racism? The people she drove out all had integrity something she and her flying monkeys don't have. If it looks like racism and walks like racism it probably is.
If it wasn't racism then why wasn't he fired after he lost So much credit union money and after it was proven he sexually harassed?
Joe Marchica is allowed to stay on the Board because he is a useful idiot who goes along with anything Diedra says. Doctors are concerned about Joe's lack of a spine.
Diedra and Joe are still doing things the way they used to them before the earth cooled.
Joe has a spine but its made of wet noodle.
I think Diedra is like 180 years old but how old is Joe? They should have term limits on the board directors and supervisors. Joe's probably been on the board since 1926 when they opened the place up and Diedra should of been shown the door in 1930.
By the way, I need my lawn mowed. Does anybody know what Robert West charges?
Wiggington's ideas have all failed but Robert might have found an answer to making more business. The credit union sells movie tickets and during the year they sell Zee's candies gift certificates. They can advertise that they fix pens and staplers. Other ideas:
1. Putting up a lemonade stand on Huntington Dr.
2. Having some of the loan dept staff dress up in bear costumes and have them dance while holding signs that say "come on in and get a personal loan" or "come on in and get an auto loan".
3. Auto detailing. They have a big covered street level parking lot.
4. Catering. Wiggington can make his famous flavorless ribs. Rodger can make her famous Grandma's brownies. Yvonne and Alex can whip something in the cauldron.
5. Escort service. Pimp Robert West and Alex Suarez. Oh and lets not forget Brad Pitt look-alike, Joseph Garcia.
6. Esmeralda can finally open a cosmetics counter and do make-overs.
The world's their oyster. They better move quickly before some other credit union steals these ideas.
Pimp Robert? Who would want to date him or Alex. And Joseph is no Brad Pitt. Pit, yes but not Pitt.
Are you confusing Joe Marchica's wet noodle spine with his wet noodle schweener?
I thought Wig was the one with a wet noodle schweener.
I've come to the conclusion that Wig must have a small schwwener because he's spent years telling us about how smart he is, how educated he is, and how much sex he's had. Excuse me, I feel a little throw up at the back of my throat.
News Flash:
Today Wiggy, Joe, Rodger and Robert decided to have a Biggest Schweener Contest. The Contest was officially authorized by Diedra, of course. First prize was to be a case of Viagra - So the competition was expected to be stiff (pun intended).
Sadly, none of these jack-offs qualified due to microphallus. And 3 of the 4 had wet noodle issues.
What job can they give Gema to do? . Lol. Let us not forget about her , you know she likes to see her name here.
I don't know what jobs she should do but I can tell you that she never be a manager or supervisor. When Betty was the branch manager, Gema worked well under her. Gema was knowledgeable but once she was made branch manager, the position went to her head and she started delegating work her work to her staff which gave her time to sell her illegally burned movies in the office, shop on the internet and have what she bought delivered to the South Pasadena office using the last name of Lopez. She also never took calls requesting assistance from the member service supervisor. She had all calls sent to her voicemail and at the end of each day, she'd erase the messages. I can't think of a single thing she should do. As supervisor all she does is listen to calls in the call center. She is unhelpful and sooooo lazy. She's built like 15 year old boy and she walks like a man so maybe she could model children's clothes.
Okay, Chief I have to take issue with your comment. Wiggy, Joe, Rodger and Robert don't have Schweeners, so how could they be in the Biggest Schweener Contest? In fact out all of them, I bet Diedra has the biggest Schweemer cause she sure has the biggest balls. The boys might do better in a wet t-shirt contest. I'd put my money on Rodger winning the big tata content.
I remember taking boxes to Gema that had things she bought online. At the credit union it amazes how lazy managers who are breaking policy have the nerve to write up employees they think aren't working. Gema is someone I would never hire at any company but I also would never hire Charles, Rodger, Robert, Yvonne, Alex, Esmeralda, or Georgina. These are horrible people and they all lie and cheat.
What about Patti? she knew that the former Loan manager was having the staff sign members names on loan doc and did nothing, she has done some shit stuff to employees also.
Patti Loiacano? She "seems" nice but she isn't. But she is is one of the few remaining old timers who actually knows procedure but she is also one that doesn't want a staff who knows procedures too well because she's insecure and is afraid she'll be replaced. She's been that way for a long, long time.
Her other big problem is she plays both sides. It hasn't always helped her either because for because for years Charles couldn't stand her. I heard he even demoted her a long time ago because he said she doesn't know how to talk to people. I guess the liar and sexual harasser can't see that he doesn't know how to talk to people either. He keeps her because she's the only person who knows how to run the loan dept. But you're right, she did let the DMV specialist forge member signatures on the unsigned power of attorney forms. Its illegal but apparently she didn't care.
She also helped go after people that management doesn't like. She's truly someone you should never trust. Plus she's got attitude and she's so insecure. At work she's friends with two faced Big Foot, Yvonne Boutte. The company you keep says much about any person. Says alot about Patti. In the end she's the lesser of 2 evils, I mean the lesser of 5 evils but still evil.
There’s a big problem with management at P1. They might not all be ignorant but they are most are insecure and most break policy. The reason they get away with it is because Rodger, Robert and Esmeralda aka the 3 stooges, let them get away with it. These 3 can roll over faster for management than you can say “how much do Rodger and Esmeralda weigh?”
Patti is pathetic almost tragic. She means well but she doesn’t do well. I’d never trust her and I would never have promoted her to VP but Wiggington did it out of desperation and because at the time the board complained that the old AVp of lending wasn't doing his job.
Sonia the supervisor is another piece of work. Ever try calling her extension? She never answers. Plus she loves to talk about her home life as if anyone really wants to hear it. When she arrived at the credit union she used to tell us about her husband. Turns out they weren’t married until just a couple of years ago. She used to exaggerate and still does about so many unimportant things. You can't believe anything she says.
Now if you want to meet someone who is ignorant but thinks they’re the Queen of the credit union, then Alex Suarez is your girl(?). She’ll brag that she’s nice and professional but nice people don't gossip viciously or tell lies or turn employees against other employees. She shows favoritism and she just loves the gossip. Clearly she ain't nice. But the credit union has a lot of queens, i.e. Alex, Yvonne, Rodger, etc.
But few people are as horrible as policy breaking, control freak, know nothing Yvonne. Now that’s a woman who should never be given an inch because she’ll take 100 miles. She caused the credit union to lose money a couple of years ago when she decided she was going to try to control a member whose confidential information was put out on the internet by a either Yvonne or some other member of her staff.
Plus Facebook stunt that just got exposed smells more like Yvonne not Alex because frankly, Alex doesn’t have a third of a brain needed to think up of something so complicated.
So much stuff going on in that place. I'd of thought that by now, employees would have revolted and strung Wig from the nearest tree and burned Esme, Yvonne, Alex and West at the stake. Didn't include Smock because with that much body mass he could burn down the whole city of South Pasadena.
Schweener? Priceless.
Unexpected Winner in the Biggest Schweener Contest
Initially none of the participants was able to register any length in the Schweener Contest. Sadly, they all suffered microphallus. Diedra was not pleased, so Wiggy being an innovative rule breaker made an executive decision, changing the rules on the fly (pun intended). Per Wiggy rather than length the winner was to determined on girth. This is an area where Wigs thought he might have an edge since he is pretty thick.
I can now report the Girthiest Schweener winner is Fat Boy Rodger. ironic since Rodger hasn't seen his Schween since 1989. First Prize - Rodger was awarded a gift certificate to the all-you-can-eat Circus Circus buffet - voted the worst in Vegas. A fitting prize for a prick and the worst HR manager in the credit union industry.
Too funny. Poor Rodger. He always thought himself smarter than all employees of the credit union while never seeing that he is worst HR Director imaginable. No wonder Superior Industries sent him packing years ago. You have to wonder why this supposed professional and intellectual snob willingly made himself Wigg's lap dog and bitch. Yes ma'am Rodger, you is a house honky.
Girthiest Schweener winner? Too funny.
Girthiest Schweener Contest Scandal:
It turns out the Girthiest Schweener Contest was rigged. Diedra's culture of fear, intimidation and retaliation caused some vicious infighting between contestants Wiggy, Ridger, Joe and Robert. These jack-offs all badly wanted to win.
In short, Rodger cheated because he'd do anything to win all-you-can-eat Circus Circus buffet gift certificate. Unbeknownst to everyone involved Rodger secretly injected his microphallus with several syringes of Botox in order to increase his girth. Wiggy suspected something was queer when Rodger was awarded the First Place Prize. Now for the first time anyone can remember the DFI is conducting an investigation into Priority One's operations. Too bad the investigation centers around a Girthiest Schweener Contest.
I can't believe how demented Diedra is forcing Wiggy, Rodger, Robert and fellow Board member Joe participate in a Schweener Contest. How humiliating for the contestants and P1.
Can you imagine what depraved contest she's planning next for female staffers?
Why is Diedra judging? Shouldn't the judge be female?
Isn't cheating just the norm at P1? You have an HR department that has twisted policies and allowed a lot of innocent employees get accused of things they never did.
A couple of years ago, dumb as dirt Joseph Garcia and Cindy assigned everyone numbers that we had to get. People that didn't make their numbers (sales) ended up fired. But sneaky and dishonest employees like Gema, went through the reports and pulled new member account numbers that they said they opened. If they had double checked numbers which would of shown duplicates. But you can't trust Joseph because he helped Bea fire a lot of people by making up stories about them.
But what do you expect when you have some like Wig who sexually harassed and repossessed a members car. Wig was angry that employees called the police on Yolanda when she left the baby in the car but he felt nothing when he repossessed a member's car and put it in his name without paying a cent.
Congratulations Diedra, you finally impressed me by staging the Girthiest Schweener Contest. Bet you were smiling ear-to-ear when when the perticipants dropped their underwear. Is it true Wiggy has low hanging balls?
Too bad Rodger ruined the Girthiest Contest by injecting his prick with Botox. Figures cheater Rodger would do anything to get an all-you-can-eat Circus Circus buffet gift certificate.
Without those Botox injections my guess is Wiggy woulda been the girthiest, since he's a well-known fathead.
Circus Circus
WTF? Horrendous that Diedra would orchestrate a Girthiest Schweener Contest. Has she no shame.
This is an embarrassment for P1.
I don't know what's more incredible- that Priority One is still open for business or that Charles is still president. Back in 2006, Mr Harris setup a merged with Inland Counties Postal CU. It was a good merger. He expanded our territory south, all the way to the San Diedgo border. What Inland needed was money to upgrade its technologies and it couldn't afford it at the time. Their reason for merging with Priority One was to obtain a resource that would help them provide better services and technologies. The staff at Inland was wonderful. Jodi headed the place and she was a smart, well organized woman. I think her assistant was named Karen and she was also extremely capable. Sonny, their auditor, was transferred to South Pasadena by Wiggington right after he became President but at the end of 2009, he was laid-off because he had become friends with Manny the CFO and because Bea Walker didn't like him.
Now Riverside would have grown and would have been a great source of new members and new business if Mr Harris had stayed President. What Inland Counties had no idea of was just how stupid, how horrible and how incompetent Charles is. When the credit union had troubles getting new business in Riverside, Charles told us that's becuse it was a bad location and he blamed Mr Harris for having gotten Riverside. Charles always has an excuse for his failures. The fact is, Charles has no talent for making money. He doesn't know anything about marketing or service and he's lazy to top it off. He expects everyone to work to get results without providing leadership because when it comes to business Charles is brain dead. I've read the comments and what is clears is people don't like or respect Charles. He's like a nagging kid who just wears your patience thin. The man has proven to be a liabiity to the credit union because he has absolutely nothing to contribute.
They're both equally incredible.
Girthiest Schweener Contest.....WTF?
What kind of weird sexual perversion will Diedra come up with next. She's a sicko.
Not surprising Rodger would cheat to win. He's a MoFo schmuck.
Chief,
Everyone wants to know.
How did Diedra dupe Wiggy, Rodger, Robert and Joe into entering a Girthiest Schween Contest? They all got to be gullible idiots.
i agree the merger with Riverside was good and had potential but Wigg was unqualified to handle any part of the credit union. Mr Harris should of fired him but Mr Harris was too busy leading the credit union and he unfortunately trusted Charles and Smock.
I worked at credit unions for years. But this is unknown territory to me: CEO sexual harassment, lying, stealing, backstabbing, policy breaking. And now I'm told there is ball scratching, and a $40,000 STFU Challenge to the CEO.
The capper is a Girthy Penile Contest put on by the Board Chair. This is nutzoid.
This credit union has entered the Bizarro Zone.
What's next?
The only thing that would be more shocking is if Wiggington mailed a letter to all members, employees and former employees, admitting
1. He and Diedra ruined the credit union
2. That he sexually harassed a former employee and the black board covered up his black ass.
3. He repossessed a members car after the member signed off on a repayment agreement and then transferred ownership to himself, faked papers making it look like the car went to auction and never paid a cent. Guess who's winning with money?
4. Admit he violated federal law and harassed 4 employees.
5. Admit he doesn't know anything about marketing, business development or ethics.
6. Admit that West and Smock remain on payroll because there his only friends in the galaxy.
7. Admit the blog didn't drive his son to sell meth and it was his son' who chose to sell meth.
7. Admit that all his sex stories are fake because no one imagine a woman or for that fact a man wanting his sorry ass in bed.
8. Admit he lives in a dump.
9. Admit he used to get kick backs from the old credit collection agency and from Henry Justice.
My hand is hurting from typing so I'll continue later. Probably will take 4 or 5 more comments to finish the list.
You forgot to mention a assault and battery that occurred in South pasadena .
You also didn't mention the Facebook plot against members.
How about HR admitting they helped Wigg make up lies about lots and lots of employees so he could,do fire them. You have fat ass Herr Esmeralda saying people lie about the credit union when she is probably as big a liar as Frau Wiggington. She says she's a Christian but the one is evil and is shacking up with an auto detailer who she calls her husband.
Then there's Robert West. A man who lies, compromises integrity, takes part in Wiggington plots and claims he is a devout Christian. I suspect a wooden cross would make him cringe.
And finally the person who Esmeralda and West work for- Miss Rodger Smock, a man who once had an affair with a male employee and who has correct years helped Wigg carry out plots. Yep that's HeR
in one dirty little crap ball.
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